Insurance transfers Study guides, Class notes & Summaries
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OHIO Life Insurance Exam Correct 100%
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Insurance: - ANSWER A contract in which the insurance company agrees to indemnify the insured party against loss, damage or liability arising from an unknown event. 
 
Insurance Transfers: - ANSWER The risk of loss from an individual or business entity to an insurance company, which in turn spreads costs of unexpected losses to many individuals. 
 
Direct response marketing: - ANSWER A direct response marketing system effectively bypasses the insurance agent. Business is conducted over the phone...
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Oklahoma Insurance Exam Questions & Answers 100% Correct
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Life Insurance - ANSWER-Transfers to a life insurance company the risk of financial loss to an insurance company. 
 
Health Insurance - ANSWER-transfers to a health insurance policy the risk of financial loss resulting from illness, injury, disability of an insured person. 
 
Risk - ANSWER-Chance of loss: only pure risk is insurable. 
 
Loss - ANSWER-Unplanned reduction in economic value. 
 
hazard - ANSWER-a condition that increases the chance of a peril/setback/danger. 
 
Risk Transfer - ANSWE...
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Cannon CTFA Prep Questions with complete Answers 2023
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Cannon CTFA Prep Questions with complete Answers 2023 
Jean and John Simmons are married and own their own home as tenants by entirety. When John dies the home is valued at $350,000. How much will be counted in his gross taxable estate? 
 
A. None, as it passes directly to his spouse, Jean. 
B. $175,000 - or one-half of the value 
C. $225,000 - or the full amount minus the $125,000 one-time exclusion for capital gains on a person residence. 
D. $350,000 - the full amount is includable. 
B. $175,...
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Oklahoma Insurance Exam Latest 2024 Graded A+
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Oklahoma Insurance Exam Latest 2024 
 
Graded A+ 
 
Life Insurance Transfers to a life insurance company the risk of financial loss to an insurance 
company. 
 
Health Insurance transfers to a health insurance policy the risk of financial loss resulting 
from illness, injury, disability of an insured person. 
 
Risk Chance of loss: only pure risk is insurable. 
 
Loss Unplanned reduction in economic value. 
 
hazard a condition that increases the chance of a peril/setback/danger. 
 
Risk Transfe...
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Oklahoma Insurance Exam Questions and Answers 100% Correct
- Exam (elaborations) • 18 pages • 2023
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Oklahoma Insurance Exam Questions and Answers 100% CorrectOklahoma Insurance Exam Questions and Answers 100% CorrectOklahoma Insurance Exam Questions and Answers 100% CorrectOklahoma Insurance Exam Questions and Answers 100% Correct 
Life Insurance - ANSWER-Transfers to a life insurance company the risk of financial loss to an insurance company. 
 
Health Insurance - ANSWER-transfers to a health insurance policy the risk of financial loss resulting from illness, injury, disability of an insured ...
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Idaho Insurance Licensing Property and Casualty Exam Study Guide with Complete Solutions 100% Verified 2024
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Idaho Insurance Licensing Property and Casualty Exam Study Guide with Complete Solutions 100% Verified 2024 
Insurance - Correct Answer Is a contract win which one party agrees to indemnify the insured party against loss,damage, or liabilty. 
 
Insurance Transfers - Correct Answer The risk of loss from an individual or business entity to an insurance company which in turn spreads the costs of unexpected losses to many individuals. 
 
Insurance Transaction - Correct Answer Includes solicitation, ...
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Casualty Producer NJ- Exam Questions with 100% correct Answers
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Casualty Producer NJ- Exam Questions with correct Answers Powers and duties of Commissioner Conduct research Make reasonable rules and regulations Issue orders and notices Issue insurance licenses and certificates of authority Impose penalties Approve insurance policy forms and rates Amount of days notice before hearing 10 Retrocession When a reinsurer transfers risks it has accepted to another insurer Producers can be Agents, brokers or both Insurance agent a licensed insurance producer who is ...
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Test Bank for Gerontological Nursing 10th Edition By Eliopoulos (All Chapters Complete, 100% Verified Answers)
- Exam (elaborations) • 460 pages • 2023
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Test Bank for Gerontological Nursing 10th Edition By 
Eliopoulos 
Test Bank for Gerontological Nursing 10th Edition By 
Eliopoulos 
Chapter 1 The Aging Population 
Test Bank 
MULTIPLE CHOICE 
1. The nurse explains that in the late 1960s, health care focus was aimed at the older adult 
because: 
a. disability was viewed as unavoidable. 
b. complications from disease increased mortality. 
c. older adults needs are similar to those of all adults. 
d. preventive health care practices increased longe...
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Texas Life Insurance Exam Questions and Answers with complete solutions
- Exam (elaborations) • 10 pages • 2022
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Insurance 
(General concept) - ANSWER - transfers the risk of loss from an individual to an insurer 
- based on the principle of indemnity 
- based on the principle of risk (risk pooling) 
 
insurable interest 
(General Concept) - ANSWER - must exist at the time of the application 
- insuring one's own life, family member, or a business partner 
 
Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements 
- buyer's guide is generic information abo...
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Property/Casualty Illinois for State Exam Latest Update Graded A+
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Property/Casualty Illinois for State Exam 
 
Latest Update Graded A+ 
 
ISO (Insurance Services Office) ISO creates standardized property and casualty insurance 
policies that are approved by states and used as a standard policy for insurers. 
 
-they can be modified to comply with state regulations 
-may be modified to a degree for insurance companies to create their own policy form 
 
define insurance Insurance transfers the risk of loss from an individual or business entity to 
an insurance c...
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