Agent regulations loans Study guides, Class notes & Summaries
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Mississippi INS Questions and Answers Rated A+
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Mississippi INS Questions and Answers 
 
Rated A+ 
 
Every producer licensed in Mississippi must notify the Commissioner within how many days of 
any change of address 30 days 
 
Any inducement offered to the insured in the sale of insurance products that is not specified in the 
policy is called Rebating 
 
All health plans that provide coverage to family members of the insured must provide coverage 
for the insured's newborn child starting at the moment of birth 
 
How many hours of approved ...
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NMLS Final Exam Questions with Correct Answers.docx
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NMLS Final Exam Questions with Correct A 
 
Who is responsible for ensuring that the Closing Disclosure is delivered to the consumer? 
 A.The creditor 
 B.The loan processor 
 C.The consumer 
 D. The CFPB - Answer-A. the creditor 
 
Which law restricts the sharing of information given when a consumer applies for a mortgage loan? 
 A. Fair Credit Reporting Act 
 B. FTC Disposal Rules 
 C. Gramm-Leach-Bliley Act 
 D. Consumer Regulatory Protection Act - Answer-C. Gramm-Leach-Bliley Act 
 
Which do...
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Loan Signing Agent Latest Update 100% Pass
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Loan Signing Agent Latest Update 100% Pass Borrower (Mortgagor) An individual who applies for and receives funds in the form of a loan and is obligated to repay the loan in full under the terms of the loan. 
Title The document that gives evidence of ownership of a property. It also indicates the rights of ownership and possession of the property. 
Refinancing The process of paying off one loan with the proceeds from a new loan secured by the same property. 
Escrow Company A licensed neutral thir...
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STUDY GUIDE FOR THE NY REAL ESTATE EXAM QUESTIONS WITH CORRECT ANSWERS
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STUDY GUIDE FOR THE NY REAL 
ESTATE EXAM QUESTIONS WITH 
CORRECT ANSWERS 
Independent contractor must pay their own expenses. - Answer ️️ -According to IRS code 
section 3508[A, B], 
real estate agents are statutory non-employees and are therefore independent contractors. 
The code also states that there must be a written contract between the broker and the sales 
associate, also reviewed every 12-15 months 
· All records must be kept for 3 years 
· If sales associate not deemed independen...
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SIE Exam Latest Updated Graded A
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What type of risk is unique to a specific industry, business enterprise, or investment type? - ANSWER-Nonsystematic risk 
 
Under which of the following circumstances is an investor in a position to acquire stock? - ANSWER-Buy a call, sell a call (The holder of a call has the right to buy stock at the strike price if exercised. The seller of a put is obligated to buy stock at the strike price if exercised) 
 
Options- a premium - ANSWER-the cost of an option contract, expressed in dollars per sh...
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Real Estate Exam Practice Questions and Answers Updated 2023/2024 Graded 100%
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Real Estate Exam Practice Questions and Answers Updated 2023/2024 Graded 100%. A buyer with a 15-year, $250,000 loan at a 5.5% interest rate has a monthly principal 
and interest payment totaling $2,042.71. What;s the total amount the borrower will pay 
back over the life of the loan? - (answer)-$367,687.80 
You're explaining to your client that using electronic documents and signatures 
simplifies the home buying process. Your client is skeptical about these signatures. You 
describe the Unifo...
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2024Real Estate Sales Person Exam Prep (California) Questions and Answers(A+ Solution guide)
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When agent Andy took a listing, he promised the seller that he would advertise the property in a 
magazine until it was sold. Andy told the seller he submitted the ad, but the magazine said Andy never 
contacted them or submitted the ad. Andy is guilty of: - Actual Fraud 
A fee simple estate is: - an estate of inheritance 
If an appraiser is appraising a special purpose property he would probably use the: - Cost 
Approach 
The main purpose of "RESPA" (Real Estate Settlement Procedures Act) is ...
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WA Fundamentals Final Exam Questions With Correct Answers 100% Verified.
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WA Fundamentals Final Exam Questions 
With Correct Answers 100% Verified. 
Which of the following is most likely to be considered a fixture? 
A. Draperies 
B. lamp 
C. Plumbing 
D. Washing Machine - answerC. Plumbing 
A life estate will last until: 
A. Economic conditions render it unfeasible 
B. The death of the grantor 
C. the death of the recipient 
D. the recipient moves out - answerC. the death of the recipient 
The deed that states that there is 
A. Grant Deed 
B. Bargain and sale deed 
C....
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PSI Test Practice Guide Exam With Practical Questions And Answers |Distinction Guaranteed.
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Agency disclosure requirements apply in all of the following transactions EXCEPT 
 
A) resale of foreclosed properties 
B) commercial leases 
C) new construction 
D) multifamily sales - correct answer B) commercial leases 
 
The period of time over which an improvement to the property will remain useful for its original purpose is known as its 
 
a. amortized life. 
b. chronological life. 
c. actual life. 
d. economic life. - correct answer ...
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LOAN SIGNING AGENT EXAM REVIEW QUESTIONS AND ANSWERS, RAT| LATEST UPDATES 2024/25 APPROVED| ED A+
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LOAN SIGNING AGENT EXAM REVIEW QUESTIONS AND 
ANSWERS, RATED A+ 
Accrued Interest - -Interest earned but not yet paid. 
Adjustable Rate Mortgage Loans (ARM) - -The payment may be low initially because it is based on a 
schedule that is 30 years long but the rate will change/adjust after "x" years. 
Amortization - -Repayment of a loan with periodic payments of both principal and interest 
calculated to payoff the loan at the end of a fixed period of time. 
Borrower (Mortgagor) - -An individu...
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