Casualty auto insurance Study guides, Class notes & Summaries
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California property and casualty exam questions and answers graded A
- Exam (elaborations) • 86 pages • 2022
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alifornia property and casualty exam questions and answers graded A The process where by a mutul insurer becomes a stock company is called Demutalization 
The process whereby a stock company a mutal insurer is called Mutalization 
The provision in a property policy which states that the insured has been paid up to their insurable interest is Valuation clause 
The part of the policy that states the amout of coverage the insured property policy period is Declaration 
Part of the policy that establ...
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Virginia Property and Casualty Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
- Exam (elaborations) • 21 pages • 2024
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Virginia Property and Casualty Exam 
(Latest 2024/ 2025 Update) Questions and 
Verified Answers| 100% Correct| Grade A 
 
Q: ACV is generally used for which of the following types of claims? 
A 
Auto Physical Damage 
B 
Umbrella 
C 
Workers' Compensation 
D 
Businessowners Property 
 
 
Answer: 
Auto Physical Damage 
 
 
 
Q: A Commercial Crime policy written with the Inside the Premises - Robbery or Safe 
Burglary of Other Property Insuring Agreement would cover which of the following? 
 ...
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AL P&C University of Alabama Study Guide || with Complete Solutions.
- Exam (elaborations) • 37 pages • 2024
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If a company cancels an auto policy mid-term, the refund will be made on a : 
 
A. pro rata basis 
B. short rate basis 
C. retroactive basis 
D. coinsurance basis correct answers A. Pro Rata Basis 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period? 
 
A. Cancellation 
B. Nonrenewal 
C. Separation 
D. Exclusion correct answers B. Nonrenewal 
 
Which is the best example of an indirect loss? 
 
A. Sequential loss 
B. Liability loss 
C. Employ...
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Michigan P & C Insurance Exam Test. Questions and answers. 100% Verified. Rated A
- Exam (elaborations) • 8 pages • 2023
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Michigan P & C Insurance Exam Test. Questions and answers. 100% Verified. Rated A 
 
 
Termination of Insurance for auto and home must be sent to last know address no later than - 30 days before cancellation 
 
Termination of casualty insurance cannot take place until- from the mailing date - 10 days 
 
PIP in auto insurance covers individual care from a family member for - a limit of $20 a day for three years 
 
limited collision - shall pay for collision damage to the insured vehicle without a...
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Property & Casualty Insurance License Test Updated 2022 > Pass the P&C Insurance Licensing Exam With Flying Colors.
- Summary • 24 pages • 2022
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Property and casualty insurance Exam Questions and Answers Updated Nov 2022. 
A banker is ready to close on a customer's loan. The bank is prepared to offer the loan but only if the customer purchases a life insurance policy from the bank in the amount of the loan. This is an example of 
 
A builder's risk form is most often written as which of the following? 
 
A building is insured, but no one has lived or worked in it for 10 years. The building is completely empty of any furniture or perso...
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Alabama Property and Casualty Exam Questions and Answers Graded A+
- Exam (elaborations) • 29 pages • 2024
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Alabama Property and Casualty Exam 
Questions and Answers Graded A+ 
 
If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
 
d. coinsurance basis Pro Rata Basis 
 
What is the term used to describe terminating the insurance relationship at the end of the policy 
period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion Nonrenewal 
 
Which is the best example of an indirect loss ? 
 
a. sequential lo...
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AL P&C University of Alabama Study Guide Questions and Answers Rated A+
- Exam (elaborations) • 93 pages • 2024
- Available in package deal
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AL P&C University of Alabama Study 
Guide Questions and Answers Rated A+ 
 
If a company cancels an auto policy mid-term, the refund will be made on a : 
 
A. pro rata basis 
B. short rate basis 
C. retroactive basis 
 
D. coinsurance basis A. Pro Rata Basis 
 
What is the term used to describe terminating the insurance relationship at the end of the policy 
period? 
 
A. Cancellation 
B. Nonrenewal 
C. Separation 
D. Exclusion B. Nonrenewal 
 
Which is the best example of an indirect loss? 
 
A...
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TEXAS PROPERTY AND CASUALTY INSURANCE EXAM 2024 VERSION 3 WITH 250 REAL EXAM PRACTICE QUESTIONS AND CORRECT ANSWERS/ ACTUAL TEXAS PROPERTY & CASUALTY INSURANCE EXAM 2024-2025 ANSWERED (BRAND NEW!!)
- Exam (elaborations) • 37 pages • 2024
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TEXAS PROPERTY AND CASUALTY INSURANCE EXAM 2024 VERSION 3 WITH 250 REAL EXAM PRACTICE QUESTIONS AND CORRECT ANSWERS/ ACTUAL TEXAS PROPERTY & CASUALTY INSURANCE EXAM ANSWERED (BRAND NEW!!) 
Which organization is considered the insurer of last resort for workers' comp 
insurance? - ANSWER-Texas Mutual Insurance Company 
In Texas, a personal auto policy may be canceled for all of the following except: - 
ANSWER-insured is 55+ 
All of the following are grounds for a license application to be...
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Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.
- Exam (elaborations) • 112 pages • 2024
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Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an 
accident. Which of the following statements about coverage under the parents' 
personal auto policy is CORRECT? 
A) Bobby is covered by his parents' policy because he is included in the definition 
of named insured. 
B) Bobby is not covered for this accident because he used the car without 
permission. 
C) Bobby is not covered ...
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Alabama Property and Casualty Exam Questions and Answers Rated A
- Exam (elaborations) • 29 pages • 2024
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Alabama Property and Casualty Exam Questions and Answers Rated A 
If a company cancels an auto policy mid term, the refund will be made on 
a. pro rata basis 
b. short rate basis 
c. retroactive basis d. coinsurance basis Pro Rata Basis 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation d. exclusion Nonrenewal 
Which is the best example of an indirect loss ? 
a. sequential loss 
b. liability l...
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