Fdcpa questions - Study guides, Class notes & Summaries

FDCPA Practice Questions and Answers with Complete Solutions |Rated A+ FDCPA - Fair Debt Collection Practices Act Debtor - One who is obligated or allegedly owes or would have to pay debts Debt Collector - Someone who collects on debts Creditor - Any person who credits something Location Information - Place of residence,home phone number and place of employment. (804) Mini Miranda - A attempt to collect on dept and any information obtained will be used for that purpose Mini Miranda war...

FDCPA for Collectors Post Test 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade The FDCPA only covers consumer debts that are in default. True or False - False

FDCPA Test Questions True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the customer's right to dispute a debt. (809) True or False... A professional debt coll...

FDCPA Study Guide Questions and Answers with Complete Solutions |Rated A+

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CR5 - Fair Debt Collections Practices Act Questions with solutions 2024 1. Is a debt collector allowed to contact a debtor's employer asking for that person's address and phone number? A. No, contacting a third party violates the Fair Debt Collection Practices Act (FDCPA) unless the debtor has given express written consent B. No, only a request for information other than ''location information'' is allowed C. Yes, a debt collector may contact a third-party for location information (con...

FDCPA Questions and Answers Rated A+ What is the definition of a consumer? a. A person who offers or extends credit b. A person who is obligated or allegedly obligated to pay a debt c. A person who collects debt b. A person who is obligated or allegedly obligated to pay a debt Which of the below is not considered a 3rd party? a. The consumer's attorney b. The neighbor of the consumer c. Answering machine d. The mother of the consumer a. The consumer's attorney Define the term "Credito...

FDCPA TEST WITH QUESTIONS AND WELL DETAILED ANSWERS[ACTUAL EXAM 100%] In what year did the Fair Debt Collection Practices Act ("FDCPA") become law? a)1977 b)1990 c)2006 - CORRECT ANSWER-a)1977 The FDCPA applies to: a) Debt collectors b) Creditors c) Both d) Neither - CORRECT ANSWER-a) debt collectors The FDCPA is a strict construction statute, which means there is no room for speculation or interpretation as to its terms. TRUE FALSE - CORRECT ANSWER-TRUE When ...

FDCPA Test Prep 2024|Completed | Questions and Correct Answers (Verified Answers) | A Grade

FDCPA Study Guide Exam Questions & Answers | Verified & Updated True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - Answer ️️ -True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - Answer ️️ - False (816)@ A validation is - Answer ️️ -An explanation of what an agency must do if a debt is disputed. Required by FDCPA. Or a written statement of the cus...