Self funded benefit plan - Study guides, Class notes & Summaries
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CEBS GBA Exam 3 Questions & Answers 2023/2024
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CEBS GBA Exam 3 Questions & Answers 2023/2024 
 
 
An employee welfare benefit plan has four basis elements. What are these elements? (Mod 1.1) - ANSWER-1) There must be a plan, fund or program. 
2) The plan, fund or program is established or maintained by an employer. 
3) The plan, fund or program is for the purpose of providing specifically listed benefits, through the purchase of insurance or otherwise. 
4) Benefits are provided to participants and beneficiaries. 
 
Explain how a "plan, fund...
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Xcel Solutions Pennsylvania Insurance Test Questions and Answers Already Passed
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Xcel Solutions Pennsylvania Insurance 
Test Questions and Answers Already 
 
Passed 
 
A nonparticipating company is sometimes called a Stock Insurer 
 
The Do Not Call Registry offers exemptions for calls placed from all the following EXCEPT 
Insurance Sales Calls 
 
Ken is a producer who has obtained Consumer Information Reports under false pretenses. Under 
the Fair Credit Reporting Act, what is the maximum penalty that may be imposed on Ken? 
$5,000 
 
A plan in which an employer pays insura...
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RMI 2101 Topic 6 Latest Version Graded A+
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RMI 2101 Topic 6 Latest Version 
 
Graded A+ 
 
Risk Financing deals with sources of funds to pay for external or internal funds 
 
Risk transfers of the financing type seek external sources from third parties to finance loss, 
still have asset or activity exposed to loss 
transfer financial responsibility for the loss, not the asset or activity itself ex: insurance 
 
insurance transfer of the financial responsibility of the loss to the insurer - but not the asset 
or activity itself 
 
Leases ...
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SC LIFE INSURANCE exam questions and verified correct answers 2024
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An insurer's ability to make unpredictable payouts to policy owners is called - correct answer Liquidity 
 
Fraternal Benefit Society has each of the following characteristics EXCEPT - correct answer Exist for Profit. FBS are non-profit entities that exist for the benefit of their members 
 
An insurer's claim settlement practices are regulated by the: - correct answer State insurance departments 
 
Why are dividends from a mutual insurer not subject to taxation? - correct answer Dividends are...
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Ohio life and Health Insurance Practice Final Exam Questions with accurate answers. Graded A. 2022/2023. Rated A
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Ohio life and Health Insurance Practice Final Exam Questions with accurate answers. Graded A. 2022/2023. Rated A 
Document Content and Description Below 
Ohio life and Health Insurance Practice Final Exam Questions with accurate answers. Graded A. 2022/2023. Rated A Premiums paid that exceed 7 1/2% of an insured's Adjusted Gross Income (AGI) are tax-deductible when paid for which of the following plans? - Qualified Long-Term Care plan All _____ policies must be guaranteed renewable. - long-term...
And that's how you make extra money
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Life Insurance and Health Insurance Exam Answers All 100% Correct
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Life Insurance and Health Insurance Exam Answers All 100% Correct 
 
Section 529 Plans - Answer - - state provided 
- can be funded by after tax dollars 
- can pay prepaid tuition 
 - All earnings exempt from federal taxes 
- If withdrawn for unqualified withdrawl, 10% penalty 
 
Roth IRA - Answer - private retirement plan that taxes income before it is saved, but which does not tax interest on that income when funds are used upon retirement 
Distributions don't have to start before 70.5 
 
40...
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1 OHIO LIFE AND HEALTH INSURANCE PRACTICE FINAL REVIEW QUESTIONS AND ANSWERS, VERIFIED/
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1 OHIO LIFE AND HEALTH INSURANCE PRACTICE FINAL 
REVIEW QUESTIONS AND ANSWERS, VERIFIED/ 
Premiums paid that exceed 7 1/2% of an insured's Adjusted Gross Income (AGI) are tax-deductible when 
paid for which of the following plans? - -Qualified Long-Term Care plan 
All _____ policies must be guaranteed renewable. - -long-term care 
An attending physician's statement would be appropriate for which life insurance purpose? - -At 
the request of the insurer to assist in the underwriting decision ...
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NUR 206_ATI FUNDAMENTALS EXAM, Chapters 1 to 58 | Complete Latest Summer 2023 study guide.
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5/3/19 ATI FUNDAMENTALS EXAM 1. CHAPTER 1: HEALTH CARE DELIVERY SYSTEMS A. Components of Health care systems a. Participants 1. Consumers- clients 2. Providers a. Licensed providers: registered nurses, license practical (or vocational) nurses (LPN), advanced practice nurses (APN), medical doctors, pharmacists, dentists, dietitians, physical/respiratory/occupational therapists, etc b. Unlicensed providers: assistive personal b. Settings 1. Hospitals, homes, skilled nursing, assisted living, schoo...
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NJ Health Insurance Exam (XCEL Solutions) Questions and Answers Graded A+
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NJ Health Insurance Exam (XCEL Solutions) 
Questions and Answers Graded A+ 
Why are dividends from a mutual insurer not subject to taxation? - Correct Answer ️️ - 
because dividends are considered to be a return of premium 
ABC insurance company transfers part of their risk to XYZ insurance company. This 
situation is called - Correct Answer ️️ -reinsurance 
A nonparticipating company is sometimes called a(n) - Correct Answer ️️ -stock 
insurer 
What is considered to be the primary r...
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Chapter 8 Private Payers ACA Plans EXAM questions and answers 2024
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What is a benefit to employers when offering medical benefits to their employees? 
Federal income tax advantages 
 
 
 
Which of the following apply to group health plans? 
Group health plans (GHP) 
 
 
 
 
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Riders are also called _____. 
options 
 
 
 
An employer may do which of the following during negotiations to change benefits to a group policy? 
Omit a specific benef...
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