Florida insurance laws - Study guides, Class notes & Summaries
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XCEL NEVADA FINAL EXAM 2024/2025 WITH 100% ACCURATE SOLUTIONS
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Which of the following is NOT an example of a producer's breach of contract under fiduciary duty? 
Misappropriation of premiums 
commingling premiums 
improper withholding of premiums 
allowing premiums to be submitted electronically - Precise Answer allowing premiums to be submitted electronically 
 
Nevada Requires that coverage for newborns begins "from the moment of birth" and a premium must be paid within: 
31 days 
90 days 
6 months 
12 months - Precise Answer 31 days 
 
A foreign insur...
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Florida Laws and Rules Pertinent to Insurance Ch. 8 Already Passed
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Florida Laws and Rules Pertinent to Insurance Ch. 8 Already Passed 
How many hours of continuing education must a newly licensed agent complete every two years 24 
A variable life insurance agent must be licensed and appointed as a life and variable contract agent, as well as a(n) broker dealer 
Which of the following documents must an agent submit to the replacing insurance company during the replacement of an existing life insurance policy? Notice to existing and replacing insurers of intentio...
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Florida Life, Health and Variable Annuity Exam Correct !!
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Entire Contract Provision - ANSWER found at the beginning of the policy, saying that the policy cannot refer to any outside documents as being part of the contract and prohibiting the insurer from making any changes to the policy after it has been issued. (can only make good changes not bad) 
 
Insuring Clause - ANSWER sets forth the company's basic promise to pay benefits upon the insured's death. 
 
Free-Look Provision - ANSWER gives policyowners the right to return the policy for a full pre...
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Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review
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Florida Claims Adjuster Exam 2023 
 
1.	Peril: Something that causes a loss. 
 
2.	Hazard: Something that increases the probability that a loss will occur. 
 
 
 
 
3.	Warranty: A policy condition, either based on information in the i nsureds appli- cation or inserted by the insurer. It is a guarantee of a fact. 
 
4.	Misrepresentation: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
 
 
 
5.	Concealment: Th...
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Texas Insurance License Exam Prep P&C Questions and Answers Already Passed
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Texas Insurance License Exam Prep P&C Questions and Answers Already Passed 
 
What are 3 subjects an auto policy covers? *correct answer*1. Body 
2. The vehicle 
3. Assets 
Bodily Injury Types *correct answer*Personal Injury 
Med Pay 
Uninsured Motorist 
No Fault Insurance *correct answer*State stipulates that parties cannot file a claim to the other persons insurance policy unless required in excess. Instead, each party is required to file a primary claim against their own insurance regardles...
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8 - Florida Laws and Rules Pertinent to Insurance Test, Questions and Answers 100% Accurate
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8 - Florida Laws and Rules Pertinent to Insurance Test
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Florida Insurance Unit Ten - Miscellaneous Florida Statutes Exam Questions and Answers with Complete Solutions
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Unauthorized entities present a regulatory concern because they have the potential for __________ claims. - Unauthorized entities present a regulatory concern because they have the potential for unpaid claims. 
True or False? Willfully over insuring a health or property policy can be grounds for terminating an insurance license. - True. Willfully over insuring a health or property policy can be grounds for terminating an insurance license. 
The following are required to be on an application of i...
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Texas Insurance License Exam Prep P&C Questions with 100% Correct Answers
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Texas Insurance License Exam Prep P&C Questions with 100% Correct Answers 
What are 3 subjects an auto policy covers? 
1. Body 
2. The vehicle 
3. Assets 
 
 
Bodily Injury Types 
Personal Injury 
Med Pay 
Uninsured Motorist 
 
 
No Fault Insurance 
State stipulates that parties cannot file a claim to the other persons insurance policy unless required in excess. Instead, each party is required to file a primary claim against their own insurance regardless who is at fault. EX. Florida 
 
 
Finan...
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Florida Laws and Rules Pertinent to Insurance CH. 8
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Florida Laws and Rules Pertinent to Insurance CH. 8 
Which of the following is NOT required in the Outline of Coverage for a health insurance policy? 
Explanation of the policy's benefits 
Listing of the policy's exclusions and limitations 
Projection of the policy's future costs 
Explanation of the policy's renewal and cancellation provisions 
costs 
Projection of the policy's future 
A person insured under a health policy is required to give the insurance company a Notice of C...
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Solved)
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LIFE, HEALTH & VARIABLE ANNUITY (2-15 EXAM) QUESTIONS AND ANSWERS LATEST UPDATE 2024/2025 (100% Solved) An owner is worried that employees will help themselves to products on the shelf without 
paying for them. This is an example of what type of hazard? - CORRECT ANSWERS Moral 
Hazard 
Won't fly an airplane, never drives a car and keeps money out of the stock market is known 
as what type of risk ? - CORRECT ANSWERS Risk Avoidance 
Only pure risk is insurable. TRUE or FALSE? - CORRECT ANSWERS T...
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