Alien insurer Study guides, Class notes & Summaries
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![Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions](/docpics/6425dda2b9fa8_2535655.jpg)
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Florida 6-20 All Lines Adjuster Test| 276 questions| 50 Pages| With Complete Solutions
- Exam (elaborations) • 52 pages • 2023
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Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
Florida 6-20 All Lines Adjuster Test| 276 questions| 
50 Pages| With Complete Solutions 
A public adjuster represents the interest of: 
A. The insurer 
B. The Insured 
C. The employer 
D. The interest of the general public - Correct Answer -B. The insured 
Which of the following is the type of report that indicates the initial results of 
a claim investigation? 
A. Field Report 
B. Interim Report 
C. Full Re...
![Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed](/docpics/63eb59979f496_2369727.jpg)
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed
- Exam (elaborations) • 28 pages • 2023
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Florida Claims Adjuster Exam, 6-20 All Lines Adjuster- Florida- Review Already Passed 
Peril Something that causes a loss. 
Hazard Something that increases the probability that a loss will occur. 
Warranty A policy condition, either based on information in the insureds application or inserted by the insurer. It is a guarantee of a fact. 
Misrepresentation An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
Concealment The fail...
![Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review](/docpics/6401daf3c49f6_2431729.jpg)
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Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review
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Florida Claims Adjuster Exam 2023 
 
1.	Peril: Something that causes a loss. 
 
2.	Hazard: Something that increases the probability that a loss will occur. 
 
 
 
 
3.	Warranty: A policy condition, either based on information in the i nsureds appli- cation or inserted by the insurer. It is a guarantee of a fact. 
 
4.	Misrepresentation: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
 
 
 
5.	Concealment: Th...
![PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.](/docpics/63bf4ba5c97ce_2247548.jpg)
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.
- Exam (elaborations) • 61 pages • 2023
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A. 
 
 
 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - A. mutual 
 
funds not paid out after paying claims ...
![West Virginia Property and Casualty Insurance Study Guide (Latest 2024/ 2025 Update) Practice Questions and Verified Answers| 100% Correct| Grade A](/docpics/5610425/66685c79d3473_5610425_121_171.jpeg)
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West Virginia Property and Casualty Insurance Study Guide (Latest 2024/ 2025 Update) Practice Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 23 pages • 2024
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West Virginia Property and Casualty 
Insurance Study Guide (Latest 2024/ 2025 
Update) Practice Questions and Verified 
Answers| 100% Correct| Grade A 
 
Q: Commissioner makes an order with the findings of fact and conclusions 
 
 
Answer: 
Within 45 days 
 
 
 
Q: Insurer's penalty in lieu of refusing to renew 
 
 
Answer: 
The insurer can be required to pay the state of West Virginia a penalty in a sum not exceeding 
$10,000, and upon the failure of the insurer to pay such penalty within...
Michigan Life and Health Insurance Exam With Complete Solutions 2023
![Kentucky Life and Health Insurance Exam Prep| Questions and Verified Answers| 100 % Correct| Grade A (Latest 2024/ 2025 Update)](/docpics/4806186/65fc9428e3e13_4806186_121_171.jpeg)
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Kentucky Life and Health Insurance Exam Prep| Questions and Verified Answers| 100 % Correct| Grade A (Latest 2024/ 2025 Update)
- Exam (elaborations) • 52 pages • 2024
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Kentucky Life and Health Insurance Exam Prep| Questions and Verified Answers| 100 % Correct| Grade A (Latest 2024/ 2025 Update) 
 
Q: what is loss exposure 
state of being subject to a passible loss 
 
 
 
Q: what does it mean to be defineable 
 
 
Answer: 
definite as to time, cause and location 
 
 
 
Q: what does it mean to be measurable 
 
 
Answer: 
companies will state how much they will pay for a covered loss 
 
 
 
Q: is loss due to war covered 
 
 
Answer: 
no 
 
 
 
Q: can accidental b...
![PA LIFE INSURANCE EXAM. QUESTIONS WITH 100% CORRECT ANSWERS.](/docpics/5770794/66880a040af13_5770794_121_171.jpeg)
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PA LIFE INSURANCE EXAM. QUESTIONS WITH 100% CORRECT ANSWERS.
- Exam (elaborations) • 17 pages • 2024
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USA PATRIOT ACT 
 
 
Premium Payment (MODE) 
 
 
Higher Frequency = Higher Premiums 
 
 
Policy Replacement 
 
 
Level Term insurance 
 
 
Increasing Term 
 
 
Straight Life 
 
 
Limited-Pay 
 
 
Single premium 
 
 
Universal Life 
 
 
Variable Life Insurance 
 
 
Variable Universal Life Insurance 
 
 
Stock Companies 
 
 
Mutual companies 
 
 
Location of Incorporation(domicile) 
 
Domestic Insurer 
 
 
Foreign Insurer 
 
 
Alien insurer 
 
 
Commissioner of Insurance 
 
 
Counselor
![Cosmetology Hawaii License Test Exam NEWEST 2024-2025 ACTUAL EXAM COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+](/docpics/5714236/667b0c7cd87d8_5714236_121_171.jpeg)
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Cosmetology Hawaii License Test Exam NEWEST 2024-2025 ACTUAL EXAM COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+
- Exam (elaborations) • 63 pages • 2024
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Cosmetology Hawaii License Test Exam NEWEST 
 ACTUAL EXAM COMPLETE QUESTIONS 
AND CORRECT DETAILED ANSWERS (VERIFIED 
ANSWERS) |ALREADY GRADED A+ 
An insurance company that is formed in Canada would be - 
CORRECT ANSWER Alien 
A person who acts on behalf of insurance company is called 
- CORRECT ANSWER Independent Adjuster 
At what year can one become an adjuster - CORRECT 
ANSWER 18 years old 
Which of the following would be eligible under BOP - 
CORRECT ANSWER Six story apartment building...
![PA LIFE, ACCIDENT, HEALTH INSURANCE EXAM 2024](/docpics/5605946/66678c54cc69a_5605946_121_171.jpeg)
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PA LIFE, ACCIDENT, HEALTH INSURANCE EXAM 2024
- Exam (elaborations) • 22 pages • 2024
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Misrepresentation of material fact, made knowingly with intent to be deceptive? - ANSWER ☑☑Fraud 
 
Insurable Interest must exist when for property/casualty and life insurance? - ANSWER ☑☑Property/Casualty: Time of loss or claim occurs 
Life Insurance: Only at time of application when policy is purchased 
 
In order for a group to be eligible for group life insurance what must the group not have done? - ANSWER ☑☑The group must not have formed for the purpose of purchasing life ins...
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