Personal lines florida - Study guides, Class notes & Summaries
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GOLD COAST 2023 PRACTICE EXAMS QUESTIONS AND ANSWERS
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Which statement provides the basic justification for zoning? 
A. There must be regulations in place to prevent pollution 
B. The government does not want to encourage land development 
C. The inappropriate use of one's property may affect the value of another 
D. Professional planners want to control development - Answer- C. The inappropriate use of one's property may affect the value of another 
 
What is the rationale behind government planning of real estate development? 
A. To manage futu...
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Florida Insurance Unit Ten - Miscellaneous Florida Statutes Exam Questions and Answers with Complete Solutions
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Unauthorized entities present a regulatory concern because they have the potential for __________ claims. - Unauthorized entities present a regulatory concern because they have the potential for unpaid claims. 
True or False? Willfully over insuring a health or property policy can be grounds for terminating an insurance license. - True. Willfully over insuring a health or property policy can be grounds for terminating an insurance license. 
The following are required to be on an application of i...
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Florida Personal Lines 20-44 Definitions Questions and Answers 100% Pass
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Florida Personal Lines 20-44 Definitions 
Questions and Answers 100% Pass 
Abandonment Clause - Correct Answer ️️ -A clause often contained in property 
insurance policies stating that the insured cannot abandon damaged property to the 
insurer and demand to be reimbursed for its full value 
Accident - Correct Answer ️️ -A sudden fortuitous event 
Actual Cash Value (ACV) - Correct Answer ️️ -The cost to replace an item of property 
at the time of loss, less an allowance for depreciat...
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Florida Personal Lines Exam Questions-with 100% verified solutions
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Florida Personal Lines Exam Questions-with 100% verified solutions
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Florida Personal Lines Exam Questions 100% Answered
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Florida Personal Lines Exam Questions 
100% Answered 
which part of an insurance policy covers claims-related expenses, reasonable expenses incurred 
by an insured to protect damage property from further loss, or defense expenses? 
A. Additional Coverage 
B. Exclusion 
C. Declaration 
D. Insuring Agreement - answerA. Additional coverage 
The additional coverage portion of a policy provides an additional amount of coverage for a 
specific loss expense, at no additional premium. 
Agents who persua...
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Florida Personal Lines Exam 2024-2025 Questions and Answers 100% Verified
- Exam (elaborations) • 99 pages • 2024
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Under Part A of a Personal Auto Policy, which of the following losses would be covered? 
A.) Damage to property being transported by the insured 
B.) Damage to a neighbor's parked car 
C.) Damage to a neighbor's lawn mower in the care of the insured 
D.) Damage to the home the insured owns - B.) Damage to a neighbor's parked car 
Which of the following is true regarding the Fine Arts Floater? 
A.) Coverage is limited to the United States, Canada, and Mexico 
B.) Coverage is primarily for stam...
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Florida Personal Lines Exam Questions and Answers Latest 2023 - 2024 (Verified Answers)
- Exam (elaborations) • 172 pages • 2023
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Florida Personal Lines Exam Questions and Answers Latest 2023 - 2024 (Verified Answers)
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Florida Personal Lines Exam Questions & Answers(GRADED A+)
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Under Part A of a Personal Auto Policy, which of the following losses would be covered? 
 
A.) Damage to property being transported by the insured 
B.) Damage to a neighbor's parked car 
C.) Damage to a neighbor's lawn mower in the care of the insured 
D.) Damage to the home the insured owns - ANSWERB.) Damage to a neighbor's parked car 
 
Which of the following is true regarding the Fine Arts Floater? 
 
A.) Coverage is limited to the United States, Canada, and Mexico 
B.) Coverage is primar...
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Texas all lines adjuster exam QUESTIONS AND CORRECT DETAILED ANSWERS ( VERIFIED ANSWERS) |ALREADY GRADED A+ 2023
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Texas all lines adjuster exam QUESTIONS 
AND CORRECT DETAILED ANSWERS ( 
VERIFIED ANSWERS) |ALREADY GRADED 
A+ 2023 
Private, unincorporated mutual insurers that consist of 
associations that agree to equally share risks among its 
members are known as: - CORRECT ANSWER Reciprocal 
exchanges. 
Under Coverage F - Medical Payments in Section II of the 
standard Homeowners policies, medical expenses for the 
injured party will be paid as long as the claim is submitted: - 
CORRECT ANSWER Wit...
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Florida 2-20 Exam Questions and Answers 100% Pass
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Florida 2-20 Exam Questions and Answers 100% Pass 
B. A general lines agent or a general lines insurance agency - Correct Answer ️️ -Who 
may appoint a Customer Representative? 
Select one: 
A. A surplus lines agent holding a general lines license and a surplus lines license 
B. A general lines agent or a general lines insurance agency 
C. An adjuster 
D. An insurance company 
D. After 90 days in Florida - Correct Answer ️️ -Mr. Smith lives in New Jersey but visits 
Florida each year. Wh...
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