Owners policy Study guides, Class notes & Summaries
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Property & Casualty - Mike Russ Practice Test Questions With Complete Solutions
- Exam (elaborations) • 25 pages • 2023
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Insurance broker means a person who, for compensation and on behalf of another person, transacts insurance other than life with, but not on behalf of, an insurer. 
True or False? correct answer: False - An insurance broker is a specialist in insurance and risk management. Brokers act on behalf of their clients and provide advice in the interests of their clients. 
 
Transacting insurance includes: 
A. Execution of a contract of insurance 
B. All of the choices 
C. Solicitation 
D. Negotiation c...
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Solution Manual for Intermediate Accounting 18th Edition, by Donald E. Kieso, Jerry J. Weygandt and Terry D. Warfield .Chapter 1- 23 | Complete Guide A+
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Copyright © 2022 WILEY Kieso, Intermediate Accounting, 18/e, Solutions Manual (For Instructor Use Only) 5-1-1 
Complete 
Solution Manual and Instructor Resource for 
Intermediate Accounting, 18th Edition 18th Edition, by 
Donald E. Kieso, Jerry J. Weygandt and Terry D. 
Warfield. ISBN- 
Chapter 1 
Financial Accounting and Accounting Standards 
Assignment Classification Table (By Topic) 
Topics Questions Brief 
Exercises 
Exercises Critical 
Thinking 
1. Environment of 
accounting, principles, 
...
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Florida Health 240 Insurance with 100% correct answers
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Rules of Construction 
Help to identify and establish the intent of the parties to the contract 
 
 
 
Utmost good faith 
Each party is entitled to rely on the representation of the other, and each party should have a reasonable expectation that the other is acting in good faith without attempts to conceal or deceive. 
 
 
 
Aleatory Contract 
A contract under which one party's performance is contingent on an uncertain event. 
 
 
 
property and casualty agent 
has the power to bind the insurer...
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HOMEOWNERS POLICY PRACTICE QUESTIONS AND ANSWERS 2024
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Vandalism and malicious mischief losses are excluded under the Homeowners Policy when: 
a. During times of riot or civil disorder 
b. The property has been vacant for 60 days 
c. While the insured is on vacation away from the premises 
d. When any part of the dwelling is rented to others 
B. The property has been vacant for 60 days 
 
Explanation 
Since vacant property poses a high susceptibility of vandalism, the policy contains this limitation of vandalism coverage to protect the preferred Hom...
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M100 Exam Questions with correct Answers
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Community Association - Answer- Legal entity in which the owners enjoy the protection, enhancement, maintenance, and preservation of their homes and property 
 
Three defining characteristics of Community Association - Answer- Mandatory Membership, Mutually Binding Documents, and Lien-Based Assessments 
 
Mandatory Membership - Answer- Membership in the community association is mandatory and automatic for all owners 
 
Mutually Binding Documents - Answer- Certain association governing documents ...
Too much month left at the end of the money?
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Business Owners Policy (BOP) Exam Questions with Correct Answers
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Business Owners Policy (BOP) Correct Answer A pre-packaged commercial package policy that provides PROPERTY and LIABILITY insurance to certain types of small businesses 
 
Eligibility Correct Answer More strict for BOP than CPP. Eligible businesses include certain wholesale, processing and service, restaurant, convenience store, and contracting risks. eligible risks may not exceed 25,000 square feet in total floor area or $3 million in annual gross sales at each location. 
 
Eligible Apartments ...
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CISA exam 2023 with 100% correct answers
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Abend - correct answer -Abnormal end to a computer job; termination of a task prior to its completion because of an error condition that cannot be resolved by recovery facilities while the task is executing 
 
Acceptable use policy - correct answer -Establishes an agreement between users and enterprise and defines for all parties' the ranges of use that are approved before gaining access to network or internet 
 
Access control - correct answer -The processes, rules and deployment mechanisms th...
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ACA Final Exam Questions and Answers 2023
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ACA Final Exam Questions and Answers 2023 
At the end of this course, you must do which of the following? 
 
Pass the final course exam with a scored of 70% or higher 
 
Print your certificate from this website 
 
Apply for your Insurance Adjuster license at the Florida Department of Financial Services website at 
 
All of the above 
All of the above 
 
 
 
Which of the following is NOT one of the duties of the Department of Financial Services? 
 
License adjusters 
Set rates and write policies ...
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Business Owners Policy (BOP) - P&C Correct 100%
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35,000 square feet - ANSWER What is the maximum physical size of a business covered by a BOP? 
 
$6 million - ANSWER What is the maximum annual gross sales of a business covered by a BOP? 
 
Utility services exclusion - ANSWER An exclusion that precludes coverage for utility service failure that occurs away from the insured premises. 
 
Power surges exclusion - ANSWER An exclusion that only allows coverage for power surges if the failure happens on or near the premises. It also allows coverage f...
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HOMEOWNERS POLICY EXAM QUESTIONS AND ANSWERS 2024
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What type of coverage does a homeowners policy include that a dwelling policy does not? 
Liability 
 
 
 
What is the maximum number of boarders per unit that would be allowed in the homeowners policy? 
2 
 
 
 
Under Section I, homeowners insurance must include 
Property Coverage 
 
 
 
Which of the following losses would be covered by an unendorsed homeowners policy? 
 
A. Theft in a structure under construction 
 
B. Collapse caused by earthquake 
 
C. Fire or lightning 
 
D. Faulty or defect...
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