Conditional receipt Study guides, Class notes & Summaries
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214 Florida Insurance Exam Study Guide | 100% Correct Answers | Verified | Latest 2024 Version
- Exam (elaborations) • 17 pages • 2024
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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent 
as a result of failing to provide a service to a client? - Errors and Omissions Insurance 
Which of the following terms is known as the voluntary relinquishment of a given right or privilege? - 
Waiver 
This Supreme Court case placed the regulation of insurance within the authority of the federal 
government by defining insurance as a form of interstate commerce? - United States v. Southeast...
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OKLAHOMA LIFE AND HEALTH EXAM 2024 WITH 100% CORRECT ANSWERS
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OKLAHOMA LIFE AND HEALTH EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
A licensee MUST notify the Commissioner of an address change within _______ days of the change. - correct answer 30 
 
Which of the following statements accurately describes the "time limit on certain defenses"? - correct answer After a stated period of time, claims cannot be denied due to material misrepresentation on the application 
 
All of these are duties that a producer may be required to perform when delivering an insura...
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Tennessee Life and Health Insurance LIfe Insurance Portion State Simulator exam latest update with 100% correct answers
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Insuring Clause 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the 
 
 
 
C 
All of these are powers of the Commissioner except 
A. Hold hearings 
B. Enforce insurance laws 
C. Incarcerate a producer 
D. Issue subpoenas 
 
 
 
$25,000 individual whole life policy 
An employee with $25,000 group term life coverage was recently fired. This employee's group coverage may be converted to a 
 
 
 
B 
The amount of monthly disablility benefits payable u...
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Life Health and Accident Insurance Exam and Notes Questions and Answers
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When completing the application, the agent would be expected to do all of the 
following EXCEPT? 
Ans- Set the final rates for the new policy 
If after completing the application the agent finds that a question was missed. 
The agent should? 
Ans- Schedule another appointment with the applicant to properly complete 
the application 
All of the following must sign the application EXCEPT? 
Ans- The underwriter or beneifciary 
If the agent collects the initial premium with the application and co...
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North Carolina XCEL Testing Life & Health Insurance Exam Study Guide with complete solution
- Exam (elaborations) • 15 pages • 2023
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North Carolina XCEL Testing Life & Health Insurance Exam Study Guide with complete solution 
 
Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: Answer>>1970 - Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their risk exposure? Answer>>Treaty 
 
What is the name of the law that requires insurers to disclose information gathering practices and where ...
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Pearson Vue Life + Health Insurance Practice Exam Questions with Complete Solutions
- Exam (elaborations) • 17 pages • 2024
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Pearson Vue Life + Health Insurance Practice Exam Questions with Complete Solutions 
 
Pearson Vue Life + Health Insurance Practice Exam Questions with Complete Solutions 
 
Pearson Vue Life + Health Insurance Practice Exam Questions with Complete Solutions 
P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: 
a: irrevocable beneficiary 
b: revocable beneficiary 
c: secondary bene...
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NC Medicare and Medicaid Basics | Questions with 100% correct answers | verified
- Exam (elaborations) • 11 pages • 2024
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*Group health insurance* is a key aspect of the health insurance market, and it is available to 
employer groups. - Answer-Mike and Joyce's medical expense insurance coverage is provided by their 
employer, Acme MFG, Inc. As such, how is their insurance provided? 
A group health plan that offers dependent coverage must continue such coverage for an employee's 
adult child until the child turns *26 years old*, whether or not the child is married. - Answer-Under 
the Patient Protection and Affor...
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Virginia Life and Health Practice Final Exam with Complete Solutions
- Exam (elaborations) • 25 pages • 2024
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Virginia Life and Health Practice Final 
Exam with Complete Solutions 
 
Under which circumstance may an insurer discontinue a small employer group medical plan? 
Employer fails to pay the premium prior to the end of the grace period 
 
An insured is covered with a health insurance policy. If the insured would like to cancel the 
policy, he/she must notify the insurance company in writing 
 
Who is protected with the "other insurance with this insurer" provision? Insurance company 
 
When a pr...
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PSI INSURANCE EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
- Exam (elaborations) • 34 pages • 2024
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PSI INSURANCE EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS 
What is it called when a life insurance policy pays a multiple of the coverage amount when certain types of accidents occur? - Precise Answer multiple indemnity 
 
Upon the issuance of a conditional receipt for a renewal when the premium is paid AFTER the time granted by the insurer, what is the maximum amount of time for reinstatement of the policy? - Precise Answer 30 days 
 
Which of the following statements regarding a pure life annu...
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RMIN 4000 UGA Brown Exam 3 Latest Version Graded A+
- Exam (elaborations) • 22 pages • 2024
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RMIN 4000 UGA Brown Exam 3 Latest 
 
Version Graded A+ 
 
principle of indemnity The insurer agrees to pay no more than the actual amount of the loss 
(prevent the insured from profiting from loss) 
 
replacement cost (RC) the cost to replace property with an item of like kind and quality 
(similar workmanship and materials) (not the same as historical cost!) 
 
actual cash value (ACV) - replacement cost - depreciation 
- in property insurance, indemnification is usually based on the actual cash...
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