Earned premium - Study guides, Class notes & Summaries
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CA Life and Health Exam Questions and Answers Already Passed
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CA Life and Health Exam Questions and Answers Already Passed What is insurance? Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. 
What's the difference between pure risk and speculative risk? Pure risk is when you'll lose it all or there will be no change. Speculative risk you can either win or lose. 
What is peril? peril is the causes of loss insured against in an insurance policy 
What is hazard? conditions that increase the pr...
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A.
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PRIMERICA LIFE INSURANCE EXAM. All Most Examined Questions Bank with answers. 100% verified. Rated A. 
 
 
 
An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? 
 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - A. mutual 
 
funds not paid out after paying claims ...
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Test Bank and Solution Manuals for Introduction to Federal Income Taxation in Canada, 44th Edition (2023-2024) By Nathalie Johnstone
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Test Bank and Solution Manuals for Introduction to Federal Income Taxation in Canada, 44th 
Edition () By Nathalie Johnstone 
CHAPTER 1 
Introduction 
Solution 1: Identify section of the Act 
The following summary is discussed in more detail below: 
Case Topic Part Division Subdivision Provision 
(A) Person ..................................................... XVII — — subsection 248(1) 
(B) Donation by individual............................ I E a subsection 118.1(3) 
(C) Balance-due day......
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NJ Life Producer Exam Correct answers latest update
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NJ Life Producer Exam Correct answers latest update 
Which of the following amounts must decrease in a decreasing term? 
Death benefit 
 
 
In life insurance, insurable interest must exist at the time the.. 
Producer writes an on a proposed insured 
 
 
An applicant makes an offer to the insurer when they 
pay an initial premium with the application 
 
 
Which of the following makes Universal Life insurance different from other forms of permanent insurance? 
Premium Schedule 
 
 
An insurer that...
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primerica exam review Questions and Answers 2023
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primerica exam review Questions and Answers 2023 
If an insurer meets the state's financial requirements and is approved to transact business in the state, it is considered to be 
Authorized 
 
 
 
A participating insurance policy may do which of the following? 
Pay dividends to the policy owner 
 
 
 
An insured owns a life insurance policy. To be able to pay some of her medical bills, she withdraws a portion of the policy's cash value. There is a limit for a withdrawal and the insurer charge...
And that's how you make extra money
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Exam FX Life Insurance Final Exam questions with accurate answers. 100% Verified.
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Exam FX Life Insurance Final Exam questions with accurate answers. 100% Verified. 
 
 
A buyer's guide -ANS/QUIZ The entire contract includes all of the following EXCEPT... 
 
The death benefit is not increased -ANS/QUIZ All of the following statements about indexed whole life insurance EXCEPT... 
 
A Warranty -ANS/QUIZ What guarantees that the information explained in the insurance contract is true? 
 
(1) the policy, (2) a copy of the application, and (3) any riders or amendments. -ANS/QUIZ T...
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A 
 
 
An insurer decides to renew a policy but at a higher premium rate, starting on the renewal date. How many days in advance must the insured be notified? 
 
a) 30 
b) 60 
c) 90 
d) 100 - -b 
 
How is the Commissioner of Insurance placed in office? 
 
a)By NAIC nomination 
b)Through a bid process 
c)An election at the same time that other state officials are selected 
d)An appointment by the Governor - -d 
 
An ins...
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CAS Exam 5 Question And Solution Paper 2024/2025
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in force premium Answer: full term premium for policies that are in effect at a given point in time 
 
reported losses Answer: paid losses + case reserves 
 
estimated ultimate losses Answer: reported losses + ibnr reserve + ibner reserve 
 
operating expense ratio formula Answer: uw expense ratio + LAE/earned premium 
 
combined ratio formula Answer: loss ratio + LAE/earned premium + uw expense/written premium 
 
fundamental insurance equation Answer: ...
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PHR ca Timed Practice Exam questions with correct answers
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School appearance leave specifically provides employees: 
protection from discrimination for taking time off to appear at school for reasons related to a child's suspension 
 
 
 
Some entities that are exempt from Proposition 65 include small organizations: 
55 
 
 
 
An advanced notice of a CAL/OSHA Inspection is usually given when: 
an imminent hazard is present so that employer can abate the hazard as quickly as possible 
 
 
 
When performing a background check on a job candidate, an emplo...
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Florida Life, Health and Variable Annuity Exam Correct !!
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Entire Contract Provision - ANSWER found at the beginning of the policy, saying that the policy cannot refer to any outside documents as being part of the contract and prohibiting the insurer from making any changes to the policy after it has been issued. (can only make good changes not bad) 
 
Insuring Clause - ANSWER sets forth the company's basic promise to pay benefits upon the insured's death. 
 
Free-Look Provision - ANSWER gives policyowners the right to return the policy for a full pre...
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