Life producer mi - Study guides, Class notes & Summaries
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MI Life Producer Final Exam Questions and Answers
- Exam (elaborations) • 63 pages • 2024
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Jane works for a company that allows employee contributions under a 401(k) plan. When will Jane become fully vested in her plan contributions? - immediately//While employer contributions to a qualified plan can be subject to a vesting schedule, participants are always fully vested in their own contributions. 
 
Agents must act in the best interests of applicants and insureds. What does this require them to do? - give all important information about a proposed policy//Agents must act in the appli...
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LIFE PRODUCER EXAM (MI) final verified 100%
- Exam (elaborations) • 5 pages • 2023
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LIFE PRODUCER EXAM (MI) final verified 100% 
 
 
 
Which of the following is NOT true regarding a Certificate of Authority? 
 
a)It may be necessary for transacting business in a specific state. 
b)It is equivalent to an insurance license. 
c)It is issued by the state department of insurance. 
d)It is issued to group insurance participants. - d) It is issued to group insurance participants. 
 
Before insurers may transact business in a specific state, they must apply for a license or Certifica...
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MI LIFE PRODUCER EXAM AND FINAL EXAM PACKAGE DEAL NEWEST 2024 ACTUAL EXAM COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+||BRAND NEW VERSION!!
- Package deal • 2 items • 2024
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MI LIFE PRODUCER EXAM AND FINAL EXAM PACKAGE DEAL NEWEST 2024 ACTUAL EXAM COMPLETE QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+||BRAND NEW VERSION!!
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Michigan Credit Insurance Producer Questions And Answers Graded A+
- Exam (elaborations) • 14 pages • 2024
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acting without a license ( producer regulation) - a person may not sell solicit or negotiate 
insurance in the state of Michigan for any line of insurance unless licensed for that qualifications; 
exceptions include administrative employees working for an agent a home office employee ect 
adverse selection(methods of handling risk) - the tendancy of less than average risks to purchase 
or cont to be covered by insurance resulting increased claims and reduced profitability 
agent - solicit insura...
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Final Exam-Michigan Life and Health Top-rated
- Exam (elaborations) • 23 pages • 2024
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What amount will be paid under a policy where the insured misstated his/her age? - an amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days - 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy - Accelerated death benefit 
 
loans obtained by a policy owner against the cash value of a life insurance policy - would n...
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Final Exam-Michigan Life and Health Study Guide Questions With Solutions 2023
- Exam (elaborations) • 18 pages • 2023
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What amount will be paid under a policy where the insured misstated his/her age? - an amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days - 30 days 
 
which of these is considered to be a Living benefit option in a life insurance policy - Accelerated death benefit 
 
loans obtained by a policy owner against the cash value of a life insurance policy - would n...
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MI Laws & Rules Already Graded A+
- Exam (elaborations) • 6 pages • 2024
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MI Laws & Rules Already Graded A+ 
1. Eligibility for Small Employer Group Insurance: An employee must work at least 17.5 hours per week. 
2. Taft-Hartley Act Group Insurance Premiums: Premium payments made by an employer must be paid 
to the trust. 
3. Health Coverage for Disabled Unmarried Child: Coverage must be provided until the policy 
terminates, with proof of incapacity. 
4. Stock Insurance Company: Owned by its stockholders. 
5. Reinstating a Lapsed License: A producer can reinst...
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MICHIGAN LIFE AND HEALTH FINAL EXAM / 80+ QUESTIONS AND CORRECT ANSWERS 2023/2024 / GRADED A+.
- Exam (elaborations) • 17 pages • 2023
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MICHIGAN LIFE AND 
HEALTH FINAL EXAM / 80+ 
QUESTIONS AND CORRECT 
ANSWERS 2023/2024 / 
GRADED A+. 
Final Exam-Michigan Life and Health 
1. What amount will be paid under a policy where the insured misstated his/her 
age?: an amount the premium would have purchased at the correct age 
2. the acceptance of a credit life application requires the submission of a 
certificate of insurance to the insured within_____ days: 30 days 
3. which of these is considered to be a Living benefit option in a lif...
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LIFE PRODUCER EXAM (MI) EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
- Exam (elaborations) • 16 pages • 2024
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Which of the following is NOT true regarding a Certificate of Authority? 
a)It may be necessary for transacting business in a specific state. 
b)It is equivalent to an insurance license. 
c)It is issued by the state department of insurance. 
d)It is issued to group insurance participants. 
Correct Answer: d) It is issued to group insurance participants. 
Before insurers may transact business in a specific state, they must apply for a license or Certificate of 
Authority from the state departmen...
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Final Exam-Michigan Life and Health questions and answers latest top score.
- Exam (elaborations) • 16 pages • 2023
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Final Exam-Michigan Life and Health questions and answers latest top score. 
 
 
 
 
 
 
 
 
 
 
 
 
 
What amount will be paid under a policy where the insured misstated his/her age? - correct amount the premium would have purchased at the correct age 
 
the acceptance of a credit life application requires the submission of a certificate of insurance to the insured within_____ days - correct answers.30 days 
 
which of these is considered to be a Living benefit option in a life insurance polic...
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