Health plans contract Study guides, Class notes & Summaries
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![Xcel Life Insurance Exam 2023 with 100% correct answers](/docpics/641220bb5801f_2476529.jpg)
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Xcel Life Insurance Exam 2023 with 100% correct answers
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Replacement regulation is designed to protect 
Policyowners from mirepresentation and loss of benefits 
 
 
 
All Health Benefit Plans issued after January 1, 2014 must provide 
Preventative health services 
 
 
 
Which of these will have the highest monthly payout upon annuitization 
Straight life 
 
 
 
Which of the following is included in the entire contract according ti the entire contract provison? 
Clauses 
 
 
 
Which of the following is considered to be an alternative to a life settleme...
![Final Exam - Florida Life and Health | all 2023/24 questions and answers](/docpics/3484061/650db8ea9c248_3484061_121_171.jpeg)
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Final Exam - Florida Life and Health | all 2023/24 questions and answers
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Final Exam - Florida Life and Health | all 2023/24 questions and answers 
 
Which Unfair Trade Practice involves making a false statement on an insurance application in order to receive money from an insurer? - Misrepresentation 
Who owns a stock company? - A stock insurance company is owned by its stockholders. 
In Florida, which of the following is considered an Unfair Trade Practice? - Coercion 
Which of these options can an individual use their medical flexible spending account to pay for...
![CA Life and Health Exam Questions and Answers Already Passed](/docpics/63dec8c08ad9c_2336851.jpg)
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CA Life and Health Exam Questions and Answers Already Passed
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CA Life and Health Exam Questions and Answers Already Passed What is insurance? Insurance is the legal contract where two parties agree that if something will happen, a value will be exchanged. 
What's the difference between pure risk and speculative risk? Pure risk is when you'll lose it all or there will be no change. Speculative risk you can either win or lose. 
What is peril? peril is the causes of loss insured against in an insurance policy 
What is hazard? conditions that increase the pr...
![CRCR Exam Prep questions and answers 2023/2024](/docpics/4070631/6584a1105efef_4070631_121_171.jpeg)
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CRCR Exam Prep questions and answers 2023/2024
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CRCR Exam Prep 
What are collection agency fees based on? - correct answer A percentage of dollars collected 
 
Self-funded benefit plans may choose to coordinate benefits using the gender rule or what other rule? - correct answer Birthday 
 
In what type of payment methodology is a lump sum or bundled payment negotiated between the payer and some or all providers? - correct answer Case rates 
 
What customer service improvements might improve the patient accounts department? - correct answer Ho...
![PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED](/docpics/641f830c9c9b7_2516214.jpg)
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED 
Under the misstatement of age or gender provision, what happens if it is determined at death that the insured's age or gender was misstated on a life insurance policy application? Benefits are adjusted to an amount that the premium would have purchased at the correct age or gender. 
Which of the following must be given to the insurer within 20 days after occurrence or commencement of any loss covered by the policy, or as thereafter a...
![ATI Mental Health Bundle A B C Proctored Exam 2019- Verified Questions and Answers Updated 2023](/docpics/6458806d83bab_2711601.jpg)
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ATI Mental Health Bundle A B C Proctored Exam 2019- Verified Questions and Answers Updated 2023
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A nurse is teaching a client who has schizophrenia about her new prescription for risperidone. Which of the following statements should the nurse include in the teaching? 
a)	"You should continue this medication if you develop muscle rigidity". 
b)	"You will experience weight loss while taking this medication." 
c)	"You will notice your symptoms improve within 24 hours of taking this medication." 
d)	"You should increase your consumption of complex carbohydrates." 
 
The nurse is c...
![Florida 2-15 Insurance License Actual Exam Questions and Answers Already Graded A](/docpics/3010891/64a43dea388b2_3010891_121_171.jpeg)
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Florida 2-15 Insurance License Actual Exam Questions and Answers Already Graded A
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Florida 2-15 Insurance License Actual Exam Questions and Answers Already Graded A 
Accumulation units are converted into annuity units: at the time of annuity payout. 
 
A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. noncontributory 
 
If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. FALSE 
 
...
![CISR LIFE & HEALTH Exam 52 Questions with Answer,100% CORRECT](/docpics/644050c08401c_2626040.jpg)
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CISR LIFE & HEALTH Exam 52 Questions with Answer,100% CORRECT
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CISR LIFE & HEALTH Exam 52 Questions with Answer 
 
The first step in understanding the elements of a life insurance contract is being able to: 
 
A) describe the personal and specific reasons people purchase life insurance 
B) describe the different parties to a life insurance contract and their relationship - CORRECT ANSWER B) describe the different parties to a life insurance contract and their relationship 
 
A policy owner has the power to: 
A) Name one or more beneficiaries 
B) Change th...
![Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers](/docpics/4009071/657829c7614df_4009071_121_171.jpeg)
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
- Exam (elaborations) • 84 pages • 2023
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
![Clinical Guidelines in Family Practice 5th Edition Uphold Graham - Test Bank](/docpics/3229459/64d589bf1406a_3229459_121_171.jpeg)
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Clinical Guidelines in Family Practice 5th Edition Uphold Graham - Test Bank
- Exam (elaborations) • 133 pages • 2023
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Clinical Guidelines in Family Practice 5th Edition Uphold Graham Test Bank 
 
Chapter 1 Health maintenance 
 
MULTIPLE CHOICE 
1.A client is reviewing a videotape without the assistance of the nurse for instruction. The type of 
teaching strategy this client is using is considered: 
1. demonstration. 
2. slides. 
3. programmed instruction. 
4. discussion. 
 
2.The nurse is instructing a client regarding food safety, injury prevention, and occupational 
health. Which of the following Healthy Peop...
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