Coinsurance clause Study guides, Class notes & Summaries
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Claims Adjuster Final (Multiple Choice Questions) 2022/2023
- Exam (elaborations) • 16 pages • 2022
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An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of 
The insured and insurer 
 
 
 
An insurer gives which of the following as Consideration for an insurance policy? 
A Promise 
 
 
 
The interest of the insured and all other persons in the property involved in a claim is 
found in 
A Proof of Loss 
 
 
 
An insured rear-ends another driver's vehicle. The auto policy that pays damages to 
repair the damaged vehicle is a _______? 
Liability Policy 
 
 
 
Your ins...
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FLORIDA GENERAL LINES 2-20 TERMS | 205 QUESTIONS AND ANSWERS WITH COMPLETE SOLUTIONS 100% CORRECT | UPDATE 2024
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FLORIDA GENERAL LINES 2-20 TERMS | 205 QUESTIONS AND ANSWERS WITH COMPLETE SOLUTIONS 100% CORRECT | UPDATE 2024 
Accident 
A sudden fortuitous event 
 
 
 
abandonment clause 
A clause often contained in property insurance policies stating that the insured cannot abandon damaged property to the insurer and demand to be reimbursed for its full value 
 
 
 
Accounts receivable coverage forms 
An inland marine coverage form which insures against loss the insured suffers because of an inability to ...
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Pearson VUE: Property Insurance Practice Exam questions with correct answers
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S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a coinsurance penalty in the event of a partial loss, S should purchase a policy with minimum limits of AT LEAST which of the following amounts? 
 
A. $100,000 
 
B. $90,000 
 
C. $80,000 
 
D. $20,000 CORRECT ANSWER C 
 
The MAXIMUM amount a policy will pay in the event of a loss is called the: 
 
A. coinsurance amount 
...
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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL, With Complete Verified Solution
- Exam (elaborations) • 37 pages • 2024
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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL, With Complete Verified Solution 
 
S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a coinsurance penalty in the event of a partial loss, S should purchase a policy with minimum limits of AT LEAST which of the following amounts? 
 
A. $100,000 
 
B. $90,000 
 
C. $80,000 
 
D. $20,000 ...
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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL, With Complete Verified Solution
- Exam (elaborations) • 37 pages • 2024
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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL, With Complete Verified Solution 
 
S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a coinsurance penalty in the event of a partial loss, S should purchase a policy with minimum limits of AT LEAST which of the following amounts? 
 
A. $100,000 
 
B. $90,000 
 
C. $80,000 
 
D. $20,000 ...
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Pearson Vue National Health Insurance Practice Test Questions and Answers Latest Updated 2024/2025 | Graded A+
- Exam (elaborations) • 33 pages • 2024
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Pearson Vue National Health Insurance Practice Test Questions and Answers Latest Updated 2024/2025 | Graded A+. An insurer must provide claim forms to an insured within a MAXIMUM of 
how many days after receiving notice of an Accident & Health claim? 
A. Five 
B. Fifteen 
C. Twenty 
D. Thirty: correct answer- b 
2. Under a group health plan, an employer may offer additional benefits to 
classes of employees on the basis of all of the following factors EXCEPT: 
A. length of employment 
B. gender ...
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New York Life Insurance Questions and Answers Already Passed
- Exam (elaborations) • 37 pages • 2023
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New York Life Insurance Questions and Answers Already Passed Accelerated Benefits Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. 
Accidental Death Benefits A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. 
Accidental Death Insurance An insurance policy that provides payment if the insured's death is the result of an acc...
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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL, With Complete Verified Solution
- Exam (elaborations) • 37 pages • 2024
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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL, With Complete Verified Solution 
 
S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a coinsurance penalty in the event of a partial loss, S should purchase a policy with minimum limits of AT LEAST which of the following amounts? 
 
A. $100,000 
 
B. $90,000 
 
C. $80,000 
 
D. $20,000 ...
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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL, With Complete Verified Solution
- Exam (elaborations) • 37 pages • 2024
-
- $14.99
- + learn more
Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL, With Complete Verified Solution 
 
S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a coinsurance penalty in the event of a partial loss, S should purchase a policy with minimum limits of AT LEAST which of the following amounts? 
 
A. $100,000 
 
B. $90,000 
 
C. $80,000 
 
D. $20,000 ...
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Pearson VUE: Property Insurance Practice Exam Questions and Answers (Graded A)
- Exam (elaborations) • 13 pages • 2024
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Pearson VUE: Property Insurance Practice Exam Questions and Answers (Graded A)Pearson VUE: Property Insurance Practice Exam Questions and Answers (Graded A)Pearson VUE: Property Insurance Practice Exam Questions and Answers (Graded A)Pearson VUE: Property Insurance Practice Exam Questions and Answers (Graded A) 
 
S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a coinsu...
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