Insuring clause - Study guides, Class notes & Summaries
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Texas Property and Casualty Exam Questions and Answers Verified 100%
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Texas Property and Casualty Exam Questions and Answers Verified 100% 
 
____ is uncertainty of loss - risk 
 
____ is a transfer of risk from the insured to the insurer - insurance 
 
____ risk means there is no chance of gain. It is insurable. - pure 
 
____ risk means there is a chance of a loss or a gain. It is not insurable. - speculative 
 
a ____ is something that increases the risk. - hazard 
 
the principle of _____ governs property and casualty policies. It states that the purpose of th...
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Florida 2-15 Insurance License Actual Exam Questions and Answers Already Graded A
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Florida 2-15 Insurance License Actual Exam Questions and Answers Already Graded A 
Accumulation units are converted into annuity units: at the time of annuity payout. 
 
A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. noncontributory 
 
If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. FALSE 
 
...
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers Graded A+ 
 
Dram Shop Liability refers to: Liquor Law Liability. 
 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
 
A...
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MISSOURI LIFE AND HEALTH EXAM 2024/2025
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MISSOURI LIFE AND HEALTH EXAM 2024/2025 
 
 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract 
d) owner's rights - Precise Answer insuring clause 
 
under which circumstance MUST a health insurer have an expedited grievance review procedure? - Precise Answer when the enrollee's life or health is jeapordized 
 
The Consideration clause in a life insurance contract contains what p...
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NC Insurance Licensing Exam Questions and Answers 100% Pass
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NC Insurance Licensing Exam Questions and Answers 100% Pass 
P is a producer who notices 5 questions on a life application were not answered. What actions should P take? Set up a meeting with the applicant to answer the remaining questions 
Which of the following does Social Security NOT provide benefits for? Dismemberment 
An Accident/Health policyholder has ____ days to return the policy and receive a full refund on premiums 10 
Under a Renewable Term policy, the renewable premium is calculate...
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2022-2023 Texas Adjuster Study Guide 367 QUESTIONS AND ANSWERS
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2022/2023 
Texas Adjuster Study Guide 367 QUESTIONS AND ANSWERS 
 
 
 
1.	PERILS: A CAUSE OF PROPERTY LOSSES UNDER AN INSURANCE CON- TRACT EX: WINDSTORM, HURRICANE, EXPLOSION, COLLAPSE OF BUILD- ING, VANDALISM, ACCIDENTAL DISCHARGE, AND THEFT 
2.	LAW OF LARGE NUMBERS: A FUNDAMENTAL CONCEPT IN STATISTICS 
AND PROBABILITY THAT DESCRIBES HOW THE AVERAGE OF A RANDOM- 
LY SELECTED LARGE SAMPLE FROM A POPULATION. IT BASICALLY RE- LIES ON THE PRINCIPLE THAT THE LARGER THE POOL, THE MORE PRE- DICTAB...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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TN HEALTH AND LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
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TN HEALTH AND LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
Which of the following reimburses its insureds for covered medical expenses? 
- health maintenance organizations 
- preferred provider organizations 
- commercial insurers 
- service providers - correct answer COMMERCIAL INSURERS 
- Commercial insurance companies function on the reimbursement approach. Policyowners obtain medical treatment from whatever source they feel is most appropriate and submit their charges to their insur...
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Life, Accident and Health Pearson Final Exams - Exam 5 with Complete Solutions
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Life, Accident and Health Pearson Final Exams - Exam 5 with Complete SolutionsLife, Accident and Health Pearson Final Exams - Exam 5 with Complete SolutionsLife, Accident and Health Pearson Final Exams - Exam 5 with Complete SolutionsLife, Accident and Health Pearson Final Exams - Exam 5 with Complete Solutions 
Which of the following health insurance policy provisions allows an insurer to deny a claim that does not occur during the policy period? 
 
AReinstatement provision 
BInsuring clause 
C...
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024
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Florida 2-15 Insurance Final Exam Test Bank (All Chapters complete 1-30, Questions and Answers, 100% Verified) Latest 2023/2024 
1. A life insurance company is organized in Orlando where it maintains its home 
office. In Florida, the company is classified as a 
a. domestic company 
b. local company 
c. foreign company 
d. preferred company 
a 
2. With regard to life insurance, all of the following statements are correct 
EXCEPT 
a. all individuals are considered to have insurable interests i...
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