Consumer report - Study guides, Class notes & Summaries

A borrower signs the note and mortgage for a refinance on his principal residence on Thursday, Dec. 31. What is the earliest day the funds for this loan could be disbursed (assuming no bona fide financial hardship)? - Wednesday, Jan. 6 Who manages the National Do Not Call Registry? - Federal Trade Commission What federal legislation regulates credit reporting agencies and lenders concerning credit reporting? - FCRA What is not prohibited to be included in the loan terms for HOEPA covered i...

A market for the purchase and sale of existing mortgages designed to provide greater liquidity for selling mortgages is called the ________. secondary market The Federal agency established to restore Fannie Mae and Freddie Mac to a sound and solvent financial condition is _____. Federal Housing Finance Agency (FHFA) The ____ guarantee allows mortgage lenders to obtain a better price for their loan in the capital markets. Gov't. National Mortgage Association - Ginnie Mae ...

New Jersey Prescription Blanks - Answer *non-reproducible, non-erasable safety paper* bearing that *practitioner's license number* Approved by the *Division of Consumer Affairs in the Department of Law and Public Safety. * MD maintain a *record of the receipt* of New Jersey Prescription Blanks. STOLEN: Report / notify: *Office of Drug Control in the Division of Consumer Affairs* As soon as possible but *no later than 72 hours* ~*Department of Human Services and the Attorney Gener...

LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. Which of the following occurs immediately after the application is submitted and the initial premium paid?...

What type of report provides information about an applicant's hobbies, habits, and financial status? - CORRECT ANSWER-Investigative consumer report What are the three factors that determine the premium for a particular life insurance policy? - CORRECT ANSWER-Mortality, interest, expense How does the premium mode affect the total premium paid for insurance for the year? - CORRECT ANSWER-Higher frequency of payments will result in higher overall premium Can insurers advertise the existence...

Which law requires the applicant be notified before a consumer report is ordered: - Fair Credit Reporting Act The Insuring Clause of an A&H policy usually states all of the following, EXCEPT: A. That insurance against loss is provided B. That a loss must result directly from stated accidents or sicknesses C. The method of premium payment D. The identities of the insurance company and the insured - C. The method of premium payment Which of the following statements about Medicare is/are tru...

Test Bank for Nursing Research Methods and Critical Appraisal for Evidence Based Practice 10th Edition by Geri Lobiondo Wood Chapter 01: Integrating Research, Evidence-Based Practice, and Quality Improvement Processes Test Bank MULTIPLE CHOICE 1. Nursing research is significant to the profession of nursing because it promotes what? a. More specifically defined nursing practice responsibilities b. Decreased liability within the practice of nursing c. Generation of a specialized ...

HRIOP87 Assignment 4 (DETAILED ANSWERS) 2024 - DISTINCTION GUARANTEED Answers, guidelines, workings and references ....................Write a research report that addresses ONE of the following research topics: • Various people’s experiences of how their basic psychological needs (attachment, control and orientation, pain avoidance vs pleasure maximisation and self-esteem) is affected positively or negatively in their organisations. • Various people’s experiences, opinions and attitudes...

Chapter 01: Overview of Critical Care Nursing Sole: Introduction to Critical Care Nursing, 8th Edition MULTIPLE CHOICE 1. Which of the following professional organizations best supports critical care nursing practice? a. American Association of Critical-Care Nurses b. American Heart Association c. American Nurses Association d. Society of Critical Care Medicine ANS: A The American Association of Critical-Care Nurses is the mty/teostrganization that supports and represent...

Louisiana Personal Lines Insurance Exam Already Graded A+ 104. Coverage for loss by some perils under a building and personal property form is suspended if (Choose from the following options) 1. An uninsured peril causes a partial loss. 2. The insured building is vacant for over 60 days. 3. A loss occurs while a hazard beyond the insured's control is increased. 4. The insured fails to satisfy the coinsurance provision ️2. The insured building is vacant for over 60 days 107. In...