Flawed in character - Study guides, Class notes & Summaries

Default - When no payments made after 60 to 90 days... 30 for FHA loans Front-End Ratio Equation - Monthly housing expenses/gross monthly income Front-End Ratio maximums - 28% or less - conventional loan 31% or less for FHA, 30% or less for rentals Back-End Ratio (Debt-to-Income) Equation - total monthly debt expenses/gross monthly income Back-End Ratio Caps - 36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortgage loan Four C's of Credit - Character, Capa...

Computers Are Your Future, 12e (LaBerta) Chapter 2 Inside the System Unit 1) A byte: A) is the equivalent of eight binary digits. B) represents one digit in the decimal numbering system. C) is the smallest unit of information that a computer can process. D) can be compared to the state of one light switch being either on or off. Answer: A Diff: 2 Reference: Representing Data as Bits and Bytes 2) Computers count with ________ numbers. A) regular B) binary C) decimal D) digita...

Confidence in Reason - Proceeds from the belief that both the individual's and society's higher interests are best served by unfettered reason Critical thinking comprises three interlinking dimensions - Analyzing, evaluating, and improving Critical thinking is characteristically - self-directed, self-disciplined, self-monitored, and selfcorrective Egocentrism - the tendency to view everything in relationship to oneself Fair mindedness - The commitment to consider al relevant opinions equa...

Default - ANSWER-When no payments made after 60 to 90 days... 30 for FHA loans Front-End Ratio Equation - ANSWER-Monthly housing expenses/gross monthly income Front-End Ratio maximums - ANSWER-28% or less - conventional loan 31% or less for FHA, 30% or less for rentals Back-End Ratio (Debt-to-Income) Equation - ANSWER-total monthly debt expenses/gross monthly income Back-End Ratio Caps - ANSWER-36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortgage l...

Housing Counselor Exam Prep All Answers Correct Default When no payments made after 60 to 90 days... 30 for FHA loans Front-End Ratio Equation Monthly housing expenses/gross monthly income Front-End Ratio maximums 28% or less - conventional loan 31% or less for FHA, 30% or less for rentals Back-End Ratio (Debt-to-Income) Equation total monthly debt expenses/gross monthly income Back-End Ratio Caps 36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortga...

Default - ANSWER When no payments made after 60 to 90 days... 30 for FHA loans Front-End Ratio Equation - ANSWER Monthly housing expenses/gross monthly income Front-End Ratio maximums - ANSWER 28% or less - conventional loan 31% or less for FHA, 30% or less for rentals Back-End Ratio (Debt-to-Income) Equation - ANSWER total monthly debt expenses/gross monthly income Back-End Ratio Caps - ANSWER 36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortgage l...

Disease or Medical addiction is a progressive, deteriorating disease that goes through a series of stages, addiction is a chronic and long-term condition, addiction can only be treated but not cured, addiction is a primary disease, abstinence is only viable treatment option, ingesting of drugs leads to loss of control Medical Model Advantages Removes societal and moral stigma, individuals are more likely to get help or treatment (because shame/guilt are removed), treatment is more likel...

Chapter 14 Public Speakinglogos - correct answer Logical arrangement of evidence in a speech; the first of Aristotle's three types of proof ethos - correct answer Speaker's credibility; the second of Aristotle's three types of proof pathos - correct answer Emotional appeals made by a speaker; the third of Aristotle's three types of proof inferences - correct answer Mental leaps we make when we recognize that a speaker's evidence supports his or her claims evidence - correct answ...

Default - Answer When no payments made after 60 to 90 days... 30 for FHA loans Front-End Ratio Equation - Answer Monthly housing expenses/gross monthly income Front-End Ratio maximums - Answer 28% or less - conventional loan 31% or less for FHA, 30% or less for rentals Back-End Ratio (Debt-to-Income) Equation - Answer total monthly debt expenses/gross monthly income Back-End Ratio Caps - Answer 36% for conventional loans and renters, 43% for FHA, 45% for Energy Efficiency Mortgage l...

What is the relationship between the humanities and technology? a) Technology has led to an increase in globalization by making the world smaller and connecting people together through social networks via the internet. b) Technology has increased our ability to preserve, document and share works of art, literature, and music in a way that is unprecedented. What theme is found in multiple historical periods? Individualism 00:02 01:21 How do we identify themes in a literary ...