An insurance policy Study guides, Class notes & Summaries
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PA Life Insurance Exam Questions and Answers Already Passed
- Exam (elaborations) • 11 pages • 2024
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PA Life Insurance Exam Questions and 
 
Answers Already Passed 
 
Single premium cash value policy can be described as.. a policy that is paid up only after one 
payment 
 
All of the following are considered appropriate uses of life insurance.. - attracting quality 
employees by offering a group life plan 
- protecting the business by covering key employees with life insurance 
- funding an entity buy sell agreement 
 
The do not call list offers exemption from all except life insurance 
 
Ken ...
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
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C16 Business of Insurance -Practice Exam Questions Rated 100% Correct!!
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Explain the economic laws of Supply and Demand, and explain why these laws do not strictly apply to 
automobile insurance. - pages 3-3 and 3-13. the economic theory of supply and demand proposes 
that more resources will be allocated to a product that increases revenue. The law of supply provides 
that the higher the price, then more will be supplied. the law of demand provides that, with all other 
factors equal, less will be demanded as the price rises. 
For the insurance market, supply is rep...
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CA LIFE INSURANCE EXAM QUESTIONS AND ANSWERS LATEST
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CA LIFE INSURANCE EXAM QUESTIONS 
AND ANSWERS LATEST 
J has a life policy with the Guaranteed Insurability rider. J has just celebrated their 42nd 
birthday and realizes that she wants to use her rider and buy more death benefit. Which 
of the following will apply to J's request? 
A: The insurer will allow J to add more insurance without proving insurability. 
B: The insurer will allow J to add more insurance pending a paramedical exam. 
C: The insurer will deny J's request to add more insu...
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WV Life Insurance Laws and Rules Latest Update Graded A+
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WV Life Insurance Laws and Rules 
 
Latest Update Graded A+ 
 
Examination of Records The Commissioner can examine anyone in the business of insurance 
in the state at anytime. A company shall be examined every 5 years. 
 
Notice and Hearing the Commissioner may call and hold hearings for any purpose deemed 
necessary. 
 
Insurance Commissioner the commissioner may conduct investigations or examinations 
whenever deemed necessary, subpoena the witnesses to testify. 
 
cease and desist order the ...
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AINS 101 Exam Questions and Answers 2024
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AINS 101 Exam Questions and Answers 2024 
Bill is an insurance producer for and employed by ABC Insurance Company (ABC). He 
represents only ABC when marketing insurance products, and uses an administrative staff also 
employed by ABC. Bill is a producer in the - ANS ️️ Direct writer marketing system 
Because the insurance company usually determines policy wording and the insured has little 
choice but to "take it or leave it," an insurance contract is a - ANS ️️ Contract of adhesion 
...
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AINS 103 (Latest 2023/ 2024 Update) Exploring Commercial Insurance Exam Review Questions and Verified Answers| 100% Correct| Grade A
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AINS 103 (Latest 2023/ 2024 Update) Exploring Commercial Insurance Exam Review Questions and Verified Answers| 100% Correct| Grade A 
 
Q: Which one of the following is one of the covered causes of loss in the commercial property policy Causes of Loss—Basic form? 
 
 
Answer: 
Vandalism 
 
 
 
Q: Billy owns a baseball souvenir store in Cooperstown, NY. He insured his store under a Building and Personal Property Coverage Form (BPP) with a $275,000 limit and a $1,500 deductible. A large fire in ...
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Indiana Life Insurance Exam Questions & Answers Correctly Answered.
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Which of the following is NOT a characteristic of a Variable Annuity? 
A. Premium Payments may be level or flexible or single premium 
B. The cash values are invested in securities. 
C. The non-forfeiture values will provide for the return of the cash value should the annuitant die 
during the accumulation period. 
D. It provides for a tax-free death benefit. - Answer-D. It provides for a tax-free death benefit. 
All of the following policies provide for the tax deferred accumulation of cash val...
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Florida 4-40 test Questions And Answers
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Transferring the risk to an insurance company is known as what? - Answer- Insurance 
 
When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referred to as what? - Answer- Endorsement 
 
George and Sandy only home which was damaged by fire who has insurable interest - Answer- George and Sandy 
 
What is the most common loss settlement valuation in the property policies? - Answer- Actual cash value 
 
The insurance...
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INF1505 ASSIGNMENT 2 FOR 2024 - Distinction Obtained
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Question 1 Not yet answered Marked out of 1.00 
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Question text Which of the following is recommended in the context of a comprehensive security plan? 
 
a. Participants should receive certificates before training sessions. 
 
b. Management should expect employees to implement their own training. 
 
c. Employees should be trained in security measures. 
 
d. Employee passwords and ID badges should be periodically revoked. 
Clear my choice Question 2 Not yet answered Marked...
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