Otl a - Study guides, Class notes & Summaries
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OTL EXAM REVIEW QUESTIONS AND ANSWERS, GRADED A+[LATEST EXAM UPDATES]
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OTL EXAM REVIEW QUESTIONS AND ANSWERS, GRADED 
A+ 
List the five (5) elements of a contract. - Agreement 
Consideration 
Genuine Intentions 
Capacity to Contract 
Legality of Purpose 
Name the three (3) elements specific to insurance contracts. - Indemnity 
Insurable Interest 
Utmost Good Faith 
What are the three (3) ways Actual Cash Value (ACV) can be determined? - Cost to repair or replace 
less depreciation 
Fair market value 
Consideration of all relevant evidence of the value of the dama...
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OTL PRACTICE EXAM C QUESTIONS AND ANSWERS RATED A.
- Exam (elaborations) • 4 pages • 2023
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OTL PRACTICE EXAM C QUESTIONS AND ANSWERS RATED A.OTL PRACTICE EXAM C QUESTIONS AND ANSWERS RATED A.OTL PRACTICE EXAM C QUESTIONS AND ANSWERS RATED A.OTL PRACTICE EXAM C QUESTIONS AND ANSWERS RATED A.OTL PRACTICE EXAM C QUESTIONS AND ANSWERS RATED A.OTL PRACTICE EXAM C QUESTIONS AND ANSWERS RATED A.OTL PRACTICE EXAM C QUESTIONS AND ANSWERS RATED A.
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OTL EXAM PRACTICE QUESTIONS & ANSWERS. GRADED A+/ VERIFIED/[LATEST EXAM UPDATES]
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OTL EXAM PRACTICE QUESTIONS & ANSWERS. GRADED 
A+/ VERIFIED/ 
Which exclusion is commonly found in the personal liability coverage of a homeowners policy? 
a. Damage caused to a neighbour's home 
b. Bodily injury caused because of negligence 
c. Damage caused to a neighbour's automobile 
d. Bodily injury caused by a criminal act - d. Bodily injury caused by a criminal act 
What type of coverage does a mobile home policy provide? 
a. Named perils on the building and contents, excluding damage...
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OTL 1 EXAM REVIEW QUESTIONS AND ANSWERS, 100% ACCURATE. VERIFIED/[LATEST EXAM UPDATES]
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OTL 1 EXAM REVIEW QUESTIONS AND ANSWERS, 100% 
ACCURATE. VERIFIED/ 
Peril - cause of loss 
Risk - chance of loss 
Speculative Risk - a situation in which either profit or loss is possible 
-roll of dice 
-uninsurable 
Pure Risk - a risk that presents the chance of loss but no opportunity for gain 
-Insurable 
-a car accident doesn't allow for gain (injury, damaged car etc.) 
insurable risk - When there is a chance of loss and no chance of profit 
-Personal risk 
-Property risk 
-Liability risk...
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OTL Practice Exam A 2023| Complete Verified Solution 100%
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OTL Practice Exam A 2023| Complete Verified Solution 100% 
a) It does not certify the existence of insurance. 
Which of the following is not a definition of "Certificate of Insurance"? 
 
a) It does not certify the existence of insurance. 
b) May be a modified form of a policy. 
c) Issued as a convenience to a party who may have interest in the insurance. 
d) None of the above. 
d) Accident and Sickness, Crime and Robbery. 
The Casualty Department underwrites: 
 
a) Homeowner policies. 
b) Mar...
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OTL PRACTICE EXAM #B EXAM REVIEW QUESTIONS AND ANSWERS, GRADED A+/ VERIFIED/[LATEST EXAM UPDATES]
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OTL PRACTICE EXAM #B EXAM REVIEW QUESTIONS AND 
ANSWERS, GRADED A+/ VERIFIED/ 
d. All of the above - -Coverage's available under auto policies across Canada include 
a. Uninsured Motorist Coverage, Accident Benefits and Loss of or Damage to Insured Auto 
b. Accident Benefits and collision 
c. Third Party Liability, Accident Benefits and Loss of or Damage to Insured Auto 
d. All of the above 
d. No coverage applies to temporary substitute vehicles - -Which statement is FALSE? 
a. A newly acquir...
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OTL EXAM #3 (INTRO TO POETRY - MALACHI) EXAM REVIEW QUESTIONS AND ANSWERS, GRADED A+[LATEST EXAM UPDATES]
- Exam (elaborations) • 17 pages • 2024
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OTL EXAM #3 (INTRO TO POETRY - MALACHI) EXAM 
REVIEW QUESTIONS AND ANSWERS, GRADED A+ 
How much of the OT is written in poetic form? - -One third 
Poetry can be found in how many books in the bible? - -61; all but five books. 
What is the purpose of poetry? - -to facilitate retention and to express beauty, emotion, and 
worship. 
Wisdom Books - -Job, Proverbs, Ecclesiastes 
Hymnic Books - -Psalms, Song of Solomon 
Styles of poetry - -Lyrical, Didactic, and Dramatic 
Lyrical (Psalms) - -normall...
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OTL Practice Exam A Questions and answers, rated A+/ [Exam Prediction paper Updated 2024/25]
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OTL Practice Exam A Questions and 
answers, rated A+ 
a) It does not certify the existence of insurance. - -Which of the following is not a definition of 
"Certificate of Insurance"? 
a) It does not certify the existence of insurance. 
b) May be a modified form of a policy. 
c) Issued as a convenience to a party who may have interest in the insurance. 
d) None of the above. 
d) Accident and Sickness, Crime and Robbery. - -The Casualty Department underwrites: 
a) Homeowner policies. 
b) Mari...
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OTL EXAM CHAPTER 5 Q&A RATED A
- Exam (elaborations) • 3 pages • 2023
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OTL EXAM CHAPTOTL EXAM CHAPTER 5 Q&A RATED AOTL EXAM CHAPTER 5 Q&A ROTOTL EXAM CHAPTER 5 Q&A RATED AOTL EXAM CHAPTER 5 Q&A ROTL EXAM CHAPTER 5 Q&A RATED AATED AOTL EXAM CHAPTER 5 Q&A RATED AOTL EXAM CHAPTER 5 Q&A RATED AOTL EXAM CHAPTER 5 Q&A RATED AL EXAM CHAPTER 5 Q&A RATED AATED AER 5 Q&A RATED AOTL EXAM CHAPTER 5 Q&A RATED A
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OTL C81 STUDY 1 - STUDY 6 QUESTIONS AND ANSWERS, GRADED A+/ VERIFIED/
- Exam (elaborations) • 19 pages • 2024
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OTL C81 STUDY 1 - STUDY 6 QUESTIONS AND ANSWERS, 
GRADED A+/ VERIFIED/ 
What type of risk is insurable? What type of risk is non-insurable? - Pure risk is insurable as there is 
no chance to profit 
Speculative risk has the chance or earnings, and therefore cannot be insured 
What is the main reason we have insurance? - The world is filled with risk - insurance is based on 
the existence of risk. 
Risk is the chance of a loss - very little in life is certain. 
What are the three types of insur...
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