Blanket mortgage Samenvattingen, Aantekeningen en Examens
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![Champions School Of Real Estate National/State Finance Exam || Questions & Answers (100% Correct)](/docpics/4164163/659ac6146cd11_4164163_121_171.jpeg)
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Champions School Of Real Estate National/State Finance Exam || Questions & Answers (100% Correct)
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Champions School Of Real Estate National/State Finance Exam || Questions & Answers (100% Correct) 
Champions School Of Real Estate National/State Finance Exam || Questions & Answers (100% Correct) 
 
Blanket Loan - ANSWER - Several pieces of property secured by a single loan (several lots on one note) 
 
Package Loan - ANSWER - A loan secured by real property plus personal property 
 
Down Payment Assistance Programs - ANSWER - Government and private programs whose stated purpose is to help buye...
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Prep Agent Exam Questions With 100% Correct Answers
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Prep Agent Exam Questions With 100% Correct Answers 
Pre-Payment Penalty Clause 
A clause that allows a penalty to be enforced if the mortgage is paid off early. 
 
 
Master Plan 
A comprehensive plan to allow a city to grow in an orderly and sound manner 
 
 
Percentage Lease 
A lease, commonly used for commercial property, whose rental is based on the tenant's gross sales at the premises; it usually stipulates a base monthly rental plus a percentage of any gross sales above a certain amount. ...
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Colibri Real Estate Final Exam with Complete Solutions
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Colibri Real Estate Final Exam with 
 
Complete Solutions 
 
land contract buyer pays seller to occupy and use property 
 
net lease buyer pays rent and other expenses 
 
gross lease buyer pays only rent 
 
goes to heirs Tenants in common, 2 of 3 people die. Who gets the property of those who 
died? 
 
Tenant owns it in severality Joint Tenancy, 3 of 4 people die. Who gets property of those 
who died? 
 
Client Another word for principal 
 
race, nat. origin, sex, color, religion, disability, fa...
![NJ REAL ESTATE PRACTICE EXAM 2021](/docpics/4482544/65c9f8e46aa5a_4482544_121_171.jpeg)
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NJ REAL ESTATE PRACTICE EXAM 2021
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NJ REAL ESTATE PRACTICE EXAM 2021 
 
The type of deed that warrants only that the grantor has not impaired the title during the term in which he held it is referred to as. 
 
1. Quitclaim Deed 
2. General Warranty Deed 
3. Bargain and Sale Deed 
4. Bargain and Sale Deed, CAG - ANS Bargain and Sale Deed, CAG 
 
Taxes raised to pay for improvements that benefit real estate are referred to as 
 
1. Special Assessments 
2. Facilities Taxes 
3. Ad Valorem Taxes 
4. Luxury Rates - ANS Spe...
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NMLS MLO Exam Exam Questions and Answers Best rated A+ Guaranteed Success Latest Update
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What must a borrower do to avoid having late payments reported to a credit bureau? - Pay within 
30 days of due date 
Max penalty if a borrower is required to use a specific title company or settlement agent? - 3 
times the fee 
What should not be over-weighted in an analysis of borrower repayment capacity? - Credit scores 
Max prepayment penalty on residential mortgages in the first year of the loan - 3% 
What must condominium associations do with respect to property insurance? - Keep a "blank...
![REAL ESTATE TERMINOLOGY EXAM QUESTIONS AND ANSWERS](/docpics/4644245/65e2d37065dda_4644245_121_171.jpeg)
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REAL ESTATE TERMINOLOGY EXAM QUESTIONS AND ANSWERS
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REAL ESTATE TERMINOLOGY EXAM 
QUESTIONS AND ANSWERS 
A summary of digest of the conveyance, transfer and any othe facts elide on as 
evidence of title, together with any other elements of record which may impair the title - 
Answer- ABSTRACT OF TITLE 
A clause in a trust deed or mortgage giving the lender the right to call all sums owing 
him to be immediately due andpayable upon the happening of a certain event - Answer- 
ACCELERATION CLAUSE 
The right of the owner to everything produced, incor...
![Champions Real Estate Finance](/docpics/6403b49d89bdd_2436113.jpg)
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Champions Real Estate Finance
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Loan-to-Value Ratio (LTV) - Answer- The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - Answer- Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - Answer- Covers more than one piece of property. 
 
Wraparound Mortgage - Answer- Method of fina...
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| LATEST EXAM UPDATES| 2024/25 |MO REAL ESTATE EXAM SMART EXAM REVIEW QUESTIONS AND ANSWERS, GRADED A+/ VERIFIED/
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MO REAL ESTATE EXAM SMART EXAM REVIEW 
QUESTIONS AND ANSWERS, GRADED A+/ VERIFIED/ 
Under a Listing agreement, who would be the client? 
The Salesperson 
The broker 
The Seller 
They Buyer - -The Seller 
A property was sold by a foreclosure sale. The sale did not produce enough money to satisfy all the 
debts on the property. What could the creditor who weren't paid now file? 
A deed in lieu of foreclosure 
An estoppel certificate 
A deficiency judgement 
A blanket Mortgage - -A deficien...
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Kansas Real Estate Test
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In deciding on whether to make a residential home loan, a lender would normally consider the borrower's - Answer- debt to income ratio 
 
A property sold for $200,000 with an 80% loan to value ratio. The lender charged 1 discount point in connection with the loan. What was the amount for the discount points? - Answer- $1,600 
 
A buyer is inquiring as to what the principal and interest payment will be on a property that is being purchased. Where would be the best place for the buyer to obtain t...
![National Real Estate Exam Prep Chapter 7 (Champions School of Real estate) Rated A+](/docpics/5378500/664bb4f6152b5_5378500_121_171.jpeg)
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National Real Estate Exam Prep Chapter 7 (Champions School of Real estate) Rated A+
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National Real Estate Exam Prep Chapter 
7 (Champions School of Real estate) 
 
Rated A+ 
 
Conventional loan a loan that is neither federally insured nor guaranteed 
 
Non-conventional loan mortgage loans through three agencies: 
The federal housing Admin. 
The US dept of Veteran Affairs 
US Dep. of Agriculture 
 
contract for deed (installment contract) seller financing and buyer does not get deed until the 
property has been paid for in full 
 
Mortgage Pledge of real property as a security fo...
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