Ains commercial insurance Study guides, Class notes & Summaries
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AINS Quiz 713 Questions and Answers 100% Solved
- Exam (elaborations) • 154 pages • 2024
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AINS Quiz 713 Questions and Answers 
100% Solved 
Umbrella liability policies almost always provide excess coverage over several primary policies 
while include all of the following, EXCEPT: 
Commercial general liability 
Auto liability 
Replacement liability 
Employers liability - Replacement liability 
The coverage that an umbrella liability policy provides for claims not covered at all by the 
underlying policies is called - Drop-down coverage 
Which one of the following statements a...
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AINS 101 (Latest 2023/ 2024 Update) Increasing Your Insurance IQ Exam| Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 25 pages • 2023
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AINS 101 (Latest 2023/ 2024 Update) Increasing Your Insurance IQ Exam| Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Rachel is a new employee of Westley Insurance, and has been asked to review some existing policies to become familiar with the types of policies she will be working with. Which one of the following will Rachel find is true as she conducts her review? 
 
 
Answer: 
Rachel finds the policy begins with a coverage overview and then goes into more coverage details. 
 
 
...
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AINS Quiz | 713 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+
- Exam (elaborations) • 156 pages • 2024
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AINS Quiz | 713 Questions with 100 % correct answers | Verified& Updated 2024 Graded A+ 
Umbrella liability policies almost always provide excess coverage over several primary policies while include all of the following, EXCEPT: 
- Commercial general liability 
- Auto liability 
- Replacement liability 
- Employers liability - Replacement liability 
The coverage that an umbrella liability policy provides for claims not covered at all by the underlying policies is called - Drop-down coverage 
Whi...
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AINS 101 - Increasing Your Insurance Exam Questions and Answers
- Exam (elaborations) • 16 pages • 2023
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AINS 101 - Increasing Your Insurance Exam 
Questions and Answers 
Which of the following represents uncertainty about outcomes that can be negative 
or positive? - ANS ️️ Risk 
The primary role of insurance is to - ANS ️️ Indemnify individuals and 
organizations for covered losses. 
The insurance agent suggested that Sally's Snack Shop buy a policy that combines 
property, crime, and liability coverage into one policy. This is referred to as as a(n) 
- ANS ️️ Commercial package poli...
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AINS 23 Full Practice Exam Questions with Verified Solutions
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AINS 23 Full Practice Exam Questions 
 
with Verified Solutions 
 
1) Clarence entered into a contract bond that guarantees his insulation work will be free from 
defects in materials and workmanship for a specified period of five years after completion of the 
work. The type of bond used by Clarence is a Maintenance bond. 
 
2) Which one of the following statements is correct with respect to ocean marine loss exposures? 
For cargo owners, the posibility of loss to the cargo exists either on boa...
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AINS 101 Exam Prep with Complete and Certified Solutions
- Exam (elaborations) • 102 pages • 2024
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AINS 101 Exam Prep with Complete and 
 
Certified Solutions 
 
As a single mother on a very tight budget, Ciara is tempted to skimp on her insurance. However, 
her friend Mehmet tells her not to skimp on insurance, because it will help manage her cash 
flows. Which one of the following examples best illustrates Mehmet's point? 
 
A. Ciara needs her car to get to her job, and she needs her job to make car payments and pay for 
her car insurance. 
B. When her car's windshield breaks, Ciara has t...
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AINS 101 Exam Prep| Complete Questions Answered 100% Correctly| Updated 2024-2025
- Exam (elaborations) • 91 pages • 2024
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AINS 101 Exam Prep| Complete Questions Answered 100% Correctly| Updated 
As a single mother on a very tight budget, Ciara is tempted to skimp on her 
insurance. However, her friend Mehmet tells her not to skimp on insurance, 
because it will help manage her cash flows. Which one of the following examples 
best illustrates Mehmet's point? 
A. Ciara needs her car to get to her job, and she needs her job to make car 
payments and pay for her car insurance. 
B. When her car's windshield break...
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AINS 103 Exam Questions With Verified Answers
- Exam (elaborations) • 58 pages • 2024
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AINS 103 Exam Questions With Verified Answers 
 
Which one of the following best describes real property? 
Select one: 
A. Property being shipped to or from others. 
B. Business personal property that includes furniture, machinery and equipment, and stock/inventory. 
C. Tangible property that includes land, structures permanently attached to the land, and whatever is growing on the land. 
D. Vehicles, merchandise, furniture, tools, and similar items. - ANS C. Tangible property that includes l...
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AINS 103: Practice Quiz-All Chapters Exam Questions And Answers
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AINS 103: Practice Quiz-All Chapters Exam Questions And Answers 
For most businesses, which peril poses the greatest risk of a large or total property loss? - ANS For most businesses, fire poses the greatest risk of a large or total property loss. 
 
Extra expenses are expenses, in addition to ordinary expenses, that an organization incurs to mitigate the effects of a business interruption. Which one of the following is an example of an extra expense? - ANS Cost to rent temporary office spa...
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AINS 103 | (All Practice Questions from the Course) with 100 % correct answers | Verified& Updated 2024 | Already Passed
- Exam (elaborations) • 100 pages • 2024
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AINS 103 | (All Practice Questions from the Course) with 100 % correct answers | Verified& Updated 2024 | Already Passed 
Which one of the following best describes real property? 
Select one: 
A. Property being shipped to or from others. 
B. Business personal property that includes furniture, machinery and equipment, and stock/inventory. 
C. Tangible property that includes land, structures permanently attached to the land, and whatever is growing on the land. 
D. Vehicles, merchandise, furniture...
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