Fcra questions - Study guides, Class notes & Summaries

FCRA - Fair Credit Reporting Act. Questions and answers. VERIFIED/ What does FCRA stand for - -Fair Credit Reporting Act What regulation is used with FCRA - -Regulation V (V for Visa) What is FCRAs regulatory body - -FTC (Federal Trade Commission) Who enforces the FCRA - -CFPB and FTC What is FCRAs purpose - -To ensure accuracy, fairness and privacy of consumers information that is assembled by the consumer reporting agencies (CRAs) What are the 3 CRAs - -Transunion, Equifax, Experian

WGU C961 Ethics in Technology Comprehensive Exam || All Questions & 100% Correct Answers (Rated A+) WGU C961 Ethics in Technology Comprehensive Exam || All Questions & 100% Correct Answers (Rated A+) which systems gather data about individuals? - ANSWER - Tracking systems in videos, cookies, google location, facebook tags which action have the courts ruled in favor for (4th amendment) - ANSWER - without a reasonable expectation to privacy, there is no privacy right how does customer data...

CIPP/US Questions and Answers Already Passed 3 branches of US Gov't & functions Legislative - make laws Executive - enforce laws Judicial - interpret laws What state constit explicitly recognizes rt to privacy? California 10th Amdmt Where no fed law prevents it, states may make law. Federal Preemption? A superior govt's ability to have its laws supersede those of an inferior govt. CAN-SPAM FCRA (?) Not preempted HIPAA data breach notification (gen) stare decisis = let the (past) decision ...

FCRA Basic Certification UPDATED ACTUAL Exam Questions and CORRECT Answers Consumer Report - CORRECT ANSWER- Any written, oral, or other communication of any info by a CRA bearing on a consumer's credit worthiness, standing, capacity, character, general reputation, personal characteristics, or mode of living used or expected to be used or collected for establishing consumer's eligibility

Fair Credit Reporting Act (FCRA) - CRCM Study Guide Questions With Correct Answers.

SHRM-CP- US Employment Laws and Regulations Questions and Answers | Latest Version | 2024/2025 | Graded A+ What is the primary purpose of the Fair Labor Standards Act (FLSA)? To establish minimum wage, overtime pay, and youth employment standards. How does the Equal Employment Opportunity Commission (EEOC) contribute to workplace fairness? It enforces federal laws that prohibit employment discrimination. What is the significance of the Family and Medical Leave Act (FMLA)? It ...

NMLS 2024 Exam Questions with Correct A What law deals with credit, APR & advertising of consumer loans? - Answer- TILA/REGULATION Z Which regulation prohibits kickbacks? - Answer-RESPA Which regulations requires the lender to cancel PMI when the loan reaches 78% LTV? - Answer-HPA - Homeowners Protection Act Which regulation prohibits fee splitting? - Answer-RESPA Regulation X is the letter used to describe which Law? - Answer-RESPA RESPA is the acronym used to describe which law...

CIPP/US STUDY GUIDE Exam QUESTIONS WITH CORRECT ANSWERS Vendor Contract Issues = - Answer-1. Confidentiality provision 2. No further use of shared info 3. If subcontractors, must follow same priv/sec terms. 4. Requirement to notify and disclose breach 5. Info Security Provisions: specific security controls; encryption & when; network security; access controls; segregation; E'ee bkgrnd checks; audit rights; etc. How to do Due Diligence on Vendors: - Answer-1. Reputation 2. Financial...

Fincert Texan Smart Exam Questions With 100% Correct Answers. ________ is a contractual agreement whereby a borrower receives something of monetary value now and agrees to repay the lender at a later date. - answercredit Credit addresses what? - answerThe concepts of obtaining and utilizing credit wisely True or False: Good credit can take years to establish yet only months to destroy. - answertrue What is the FCRA? - answerThe Fair Credit Reporting Act why is the FCRA important? - answe...

The Fair Credit Reporting Act, Questions and answers, Graded A+ What first step must any information user take when requesting a consumer report from a consumer reporting agency? It must certify that the reason for wanting the report is a permissible reason If a person harmed files and wins a lawsuit, civil penalties may be the amount of the _______ damages, which cannot be less than $100 nor more than _________. Actual; $1,000 Brainpower Read More Previous Play Next Rewind 10 se...