Graded premium whole life - Study guides, Class notes & Summaries
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NC Life insurance state exam study guideline already graded A+
- Exam (elaborations) • 16 pages • 2024
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NC Life insurance state exam study guideline already graded A+ 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as o...
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Primerica - Exam Test Questions With 100% Correct Answers 2024
- Exam (elaborations) • 21 pages • 2024
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Primerica - Exam Test Questions With 100% Correct Answers 2024An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? 
a)	Unilateral 
b)	Conditional 
c)	Personal 
d)	Adhesion 
 
An insurance policy that only requires a payment of pr...
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Primerica - Exam Test Questions With 100% Correct Answers 2024
- Exam (elaborations) • 21 pages • 2024
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Primerica - Exam Test Questions With 100% Correct Answers 2024An insurer has made all of the decisions regarding the provisions included in the insured's policy. The insured finds an objectionable provision and wants to negotiate it with the insurer but is not allowed to do so. Her only options are to reject the policy or accept it as is. Which contract feature does this describe? 
a)	Unilateral 
b)	Conditional 
c)	Personal 
d)	Adhesion 
 
An insurance policy that only requires a payment of pr...
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WebCE Exam Tutor 397 Questions with 100% Correct Answers | Verified | Updated 2024|104 Pages| Guaranteed A+
- Exam (elaborations) • 124 pages • 2024
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All of the following are eligible to purchase a group life insurance policy EXCEPT: 
 
the Wonderful Widget Company, which employs more than 200 people 
the State Electrical Workers Union 
the Retailers Multiple Employer Trust, formed by two retailers to purchase insurance for their employees 
Stan and his neighbors, who form their own group to buy group coverage at a lower cost than their individual coverages - ️️Stan and his neighbors are not eligible to purchase group life insurance becau...
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Life, health & annuities NE insurance exam latest update graded A+
- Exam (elaborations) • 34 pages • 2024
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Life, health & annuities NE insurance 
exam latest update graded A+ 
 
Not regarding deferred annuities Accumulated funds cannot be out assessed until the pay out. 
 
Using the needs approach you wouldn't need Prospects employment history 
 
Not common use for life insurance Liquidate and estate it usually only creates an estate 
 
The exclusion ratio applies until all principal and annuity contract has been paid out after that 
what will happen The full amount a future annuity payments are tre...
And that's how you make extra money
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NC Life insurance state exam study guideline
- Exam (elaborations) • 16 pages • 2024
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NC Life insurance state exam study guideline 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as often as 5, 10, 15, ...
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Webce Insurance test questions and answers with complete Solution 100% Verified Latest 2024
- Exam (elaborations) • 88 pages • 2024
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Webce Insurance test questions and answers with complete Solution 100% Verified Latest 2024 
Agent Thompson received a letter from the Department of Insurance asking her to 
provide proof of completing the continuing education requirements. Within how 
many days must Agent Thompson respond to the Department's inquiry? 
20 
30 
10 
45 
10 days 
Abby lives in Ohio, where she is licensed as an insurance producer. She wants to 
apply for a nonresident license in Pennsylvania. Which of the follow...
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NC Life insurance state exam study guideline already graded A+
- Exam (elaborations) • 16 pages • 2024
-
- $13.00
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NC Life insurance state exam study guideline already graded A+ 
Term Insurance 
Used for Temporary Situations. Net cost highest in the long run. Premiums goes up every year based on current (attained)age. 
 
 
Term Insurance 
Expire's at a certain age/Time in the future. May be renewable up to a certain age or date with out a phyical Exam. 
 
 
Level Term Insurance 
Term insurance can be Renewed annually. Has a level Face Amount at renewal, Premiums goes up. Can be purchased for a Year or as o...
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NJ Accident and Health Producer Latest Update Graded A+
- Exam (elaborations) • 38 pages • 2024
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NJ Accident and Health Producer Latest 
 
Update Graded A+ 
 
Life income joint and survivor settlement option guarantees... 
Income for 2 or more recipents 
A participating insurance policy may do which of the following:... 
Pay dividends to the policy owner 
What is TRUE about the cash surrender nonforfeiture option? 
Funds exceeding the premiums paid are taxable as ordinary income 
Participating Insurance policy will... 
pay dividends to the owner based upon mortality cost, interest earned an...
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PEARSON VUE LIFE INSURANCE Exam Questions and Answers Latest Updated 2024/2025 | Graded A+.
- Exam (elaborations) • 14 pages • 2024
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PEARSON VUE LIFE INSURANCE Exam Questions and Answers Latest Updated 2024/2025 | Graded A+. P wants to name her husband as the beneficiary of her life policy. However, she wishes 
to retain all of the rights of ownership. P should have her husband named as the: 
A.irrevocable beneficiary 
B.revocable beneficiary 
C.secondary beneficiary - ANSWER-B 
A contract that has as its basic function the systematic liquidation of accumulated 
assets through periodic payments is called an: 
A.indemnity cont...
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