Health ins - Study guides, Class notes & Summaries
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Alabama Life & Health Insurance Exam Questions and answers
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Alabama Life & Health Insurance Exam 
Questions and answers 
Which of the following would be considered a speculative risk? - 
ANSWER-The possibility the painting you bought might be a long-lost 
masterpiece 
A speculative risk is one in which there is a chance for either loss or 
gain. Example: Gambling, Casino's, Lottery, etc. All of the other 
choices describe pure risk, where there is no chance of gain, only a 
chance of loss exists. 
Which is the proper term for a company owned by its poli...
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!!
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CT LIFE & HEALTH INSURANCE EXAM 2024 (XCEL SOLUTIONS & PROMETRIC) QUESTIONS AND ANSWERS SOLVED 100% CORRECT!! 
 
 
Laura added a children's rider to her life insurance policy. What type of coverage was added? Answer - Level term 
 
With life insurance, the needs approach is used primarily in determining Answer - How much life insurance a client should apply for 
 
A(n)	is a licensee who charges a fee for contracted insurance advisory services. Answer - Consultant 
 
Jonas is covered with disabi...
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Florida Life and Health Insurance State Exam Review (2-15) Questions and Answers
- Exam (elaborations) • 38 pages • 2023
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Florida Life and Health Insurance State Exam Review (2-15) Questions and Answers 
Under Florida Law, which of the following provisions is NOT required in a medicare supplement policy? - Ans: -limitation on pre-existing conditions for up to 12 months 
 
M's insurance company denied a reinstatement application for her lapsed health insurance policy. The company did not notify M of this denial. How many days from the reinstatement application date does the insurance company have to notify M of the...
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MS Life and Health Insurance Test Correct Questions & Answers (Graded A)
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MS Life and Health Insurance Test Correct Questions & Answers (Graded A)MS Life and Health Insurance Test Correct Questions & Answers (Graded A)MS Life and Health Insurance Test Correct Questions & Answers (Graded A)MS Life and Health Insurance Test Correct Questions & Answers (Graded A) 
 
Which of these do NOT constitute policy delivery? - ANSWER Policy issued with a rating 
 
Which of these types of life insurance allows the policyowner to have level premiums and to also choose from a selecti...
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Health Insurance Florida 2-40 Practice Exam Questions #2 with Answers (latest Update 2023)
- Exam (elaborations) • 158 pages • 2023
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Health Insurance Florida 2-40 Practice Exam Questions #2 with Answers (latest Update 2023)
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NJ Health Insurance Exam (XCEL Solutions) questions and answers
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NJ Health Insurance Exam (XCEL 
Solutions) 
NJ Health Insurance Exam (XCEL Solutions) questions and answers
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Utah Life and Health Insurance Questions With All Correct Answers!!
- Exam (elaborations) • 7 pages • 2024
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Accident - Answer-A sudden event, unforeseen and unintended 
Claim - Answer-A demand for payment under the insurance policy 
Absolute assignment - Answer-A transfer by the policy holder of all control and rights to a third party 
Accident and Sickness - Answer-Insurance against bodily injury, disability or death by accident, or 
against disability or expense resulting from sickness, and the insurance relating thereto 
Accidental Means - Answer-The unexpected cause of an accidental bodily injury....
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MN Life and Health Insurance Exam | 176 Questions and Answers(A+ Solution guide)
- Exam (elaborations) • 18 pages • 2023
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The commissioner examines each insurer every ___ Years. - 5 years 
$____ fine per day if a person violates, aids, or abets a written cease and desist order - $10,000 
License fee may request a hearing within ____ days of commissioners order. After hearing request, 
Commissioner has ____ days to hold the hearing. - 30 Days, 30 days 
All accident and health insurance policies must be filed with the commissioner at least ____ days prior to 
use - 60 days 
During Pre-licensing... 
____ hours per maj...
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Nevada Life & Health Insurance Exam Questions and Answers 100% Pass
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Nevada Life & Health Insurance Exam 
Questions and Answers 100% Pass 
term insurance - Answer- temporary protection because it only provides coverage for a 
specific period of time 
face amount - Answer- death benefit 
3 basic types of term coverage - Answer- level, increasing, decreasing 
- based on how the face amount changes during the policy term 
What is the premium in term insurance? - Answer- regardless of type of term insurance 
purchased, premium is level throughout the term of policy 
...
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Wisconsin Accident and Health Insurance Exam 2023 Questions and Answers with complete solution
- Exam (elaborations) • 41 pages • 2023
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Wisconsin Accident and Health Insurance Exam 2023 Questions and Answers with complete solution
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