Individual producer - Study guides, Class notes & Summaries
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Final Exam Questions and Correct Answers- New Jersey Life and Health
- Exam (elaborations) • 18 pages • 2024
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Which type of long-term care benefit would be most appropriate for a stroke victim who requires speech therapy administered at her home? Home health care 
Which of the following is NOT a federal requirement of a qualified plan? Employee must be able to make unlimited contributions 
Why are dividends from a mutual insurer not subject to taxation? Because dividends are considered to be a return of premium 
The treasurer of XYZ Insurance Company discovers that the treasurer's company is being in...
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Utah Life and Health Insurance Questions With All Correct Answers!!
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Accident - Answer-A sudden event, unforeseen and unintended 
Claim - Answer-A demand for payment under the insurance policy 
Absolute assignment - Answer-A transfer by the policy holder of all control and rights to a third party 
Accident and Sickness - Answer-Insurance against bodily injury, disability or death by accident, or 
against disability or expense resulting from sickness, and the insurance relating thereto 
Accidental Means - Answer-The unexpected cause of an accidental bodily injury....
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Washington Life/Health Insurance Exam | 303 Questions and Answers(A+ Solution guide)
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policy owner - usually, but not always the person covered by the policy 
beneficiary - the person who is paid when a claim 
is submitted 
agent/producer - acts as a legal representative 
of the insurance company 
broker - representative of the Insured, not the insurance company 
risk - The chance or uncertainty of loss 
Pure risk - the chance of experiencing a loss (without the possibility of gain). Only downside, no 
upside. 
Speculative risk - s the chance of loss one accepts in the hope of re...
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NY Series 17-52 Questions and Answers 100% Pass
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NY Series 17-52 Questions and Answers 100% Pass 
How many eligible employees must be included in a contributory health insurance plan? 50% 
A man works for Company A and his wife works for Company B. The spouses are covered by health plans through their respective companies that also cover the other spouse. If the husband files a claim, The insurance through his company is primary. 
What is the period of coverage for events such as death or divorce under COBRA? 36 months 
Twenty-five days after ...
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AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A
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AZ Life Insurance Exam (Latest 2024/ 2025 Update) Questions and Verified Answers| 100% Correct| Grade A 
 
Q: A life policy that has premiums that are lower than normal during the early years is called 
 Decreasing term 
 Modified life 
 Variable life 
 Limited-pay life 
 
 
Answer: 
Modified life 
 
 
Q: a material change in a modified endowment contract (MEC) results in 
the contract becoming void 
a new contestable period 
the seven pay test, adjustable for cash value, applies again 
a tax ...
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AETNA Individual Core Certification Mastery Test Questions and Answers 100% Solved
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AETNA Individual Core Certification 
Mastery Test Questions and Answers 100% 
Solved 
What report(s) are available on Aetna Producer World? All of the above 
You will need to successfully complete which requirements to be Ready to Sell (RTS) with 
Aetna Medicare? All of the above 
Any voluntary disenrollment occurring within three (3) months of the membership effective date 
is considered a rapid disenrollment and will result in a chargeback of the full commission paid. 
True
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Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers
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Arizona Life Insurance Exam 
Questions and Answers 
(Latest Update 2023) 
Verified Answers 
a whole life policy that provides a choice of dividend options include the 
following statement about dividends they accrue at a guaranteed rate 
they are deferred for one year they are not guaranteed they are guaranteed 
after the first year - Correct Answers they are not guaranteed 
When there is a named beneficiary on a life insurance policy, the death 
benefits 
1. are directed to a trustee ...
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South Carolina Property and Casualty Questions and Answers with Verified Solutions
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ISO Insurance Service Office 
To be licensed as a insurance producer in this state an individual must meet the following minimum 
qualifications: be at least 18 years old; Be of good moral character; have not been convicted 
of any felony or crime for the last 10 years that can be a ground for denial,suspension, or revocation 
of a license; Pass the required license examination; Pay the license fee of $25.00 
Agency license must contain the licensee's name, address, personal identification numb...
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NYS Life, accident, and health insurance Exam Questions with verified Answers
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NYS Life, accident, and health insurance Exam Questions with verified Answers 
Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? How many days notice does the ACA require insurers to give before rescinding coverage? 
A signed good health statement may be requested by a life producer at the time of 
Carol purchases a whole life policy that provides a choice of dividend options. This policy is req...
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers
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Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 written Questions with answers 
 
The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT 
 
The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called 
 
Barbara's policy includes a rider which allows her to purchase additional insurance at specific dates or events without evidence of insurability. This ...
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