Agent producer - Study guides, Class notes & Summaries
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South Carolina Life Insurance Producer Exam Questions and Answers 2023
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South Carolina Life Insurance Producer Exam Questions and Answers 2023 
 
Producer - ANSWER Independent Insurance Agents also known as insurance sales agents that typically sell a variety of Insurance and financial products. 
 
resident producer - ANSWER An agent who holds an insurance license in the state in which they live 
 
non-resident producer - ANSWER Agents who hold an insurance license in a different state than the one they live 
 
Broker - ANSWER agents that work on behalf of life insu...
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LIFE PRODUCER EXAM (MI) QUESTIONS AND ANSWERS ALREADY PASSED
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LIFE PRODUCER EXAM (MI) 
 
QUESTIONS AND ANSWERS ALREADY 
 
PASSED 
 
Which of the following is NOT true regarding a Certificate of Authority? 
 
a)It may be necessary for transacting business in a specific state. 
b)It is equivalent to an insurance license. 
c)It is issued by the state department of insurance. 
d)It is issued to group insurance participants. d) It is issued to group insurance participants. 
 
Before insurers may transact business in a specific state, they must apply for a licen...
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Washington Life/Health Insurance Exam | 303 Questions and Answers(A+ Solution guide)
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policy owner - usually, but not always the person covered by the policy 
beneficiary - the person who is paid when a claim 
is submitted 
agent/producer - acts as a legal representative 
of the insurance company 
broker - representative of the Insured, not the insurance company 
risk - The chance or uncertainty of loss 
Pure risk - the chance of experiencing a loss (without the possibility of gain). Only downside, no 
upside. 
Speculative risk - s the chance of loss one accepts in the hope of re...
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DECA Marketing Cluster Exam District Level Practice Test
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The purpose of legal procedure is to ensure that each party receives 
A. ongoing advice. 
B. consistent treatment. 
C. a reasonable verdict. 
D. an indictment. - Answer- b 
 
Wal-mart, Chevron Texaco, and Ford Motor Company sell stock in their companies. They are examples 
of which of the following types of business ownership: 
A. Franchisee 
B. Corporation 
C. Partnership 
D. Sole proprietorship - Answer- b 
 
Channels of distribution benefit businesses by 
A. lowering the prices of all indu...
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Final Exam Questions and Correct Answers- New Jersey Life and Health
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Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? Home health care 
Which of the following is NOT a federal requirement of a qualified plan? Employee must be able to make unlimited contributions 
Why are dividends from a mutual insurer not subject to taxation? Because dividends are considered to be a return of premium 
The treasurer of XYZ Insurance Company discovers that the treasurer's company is being in...
And that's how you make extra money
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Indiana Life and Health Insurance Full Exam with Guaranteed Accurate Answers
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Which of these is NOT considered to be a violation of the Unfair Competition Law in Indiana? 
 monopolize or restrain trade 
 making unsubstantiated criticisms about an insurance company 
 pay insurance commissions to an unlicensed individual 
 paying a finder's fee to an individual who provides a sales lead - correct answer paying a finder's fee to an individual who provides a sales lead 
 
A viatical settlement agent, according to the Indiana Department of Insurance, is 
 an individual who f...
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Idaho Life Producer Exam Questions and Answers (Graded A)
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Idaho Life Producer Exam Questions and Answers (Graded A)Idaho Life Producer Exam Questions and Answers (Graded A)Idaho Life Producer Exam Questions and Answers (Graded A)Idaho Life Producer Exam Questions and Answers (Graded A) 
What does life insurance protect against? - ANSWER-Dying too soon. 
 
What happens to the death benefit with a Variable Universal Life Policy? - ANSWER-It may increase/decrease within limits. 
 
Who sells insurance to a client and owes a fiduciary duty to an insurance c...
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UNITED HEALTHCARE (UHC) – ETHICS AND COMPLIANCE LATEST 2023-2024 EXAM| ACTUAL QUESTIONS AND VERIFIED ANSWERS Version 2 |A+ GRADE
- Exam (elaborations) • 17 pages • 2023
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UNITED HEALTHCARE (UHC) – ETHICS AND COMPLIANCE LATEST 2023-2024 EXAM| ACTUAL QUESTIONS AND VERIFIED ANSWERS Version 2 |A+ GRADE 
 
 
Q: John has Power of Attorney to act on behalf of his mother. What does that mean when it comes to his mother enrolling in a Medicare Advantage Plan? 
 
 
Answer: 
John may sign the Enrollment Application and must be able to provide documentation upon request by the Plan that indicates his authority under state law to enroll his mother. 
 
 
 
Q: In which of the...
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Texas Life Insurance Exam 2023 with 100% correct answers
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P completes an application for a $10,000 life policy, but does not give the producer the initial premium. P's coverage becomes effective when 
P receives the policy and pays the premium 
 
 
 
A potential client, age 40, would like to purchase a Whole Life policy that will accumulate cash value at a faster rate in the early years of the policy. Which of these statements made by the producer would be carrer? 
20-Pay Life accumulates cash value faster than Straight Life 
 
 
 
How does an indexed...
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Law 3220 Exam 4 Clemson Latest Update Graded A
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Law 3220 Exam 4 Clemson Latest Update Graded A Agency An agency is created when a person or company (an agent) agrees to act for or in place of another person or company (the principal) 
Parties in an Agency -The principal creates authority in an agent -The agent receives authority and carries out the principal's instructions -Third parties make contract or are involved in torts with the agents 
Disclosed Principal Identity of principal is known by the third party at time of making of contract ...
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