Fiduciary responsibility - Study guides, Class notes & Summaries
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INSURANCE EXAM QUESTIONS & ANSWERS 2024
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INSURANCE EXAM QUESTIONS & ANSWERS 2024 
 
which one of these is NOT a type of agent authority? 
A. Express 
B. implied 
C. principal 
D. apparent - Answer - principal 
 
which of these arrangements allows one to bypass insurable interest laws? 
A. concealment 
B. indemnity contract 
C. contract of adhesion 
D. investor-originated life insurance - Answer - Investor-originated life insurance 
 
A policy of adhesion can only be modified by whom? 
A. The agent 
B. The applicant 
C. The primar...
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Claims Adjuster Final Exam (Multiple Choice Questions and Correct Answers)
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Claims Adjuster Final Exam (Multiple Choice Questions and Correct Answers) 
An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of - Correct Answer: The insured and insurer
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Louisiana Claims Adjuster Exam Questions & Answers 100% Correct
- Exam (elaborations) • 42 pages • 2023
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The coverage territory of the Business Auto form provides for "worldwide liability coverage" for private passenger autos that the insured: 
 
a) Hires, leases, rents or borrows without a driver while outside the United States, its territories and possessions. 
 
b) Purchases while outside the United States, its territories and possessions. 
 
c) Sells while outside the United States, its territories and possessions. 
 
d) Occupies while outside the United States, its territories and possession...
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CA Real Estate Exam Pt. 2 Practice Questions and Answers
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An agency relationship creates a fiduciary relationship between principal and agent. Which of the following relationships illustrates a fiduciary relationship? 
 
(A) Real estate broker to his/her client 
(B) Trustee to a beneficiary 
(C) Both A and B 
(D) Neither A nor B Answer: (C) 
 
Both A and B require a fiduciary responsibility as both are acting as agents for their principal. 
 
A broker takes a listing on a residence. The seller tells the broker she is selling because a freeway is plann...
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Chapter 12 - Washington laws Complete Questions & Answers!!
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A producer's fiduciary responsibility includes which of the following activities? 
 
- Recording the receipt and distribution of premiums due to an insurer 
- Properly remunerating persons who furnish leads on prospects 
- Providing needed insurance to prospective insureds through any sources that are available 
- Guaranteeing payment to insureds for losses covered by policies that the producer sold - ANSWER Recording the receipt and distribution of premiums due to an insurer 
 
Group life in...
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Guardianship state review Questions & Answers
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Florida Guardianship Chapter -ANSWER 744 
 
Plenary Guardianship -ANSWER Total loss of rights of a person; Guardian can make all decisions regarding healthcare, and financial 
 
Incompetency was replaced by... -ANSWER Incapacity 
 
Qualifications to serve as a guardian.... -ANSWER 1- over the age of 18 
2- no felony charges 
3- not a service provider 
4- never charged with abuse, abandonment, or neglect 
5- not a creditor 
 
Qualifications Florida Statute -ANSWER 744.309 
 
Criminal investigati...
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Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+)
- Exam (elaborations) • 23 pages • 2023
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Texas Life And Health Insurance Exam Questions With Correct Answers | Latest 2023/2024 (Graded A+). Which of the following actions is NOT possible with a Universal Life policy? - Correct 
Answer-Premiums may be applied as a credit against income tax 
Which of the following will a Long Term Care plan typically provide benefits for? - 
Correct Answer-home health care 
Which health policy clause stipulates that an insurance company must attach a copy of 
the application to the policy to ensure that...
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DELAWARE LICENSING EXAM - #2 2024
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DELAWARE LICENSING EXAM - #2 2024 
 
The Insurance Commissioner is empowered to: 
 
A. Enforce state laws relating to insurance 
B. Pass state laws relating to insurance 
C. Write policy forms for mandatory insurance coverages 
D. Set rates for mandatory insurance coverage - correct answer A. Enforce state laws relating to insurance 
 
An insurance company that generally fails to affirm or deny coverage of claims within a reasonable period of time after receiving proof of loss may be found guil...
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Cannon Financial Institute CFIRs Sample Questions And Answers Rated A+ New Update Assured Satisfaction
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"As an executor of an estate, a Bank Trust Department typically: 
a. Does not have a fiduciary duty. 
b. Is charged with the responsibility to marshal assets, pay debts, and make distributions per terms of 
the will. 
c. Can only serve if granted special permission by the regulatory authorities in addition to the bank's 
general fiduciary powers. 
d. Must have capital in excess of the normal capital required to exercise general trust powers. 
" - Answer-B 
"As an executor of an estate, a Ban...
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CLAIMS ADJUSTER FINAL EXAM 2024 WITH 100% ACCURATE SOLUTIONS
- Exam (elaborations) • 16 pages • 2024
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CLAIMS ADJUSTER FINAL EXAM 2024 WITH 100% ACCURATE SOLUTIONS 
 
 
An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of - correct answer The insured and insurer 
 
An insurer gives which of the following as Consideration for an insurance policy? - correct answer A Promise 
 
The interest of the insured and all other persons in the property involved in a claim is 
found in - correct answer A Proof of Loss 
 
An insured rear-ends another driver's vehicle. The auto p...
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