Cic life health - Study guides, Class notes & Summaries
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Group 1 Exam Questions and answers latest update
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Group 1 Exam Questions and answers latest update 
Which of the following is not a duty of the Commissioner? 
 
A 
Issue an insurance license for a producer 
 
B 
Make state insurance laws 
 
C 
Handle insurance-related consumer complaints 
 
D 
Enforce state insurance laws 
B 
 
 
The Commissioner may examine the records of an insurance company for the purpose of: 
 
A 
Approving coverages 
 
B 
Approving claims 
 
C 
Setting rates 
 
D 
Determining solvency 
D 
 
 
The Commissioner is authorize...
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Group 1 Exam Questions and answers latest update
- Exam (elaborations) • 15 pages • 2024
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Group 1 Exam Questions and answers latest update 
Which of the following is not a duty of the Commissioner? 
 
A 
Issue an insurance license for a producer 
 
B 
Make state insurance laws 
 
C 
Handle insurance-related consumer complaints 
 
D 
Enforce state insurance laws 
B 
 
 
The Commissioner may examine the records of an insurance company for the purpose of: 
 
A 
Approving coverages 
 
B 
Approving claims 
 
C 
Setting rates 
 
D 
Determining solvency 
D 
 
 
The Commissioner is authorize...
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52 HOUR CALIFORNIA LIFE, ACCIDENT AND HEALTH COURSE 2024
- Exam (elaborations) • 34 pages • 2024
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52 HOUR CALIFORNIA LIFE, ACCIDENT AND HEALTH COURSE 2024 
#8Question #121859 
When an insurer can no longer meet its financial obligations when they are due, the 
insurer is considered to be: -Answer-Correct Answer: 
Insolvent 
Explanation: 
Insolvency means any impairment of required minimum paid-in capital or the inability of 
the insurer to meet its financial obligations when they are due. 
#9Question #121863 
An appointment as an agent of an insurer becomes effective on the date it is: -Answ...
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California Life, Accident, and Health Licensing Exam
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California Life, Accident, and Health Licensing Exam 
Co-insurance -Answer-The policy provision which requires the insurer and the insured 
to share in the cost of services rendered 
Exclusion ratio -Answer-The formula which is used by the IRS to determine how much 
is taxable to an annuitant during the pay out period. 
Occupational policy -Answer-When a disability income policy provides coverage for 
injuries which occur on and off the job 
Most disability income policies are non occupational, ...
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California Life, Accident, and Health Licensing Exam Questions and Answers 100% Pass
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California Life, Accident, and Health Licensing 
Exam Questions and Answers 100% Pass 
Co-insurance - Correct Answer ️️ -The policy provision which requires the insurer and 
the insured to share in the cost of services rendered 
Exclusion ratio - Correct Answer ️️ -The formula which is used by the IRS to determine 
how much is taxable to an annuitant during the pay out period. 
Occupational policy - Correct Answer ️️ -When a disability income policy provides 
coverage for injuries wh...
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Pennsylvania Property and Casualty (Applicable to All Lines of Insurance) questions with correct answers 2024
- Exam (elaborations) • 23 pages • 2024
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Pennsylvania Property and Casualty (Applicable to All Lines of Insurance) 
Licensing Process 
1. 24 credit hours 
 
3. 3 of the 24 hours must be in ethics 
 
 
 
Licensing exam and relicensing education exemption 
1. Business entities 
2. Nonresident producers 
3. Professional designators 
-CLU-Life and Health Licence 
-CPLU-Property and Casualty License 
-CIC-Life, Health, Property and Casualty Licenses 
-Line of authority is only limited line credit insurance 
-Line of authority restricted to ...
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PSI - LIFE, ACCIDENT, AND HEALTH –FULL| Questions and Answers, 100% Verified| Latest 2023/2024
- Exam (elaborations) • 25 pages • 2023
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PSI - LIFE, ACCIDENT, AND HEALTH –FULL| Questions and Answers, 100% Verified| Latest 2023/2024 
What happens under a misstatement of age clause on a disability policy? 
1. 
The policy would be terminated and all premiums would be returned to the policy 
owner. 
2. 
The policy would be terminated and all premiums would be retained by the 
insurance company. 
3. 
All amounts payable under this policy shall be what the premium originally would 
have purchased and been paid at the correct ag...
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Iowa Certified Applicator Core Manual exam with 100% correct answers already graded A+
- Exam (elaborations) • 28 pages • 2024
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Commercial applicator 
person who uses pesticide on any property of another person for payment 
 
 
 
Public Applicator 
persons who use pesticide as state, county, municipal, or government employees 
 
 
 
Non-commercial applicators 
persons who apply restricted use pesticides on land owned, rented, or leased by applicator 
 
 
 
Private applicators 
persons who apply pesticides for the production of an agricultural commodity on property owned by themselves or employers 
 
 
 
Certified handler...
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PSI Life, Accident, Health Exam Questions Latest 2023/2024
- Exam (elaborations) • 40 pages • 2023
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is the initial step of the total process of insuring a health risk. - field underwriting 
 
 	is the process of selection, classification and rating, and determining if someone is insurable. - home office underwriting 
 
"Person" means all of the following EXCEPT 
 
1 
an association. 2 
a corporation. 3 
a business trust. 4 
an organizational trust. - 4 an organizational trust. 
 
A	places insurance with a non-admitted insurer when insurance cannot be placed with an admitted insurer - surplus...
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CBIC CIC PRACTICE EXAM REVIEW QUESTIONS AND ANSWERS, GRADED A+/
- Exam (elaborations) • 14 pages • 2024
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CBIC CIC PRACTICE EXAM REVIEW QUESTIONS AND 
ANSWERS, GRADED A+/ 
"Decide-Announce-Defend Model" - -a top-down, minimally participatory method of 
public management. 
+HbeAG indicates? - -high degree of potential infectivity 
+HbsAG indicates? - -potentially infectious carrier state 
may be detected at any time 
4 stages of prevention - -1. preventing altogether ie vaccine 
2. early identification/tx ie cessation or dx testing 
3. providing optimal health to prevent further disease progressi...
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