Mortgage loans - Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Mortgage loans? On this page you'll find 4425 study documents about Mortgage loans.
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20-HR SAFE Comprehensive Mortgage Loan Originator Fundamentals HW | 100% Correct Answers | Verified | Latest 2024 Version
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20-HR SAFE Comprehensive Mortgage Loan 
Originator Fundamentals HW | 100% Correct 
Answers | Verified | Latest 2024 Version
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SAFE Mortgage Loan Originator Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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SAFE Mortgage Loan Originator Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Exam Questions With Verified Answers
- Exam (elaborations) • 28 pages • 2024
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SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content Exam Questions With Verified 
Answers 
What does UST stand for? - answerUniform State Test 
Who does the CFPB protect? - answerThe Consumer Financial Protection Bureau protects 
consumers in the financial marketplace. 
What does the CFPB do? - answerCFPB is now in charge of implementing and enforcing 
most of the provisions of federal lending laws that relate to protecting consumers while they are 
shopping for,...
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Safe Mortgage Loan Originator Test | 100% Correct Answers | Verified | Latest 2024 Version
- Exam (elaborations) • 10 pages • 2024
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Safe Mortgage Loan Originator Test | 
100% Correct Answers | Verified | Latest 
2024 Version
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Mortgage Loan Originator UPDATED Exam Questions and CORRECT Answers
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Index and margin - What is used to determine the interest rate chang on an ARM? 
A loan with a balloon payment provision - Which of the following loan types is best 
described as a loan with a payment schedule made up of a series of small periodic payments 
and a larger lump sum due upon maturity? 
Convention/conforming loans - Fannie Mae and Freddie Mac securitize what type of 
mortgage loans? 
FHA Loans - Which of the following types of loans offers backing from the federal 
government wit...
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Exam Questions and Answers
- Exam (elaborations) • 28 pages • 2024
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SAFE Mortgage Loan Originator Test - National Component with Uniform State Content Exam Questions and Answers
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Champions real estate finance Exam Questions with Verified Answers
- Exam (elaborations) • 8 pages • 2023
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mortgage Broker - Answer- Functions as a middleman between the borrower and the lender, negotiating, selling or arranging loans to be delivered to large investors 
 
Mortgage Banker - Answer- Provide their own funds for the purpose of providing mortgage financing 
 
Correspondent Lender - Answer- Smaller in scale then mortgage bankers or brokers, these lenders typically extended loans with their own funds at their own risk 
 
Origination - Answer- The process of creating a new mortgage loan 
 
U...
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Champions Real Estate Finance graded A+ already passed 2023
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Champions Real Estate Finance graded A+ already passed 2023Loan-to-Value Ratio (LTV) - correct answer The percentage of the lesser of the appraised value or sales price that the lender will lend. 
 
ex: If a borrower is approved for an 80% loan, it means that the lender will loan up to 80% of the sales price or appraised value, whichever is lower. 
 
Package Mortgage - correct answer Includes both real and personal property ( fixtures and furnishings) 
 
Blanket Mortgage - correct answer Covers ...
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SAFE Mortgage Loan Originator Test - National Component UPDATED Exam Questions and CORRECT Answers
- Exam (elaborations) • 35 pages • 2024
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SAFE Mortgage Loan Originator Test - 
National Component UPDATED Exam 
Questions and CORRECT Answers 
What does UST stand for? - Correct Answer- Uniform State Test 
Who does the CFPB protect? - Correct Answer- The Consumer Financial Protection Bureau 
protects consumers in the financial marketplace. 
What does the CFPB do? - Correct Answer- CFPB is now in charge of implementing and 
enforcing most of the provisions of federal lending laws that relate to protecting consumers 
while they are s...
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NMLS SAFE Mortgage Loan Originator Exam UPDATED Exam Questions and CORRECT Answers
- Exam (elaborations) • 20 pages • 2024
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NMLS SAFE Mortgage Loan Originator 
Exam UPDATED Exam Questions and 
CORRECT Answers 
190 Minutes - CORRECT ANSWER- How long is the NMLS Exam in minutes? 
125 Questions - CORRECT ANSWER- How many questions are on the NMLS Exam? 
75% correct - CORRECT ANSWER- What is the passing score for the NMLS Exam
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