Example of severability - Study guides, Class notes & Summaries
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Florida Claims Adjuster Exam 3 | 207 Questions with 100% Correct Answers best solutions 2023/2024/2025
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Florida Claims Adjuster Exam 3 | 207 Questions with 
100% Correct Answers best solutions 2023/2024/2025 
Severability - ANSWER Insurance applies separately to each insured as if other 
insureds did not exist. 
Abandonment - ANSWER Property insurance policies usually contain a(n) 
__________ clause, *stating the insured cannot dump damaged property on the insurer 
and demand its full value.* 
Insurable Interest - ANSWER One wherein economic loss would be suffered from an 
adverse happening t...
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Florida Claims Adjuster Exam 2023 (100% verified with complete solution)
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks 
were listed as additional interests on his homeowner policy. The insurance company 
will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - CORRECT ANS D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the 
event of a loss, one payment is made by the insurer and it is up to the additional 
int...
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CMCA Practice Exam (100 OUT OF 100) Questions and Answers (Download To Score An A
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Quorum requirements conflicts are resolved by: 
a. state statute 
b. the board of directors 
c. a vote of those present at a meeting 
d. appointment of a person as a proxy 
A 
 
 
Fidelity insurance provides coverage to ensure that the: 
a. board will meet its fiduciary obligations. 
b. manager will faithfully follow all document provisions. 
c. association will be covered for shortfalls in the reserve accounts. 
d. association will recover any funds lost through employee dishonesty 
D 
 
 
 
Br...
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Claims Adjuster (Florida)| 206 questions| with complete solutions Graded A+
- Exam (elaborations) • 35 pages • 2023
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: 
A.	The first mortgagee, ABC 
B.	The Insured 
C.	Jointly to ABC and XYZ 
D.	All listed interests - Correct Answer -D. All listed interests Remember that the insurer is not responsible to know the degrees of 
interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interest...
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FLORIDA CLAIMS ADJUSTER EXAM QUESTIONS AND ANSWERS | GRADED A+ 2023-2024
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1. Frank owned a home that was destroyed by a hurricane. Both ABC and 
XYZ Banks were listed as additional interests on his homeowner policy. 
The insurance company will make a payment to: 
A. The first mortgagee, 
ABC B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In 
the event of a loss, one payment is made by the insurer and it is up to the 
additional interests...
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FL All Lines Claims Adjuster Questions With Verified Solutions
- Exam (elaborations) • 47 pages • 2024
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1. Frank owned a home that was destroyed by a hurricane. Both ABC and 
XYZ Banks were listed as additional interests on his homeowner policy. The 
insurance company will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests: D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In 
the event of a loss, one payment is made by the insurer and it is up to the additional 
interests on worki...
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Florida Claims Adjuster Exam 2023 (100% verified with complete solution)
- Exam (elaborations) • 28 pages • 2023
-
Available in package deal
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- $3.99
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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks 
were listed as additional interests on his homeowner policy. The insurance company 
will make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - CORRECT ANS D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the 
event of a loss, one payment is made by the insurer and it is up to the additional 
interest...
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Florida Insurance Exam All Answers Correct
- Exam (elaborations) • 12 pages • 2024
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Florida Insurance Exam All Answers Correct 
Risk ️the chance of financial loss 
Risk is NOT the loss itself, but the _________ of loss. ️CHANCE 
Policy ️a written contract for effecting insurance and includes Clauses, Riders, endorsements, and 
papers which are part of the contract 
Insurance ️a contract where one undertakes to indemnify another or pay a specific amount 
determined on contingencies 
Binders ️temporary insurance which can be made orally or written 
property insu...
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Florida Claims Adjuster Exam 2 | 206 Questions with 100% Correct Answers already passed 2023/2024/2025
- Exam (elaborations) • 26 pages • 2024
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Florida Claims Adjuster Exam 2 | 206 Questions with 
100% Correct Answers already passed 2023/2024/2025 
Severability - CORRECT ANSWER Insurance applies separately to each insured as if 
other insureds did not exist. 
 Abandonment - CORRECT ANSWER Property insurance policies usually contain 
a(n) __________ clause, *stating the insured cannot dump damaged property on the 
insurer and demand its full value.* 
 Insurable Interest - CORRECT ANSWER One wherein economic loss would be 
suffered f...
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PSI EXAM PREP: CONTRACTS QUESTIONS AND ANSWERS, 100% ACCURATE, GRADED A+/| latest update 2024/25|
- Exam (elaborations) • 5 pages • 2024
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PSI EXAM PREP: CONTRACTS QUESTIONS AND ANSWERS, 100% 
ACCURATE, GRADED A+/ 
what requires that certain types of contracts, such as for a property ownership transfer, be in writing to 
be legally enforceable and to prevent injury from fraudulent conduct. - -The statute of frauds 
Is an oral contract enforceable in court? - -no 
Offer and acceptance 
Consideration 
Legally competent parties 
Legal purpose 
Made voluntarily are all what - -needed for a valid contract 
what occurs when the parties...
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