Personal auto policy - Study guides, Class notes & Summaries
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New York auto exam 17-66 study with 100% complete solutions
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All of the following are reasons that an adjuster should keep very detailed log notes, EXCEPT: correct answersTo produce notes that will support a fraudulent denial of claims. . 
 
The adjuster's log notes are used to determine negligent parties, to assist in detecting fraud, to become a part of the claims file, and to be used in future proceedings. The log notes are not intended to produce a fraudulent record to deny a claim. 
 
When a homeowners policy has been in effect for 60 days in New Yo...
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2024 BUNDLE CISR ( Agency Operations Self Quiz, Agency Operations 1,2, Ops Topic 2, Commercial Casualty 1,2 , Commercial Casualty II Business Auto Policy, Elements of Risk Management , Health & Life Essentials , Homeowners, Training, Personal Auto Exposur
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2024 BUNDLE CISR ( Agency Operations Self Quiz, Agency Operations 1,2, Ops Topic 2, Commercial Casualty 1,2 , Commercial Casualty II Business Auto Policy, Elements of Risk Management , Health & Life Essentials , Homeowners, Training, Personal Auto Exposures, Insuring Commerical Property ) Passed | A+ Rated Guide | New Full Exam Actual
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PA Appraisal License 16-20 Auto Physical Damage Exam Questions and Answers 100% Solved
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PA Appraisal License 16-20 Auto Physical 
Damage Exam Questions and 
Answers 100% Solved 
In PA, a consumer reporting agency may list all of the following information about a consumer 
EXCEPT: - answerMedical Information 
The device that synchronizes the spark plug firing sequence is: - answerCamshaft Sensor 
If an insured fail to report a claim in a timely fashion the adjuster will usually: - answerSend 
the insured a reservation of rights letter 
When using a dedicated bench fixture to measure...
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Final Exam 4-40 Questions and Answers 100% Pass
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Final Exam 4-40 Questions and Answers 100% Pass 
The continuing education requirement to maintain a 4-40 license in Florida is: - Correct 
Answer ️️ -ten hours every two years 
A Personal Auto Policy (PAP) covers the insured in all places except: - Correct Answer ️️ 
-Mexico 
Joe is injured when the jack slips as he is changing a tire in his driveway. The bill for his 
treatment in the emergency room is $450. Where will Joe go first to collect for his 
medical expenses? - Correct Answer ...
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Pearson VUE: Casualty Insurance Practice Exam 2024/2025 already graded A+
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Pearson VUE: Casualty Insurance Practice Exam 2024/2025 already graded A+
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Alabama Property and Casualty Exam 2022/2023 with 100% correct answers
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If a company cancels an auto policy mid term, the refund will be made on 
 
a. pro rata basis 
b. short rate basis 
c. retroactive basis 
d. coinsurance basis 
Pro Rata Basis 
 
 
 
What is the term used to describe terminating the insurance relationship at the end of the policy period ? 
a. cancellation 
b. nonrenewal 
c. separation 
d. exclusion 
Nonrenewal 
 
 
 
Which is the best example of an indirect loss ? 
 
a. sequential loss 
b. liability loss 
c. employee theft 
d. loss of use 
Loss o...
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Insuring Personal Auto Exposures CISR With Correct Answers 100% VERIFIED
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1. Eligibility Requirements for an ISO Personal Auto Policy: 1. Ownership 
2. Type of Vehicle 
3. Usage 
In addition to meeting the eligibility requirements, clients must also meet the insurance company's underwriting requirements. Since underwriting requirements differ 
among insurance companies, company specific underwriting requirements are not 
part of this course. One more note regarding eligibility. It is important not to confuse 
eligibility with coverage, as eligibility does not determi...
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A
- Exam (elaborations) • 57 pages • 2023
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California property and casualty exam, Pool Questions & Answers. Verified. Rated A 
 
 
 
The process where by a mutul insurer becomes a stock company is called - Demutalization 
 
The process whereby a stock company a mutal insurer is called - Mutalization 
 
The provision in a property policy which states that the insured has been paid up to their insurable interest is - Valuation clause 
 
The part of the policy that states the amout of coverage the insured property policy period is - Declara...
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CIR- FINAL EXAM, NM ADJUSTER EXAM, CONTINUED PRACTICE EXAM, PROPERTY CASUALTY, CIR- FINAL EXAM, NM ADJUSTERS REVIEW, NY PRACTICE EXAM W/FEEDBACK, PRACTICE EXAM #3, CIR- FINAL EXAM, INSURANCE ADJUSTER EXAM QUESTIONS , NY PRACTICE EXAM|GUARANTEE PASS|2023-2
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CIR- FINAL EXAM, NM ADJUSTER EXAM, CONTINUED PRACTICE EXAM, PROPERTY CASUALTY, CIR- FINAL EXAM, NM ADJUSTERS REVIEW, NY PRACTICE EXAM W/FEEDBACK, PRACTICE EXAM #3, CIR- FINAL EXAM, INSURANCE ADJUSTER EXAM QUESTIONS , NY PRACTICE EXAM|GUARANTEE PASS|2023-2024|+1260 Q&A 
Dragonfly Landscapers has one landscaper and one bookkeeper. The landscaper makes $25/hr, and the bookkeeper makes $15/hr. The landscaper worked 20 hours in 2014, so he made $500. The bookkeeper also worked 20 hours, so she made $...
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+
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New York State Property and Casualty Licensing Exam Questions and Answers Graded A+ 
 
Pro Rata Liability Clause is included in an insurance policy to deal with the problem of Duplicate insurance policies 
The purpose of this clause is to illustrate the method to determine each insurer's liability in case of a loss. Each insurer pays its fair share determined by the percentage that the carrier's limit bears to the total coverage carried. 
 
pro rata liability If a loss occurs that is covered...
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