Life producer Study guides, Class notes & Summaries
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Wisconsin Accident and Health Insurance Exam Questions and Correct Answers 100%
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Wisconsin Accident and Health 
Insurance Exam Questions and Correct 
Answers 100% 
Dividends from a stock company are normally sent to: 
Beneficiaries 
Shareholders 
Policy holders 
Insureds - CORRECT ANSWER-Shareholders 
Which of the following financial products creates an instant estate, no matter when the 
date of death? 
Mutual funds 
Life insurance 
Certificate of deposit 
Deferred annuity - CORRECT ANSWER-Life insurance 
Which of the following outlines the authority given to the produ...
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WV Life Insurance Laws and Rules Latest Update Graded A+
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WV Life Insurance Laws and Rules 
 
Latest Update Graded A+ 
 
Examination of Records The Commissioner can examine anyone in the business of insurance 
in the state at anytime. A company shall be examined every 5 years. 
 
Notice and Hearing the Commissioner may call and hold hearings for any purpose deemed 
necessary. 
 
Insurance Commissioner the commissioner may conduct investigations or examinations 
whenever deemed necessary, subpoena the witnesses to testify. 
 
cease and desist order the ...
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PRIMERICA LIFE INSURANCE EXAM WITH 100% CORRECT ANSWERS 2024/ 2025
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PRIMERICA LIFE INSURANCE EXAM 
WITH 100% CORRECT ANSWERS 2025 
An insured purchased an insurance policy 5 years ago. Last year, she received a 
dividend check from the insurance company that was not taxable. This year, she did not 
receive a check from the insurer. From what type of insurer did the insured purchase 
the policy? 
a. mutual 
b. reciprocal 
c. nonprofit service organization 
d. stock - Correct answer-A. mutual 
funds not paid out after paying claims and other operating costs are re...
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025)
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Xcel Final Exam| Questions and Verified Answers| 100% Correct| Grade A (Latest 2024/ 2025) 
 
Q: P is a producer who notices 5 questions on a life application were not answered. What actions should P take? 
 
 
Answer: 
Set up a meeting with the applicant to answer the remaining questions 
 
 
 
Q: Q applied for life insurance and submitted the initial premium on January 1. The policy was issued February 1, but it was not delivered by the agent until February 7. Q is dissatisfied and returns the...
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WA Life and Disability Producer Combo Questions with Verified Solutions
- Exam (elaborations) • 13 pages • 2024
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WA Life and Disability Producer Combo 
Questions with Verified Solutions 
 
If a company provides group disability insurance to its employees, which of the following may 
be tax deductible? The premiums paid by the company as a business expense 
 
Which provides benefits for expenses incurred as a result of in-hospital medical treatment and 
surgery as well as certain outpatient expenses such as doctor's visits, laboratory tests, and 
diagnostic services? Hospitalization insurance 
 
Compared t...
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed
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Indiana State Life and Health Insurance Exam Questions and Answers Already Passed 
How many days is a temporary producers license valid? 
30 
60 
90 180 180 
In Indiana, the maximum fine the the commissioner can impose on a producer or company who violates a cease and desist order is___per violation? 
$10,000 
$15,000 
$20,000 $25,000 $25,000 
Which of these is an example of twisting? 
A producer maliciously aligns another insurance company's financial status 
A producer misrepresents a policy ...
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Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers
- Exam (elaborations) • 17 pages • 2024
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Pearson Vue Life + Health Insurance Practice Exam Questions And Correct Answers 
 
P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: 
a: irrevocable beneficiary 
b: revocable beneficiary 
c: secondary beneficiary 
B 
A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: 
A. indemnity contract 
B. invest...
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Idaho Life and Health Final Exam Questions and Answers Already Passed
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Idaho Life and Health Final Exam 
Questions and Answers Already Passed 
 
What are the benefits that must be provided by an individual health insurance policy for 
prenatal, maternity, and delivery expenses? Prenatal, maternity, and delivery expenses are 
required to be covered under all health plans subject to the same deductible and coinsurance as 
other medical and surgical expenses. 
 
Which situation would qualify an individual for receiving benefits from a qualified long-term 
care policy?...
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Missouri Life and Health Exam Questions and Answers 100% Pass
- Exam (elaborations) • 80 pages • 2023
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Missouri Life and Health Exam Questions and Answers 100% Pass 
In a Life insurance contract, an insurance company's promise to pay stated benefits is called the: 
a) insuring clause 
b) consideration clause 
c) entire contract d) owner's rights insuring clause 
under which circumstance MUST a health insurer have an expedited grievance review procedure? when the enrollee's life or health is jeapordized 
The Consideration clause in a life insurance contract contains what pertinent information? ...
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NJ Life Producer Practice Exam Questions with Answers
- Exam (elaborations) • 41 pages • 2024
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NJ Life Producer Practice Exam Questions with Answers 
 
According to the Health Insurance Portability and Accountability Act (HIPPA), when can a group health policy renewal be denied? - Answer-Participation or contribution rules have been violated 
 
Which of the following actions is REQUIRED by an agent who is replacing an existing life insurance policy? - Answer-Submit to the replacing insurer a life of the policies to be replaced. 
 
Which market index is normally associated with an indexed ...
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