Mortgagee rights Study guides, Class notes & Summaries
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PROPERTY AND CASUALTY REVIEW EXAM | QUESTIONS & ANSWERS (VERIFIED) | LATEST UPDATE | GRADED A+
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A unique exclusion that is found only in the Fine Art Floater is: 
Correct Answer: Art on Exhibition (Due to most frequent thefts during gallery showings) 
Which section of a Special form policy determines whether a peril is covered? 
Correct Answer: Exclusions 
New zoning laws prevent an Insured from replacing a destroyed property. If the Insured 
transfers ownership of the property to the Insurer, this is an example of: 
Correct Answer: Abandonment 
Each of the following provides coverage ove...
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Florida Claims Adjuster Exam 2023 , 6-20 All Lines Adjuster- Florida- Review
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Florida Claims Adjuster Exam 2023 
 
1.	Peril: Something that causes a loss. 
 
2.	Hazard: Something that increases the probability that a loss will occur. 
 
 
 
 
3.	Warranty: A policy condition, either based on information in the i nsureds appli- cation or inserted by the insurer. It is a guarantee of a fact. 
 
4.	Misrepresentation: An untrue statement by the insured, made in an application for insurance but which does not become a part of the policy. 
 
 
 
5.	Concealment: Th...
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NEW YORK INDEPENDENT GENERAL ADJUSTER EXAM SIMULATOR 85 QUESTIONS AND ANSWERS
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Which of the following would NOT be found in the conditions section of a homeowners insurance policy? 
Subrogation rights 
Duties of the insured 
Insurance premium 
Mortgagee clause - ️️The insurance premium is not shown in the conditions section of the homeowner policy. 
 
Which of the following is true regarding dealers physical damage coverage under a garage policy? 
 
It is a blanket limit for covered autos. 
It extends coverage to customers' autos. 
It is an annual maximum limit f...
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RMIN 4000 Edmunds Exam 3 Questions and Answers | 100% Pass
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RMIN 4000 Edmunds Exam 3 Questions and 
Answers | 100% Pass 
basic parts of an insurance contract -Answer-declarations, definitions, insuring 
agreement, exclusions, conditions, and miscellaneous provisions 
declarations -Answer-statements that provide information about the particular property 
or activity to be insured 
what does the declarations page usually contain -Answer-name and address, policy 
dates, amount of insurance, premium and deductible, and other relevant info 
definitions -Answe...
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PSI Practice Questions MA Exam Questions and Answers 2024
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The doctrine of prior appropriation - Most likely used in states where water is scarce. Water rights are determined by priority of beneficial use. This means that the first person to use water or divert water for a beneficial use or purpose can acquire individual rights to the water. 
Indeterminable Duration - Major difference between freehold and nonfreehold estates is that freehold estates are 
Tenancy at will - Tenant rented an apartment signing a 15 month lease, after the lease expired the t...
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Indiana Adjuster Practice Exam
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Greg plays trombone in his school band during football games. During a rally song in the stands one day, Greg annoys one of the opposing team's fans, who grabs his $400 trombone and hurls it down the bleachers, completely destroying it. Greg's insurance pays him $400 to replace the trombone, but then the opposing team's coach also offers to replace the instrument, at whatever the cost. So Greg orders a new $3,200 trombone and has the opposing team's athletic department absorb the cost. Which...
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RMIN 4000 Edmunds Exam 3 Questions and Answers Rated A+
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RMIN 4000 Edmunds Exam 3 Questions 
 
and Answers Rated A+ 
 
basic parts of an insurance contract declarations, definitions, insuring agreement, exclusions, 
conditions, and miscellaneous provisions 
 
declarations statements that provide information about the particular property or activity to 
be insured 
 
what does the declarations page usually contain name and address, policy dates, amount of 
insurance, premium and deductible, and other relevant info 
 
definitions key words or phrases ar...
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Property & Casualty Policy Provisions & Contract Law 24 Questions with 100% Correct
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Property & Casualty Policy Provisions 
& Contract Law 24 Questions with 
100% Correct 
Declarations - Correct Answer ️️ -Identifies named insured, mailing address, policy 
period, coverages (limits & premium) and loss payees (lien holders) 
Insuring agreement - Correct Answer ️️ -types of property covered and perils insured 
against 
Conditions - Correct Answer ️️ -describes the rights and duties of the insured and the 
insurance company under the contract 
Exclusions - Correct Answe...
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RMIN 4000 Edmunds Exam 3 Questions and Answers 100% Verified!!
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basic parts of an insurance contract - ANSWER-declarations, definitions, insuring agreement, exclusions, conditions, and miscellaneous provisions 
 
declarations - ANSWER-statements that provide information about the particular property or activity to be insured 
 
what does the declarations page usually contain - ANSWER-name and address, policy dates, amount of insurance, premium and deductible, and other relevant info 
 
definitions - ANSWER-key words or phrases are defined so that coverage un...
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SC Property Management Exam Questions and Correct Answers & Latest Updated
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Residential Landlord and Tenant Act 
o :## Created in 1986 
Residential Landlord and Tenant Act - Purpose 
o :## Simplify, clarify, modernize, and revise the law governing rental of dwelling units and the 
rights, obligations of landlords and tenants. To encourage landlords and tenants to maintain 
and improve the quality of housing. 
Administration Remedy 
o :## Any right or obligation declared is enforceable by action unless the provision declaring it 
specifies a different and limited effe...
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