Period certain annuity - Study guides, Class notes & Summaries
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CEBS: GBA/RPA 3 (new curriculum) Exam Questions and Answers
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ERISA - Answer- Employee Retirement Income Security Act 1974 
 
SOC Reports - Answer- Service Organization Controls: for external vendors 
 
SOC 1 - Answer- Internal Controls & Financial reports; used by auditors 
 
SOC 2 - Answer- Security, availability, processing integrity, confidentiality and privacy controls;used by management, regulators, and others under an NDA 
 
SOC3 - Answer- Same as SOC2, but available for public use. 
 
Tribble V Edison - Answer- Landmark court case re fiduciary resp...
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED
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PSI: LIFE, ACCIDENT, AND HEALTH PRACTICE EXAM ALREADY PASSED 
Under the misstatement of age or gender provision, what happens if it is determined at death that the insured's age or gender was misstated on a life insurance policy application? Benefits are adjusted to an amount that the premium would have purchased at the correct age or gender. 
Which of the following must be given to the insurer within 20 days after occurrence or commencement of any loss covered by the policy, or as thereafter a...
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LOMA 281 Module 3 Exam Questions and Answers All Correct
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LOMA 281 Module 3 Exam Questions and Answers All Correct 
 
Ms. Yanar wants to receive annuity income for life. She also wants to be sure that the annuity makes payments for at least 10 years. If she dies before the end of 10 years, her beneficiary will receive the remaining payments. 
 
a. Joint and survivor annuity 
b. Life income annuity with period certain 
c. Life income annuity with refund - Answer-B. 
 
Ms. Yanar wants to be sure that all of the money paid for the annuity will be paid to...
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Florida Life, Health and Variable Annuities With Correct Solutions!!
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Disability Buy-Out plans feature: - ANSWER Long elimination plans up to two years (A disability buy-out plan funded with disability insurance has a long elimination period of generally two years. The elimination period begins the day of the disability. Then the disability policy will provide a lump sum to buy the disabled partner out. They want to make sure that the partner is not going to recover and come back to work) 
 
When MUST the Office of Insurance Regulation conduct a market conduct exa...
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NWM Exam Questions & Answers Already Graded A+
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"non-par" - policy makers don't get dividends (because they aren't owners) 
"par" - policy makers get dividends (because they are owners) 
10 year endowment (homeservice) - whole life policy with a small face value and a short maturity 
date; once policy matures, owner will receive the face value 
1035 exchange - In accordance with section 1035 of the Internal Revenue Code certain exchanges 
of life insurance policies and annuities may occur in a nontaxable exchange 
- When a cash value li...
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed
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XCEL Life Underwriting & Annuities Questions and Answers Already Passed 
Which of the following statement is CORRECT about an agent who is taking an insurance application? The agent should have the applicant initial any changes made on the application 
Agent J takes an application and initial premium from an applicant and sends the application and premium check to the insurance company. The insurance company returns the check back to J because the check is made out to J instead of the insurance ...
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Wisconsin Life Insurance Exam Actual Questions and Answers 2024 Latest
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Wisconsin Life Insurance Exam Actual 
Questions and Answers 2024 Latest 
Cross Purchase Plans - CORRECT ANSWER-Agreements that provide that upon a 
business owner's death, surviving owners will purchase the deceased's interest, often 
with funds from life insurance policies owned by each principal on the lives of all other 
principals. 
Entity Plans - CORRECT ANSWER-Agreements in which a business assumes the 
obligation of purchasing a deceased owner's interest in the business, thereby ...
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Texas Life Insurance Exam Questions and Answers with complete solutions
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Insurance 
(General concept) - ANSWER - transfers the risk of loss from an individual to an insurer 
- based on the principle of indemnity 
- based on the principle of risk (risk pooling) 
 
insurable interest 
(General Concept) - ANSWER - must exist at the time of the application 
- insuring one's own life, family member, or a business partner 
 
Solicitation and sales presentation - ANSWER - illustration- presentation of nonguaranteed elements 
- buyer's guide is generic information abo...
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Kentucky Life & Health Insurance Exam 2024 Verified and Tested Q&A
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Kentucky Life & Health Insurance Exam 
2024 Verified and Tested Q&A 
Life insurance underwriting would consider which of these factors as unimportant? 
Age of the applicant 
Weight of the applicant 
Marital status of the applicant 
Gender of the applicant - CORRECT ANSWER-Marital status of the applicant 
The inducement of an insured to lapse, forfeit, or surrender an insurance policy by 
misrepresentation or misleading comparisons, in order to write a new policy, is known 
as: 
Rebating 
Twi...
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Exam FX Life Insurance Final Exam questions with accurate answers. 100% Verified.
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Exam FX Life Insurance Final Exam questions with accurate answers. 100% Verified. 
 
 
A buyer's guide -ANS/QUIZ The entire contract includes all of the following EXCEPT... 
 
The death benefit is not increased -ANS/QUIZ All of the following statements about indexed whole life insurance EXCEPT... 
 
A Warranty -ANS/QUIZ What guarantees that the information explained in the insurance contract is true? 
 
(1) the policy, (2) a copy of the application, and (3) any riders or amendments. -ANS/QUIZ T...
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