Severability of insurance - Study guides, Class notes & Summaries
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6-20 Claims Adjuster Questions and Answers Graded A+
- Exam (elaborations) • 47 pages • 2024
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6-20 Claims Adjuster Questions and 
Answers Graded A+ 
The following are basic characteristics of a property or liability insurance contract, EXCEPT: 
A. Personal Contract 
B. Conditional Contract 
C. Loss Settlement Contract 
D. Contract of Adhesion - Answer ️️ -C. Loss Settlement Contract 
The Insurers responsibility to pay for a property loss may be conditioned on the insured having 
used reasonable means to avoid the loss, to protect the property against further loss, and to give 
the in...
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Florida Claims Adjuster Exam Questions and Answers Graded A
- Exam (elaborations) • 57 pages • 2024
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Florida Claims Adjuster Exam 
Questions and Answers Graded A 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks 
were listed as additional interests on his homeowner policy. The insurance company will 
make a payment to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Answer- D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the 
event of a loss, one payment is ma...
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1 FLORIDA CLAIMS ADJUSTER EXAM REVIEW QUESTIONS AND ANSWER| LATEST UPDATES/ COMPLETE EXAM PREDICTION PAPER |S, GRADED A+/ VERIFIED/
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1 FLORIDA CLAIMS ADJUSTER EXAM REVIEW QUESTIONS 
AND ANSWERS, GRADED A+/ VERIFIED/ 
Peril - -Somthing t√dhat causes a loss. 
Hazard - -Something that increases the probability that a loss will occur. 
Warranty - -A policy condition, either based on information in the insureds application or inserted 
by the insurer. It is a guarantee of a fact. 
Misrepresentation - -An untrue statement by the insured, made in an application for insurance but 
which does not become a part of the policy. 
Con...
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Florida Claims Adjuster Exam Questions and Answers Rated A+
- Exam (elaborations) • 52 pages • 2024
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Florida Claims Adjuster Exam Questions and Answers Rated A+ 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment 
to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Answer ️️ -D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a 
loss, one payment...
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6.20 All Lines Adjuster- Florida- Review of Quizzes Exam With Complete Solution
- Exam (elaborations) • 45 pages • 2024
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Replacement cost - ANSWER-Which loss settlement provides new for old? 
 
the claims adjuster's role in the insurance industry includes - ANSWER-Give appropriate legal advice and write binding contracts 
 
following are examples of a peril - ANSWER-Lighting, Explosion and Fire 
 
The abandonment clause - ANSWER-The clause that prohibits the insured from dumping damaged property on the insurance company and demanding to be paid in full is? 
 
Liberalization - ANSWER-When a policy change results i...
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6.20 All Lines Adjuster- Florida- Review of Quizzes (100% Verified with correct answers)
- Exam (elaborations) • 29 pages • 2024
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The deductible correct answers The dollar amount that the insured pays before the insurer is required to pay the remainder of the loss is known as? 
 
Replacement cost correct answers Which loss settlement provides new for old? 
 
the claims adjuster's role in the insurance industry includes correct answers Give appropriate legal advice and write binding contracts 
 
following are examples of a peril correct answers Lighting, Explosion and Fire 
 
The abandonment clause correct answers The clau...
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Florida Claims Adjuster Exam Questions and Answers Rated A+
- Exam (elaborations) • 52 pages • 2024
- Available in package deal
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- $14.49
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Florida Claims Adjuster Exam Questions and Answers Rated A+ 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment 
to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Answer ️️ -D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a 
loss, one payment...
-
CLAIMS ADJUSTER (FLORIDA) EXAM | QUESTIONS AND ANSWERS | GRADED A+ | 2023-2024
- Exam (elaborations) • 39 pages • 2023
- Available in package deal
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CLAIMS ADJUSTER (FLORIDA) 
EXAM | QUESTIONS AND 
ANSWERS | GRADED A+ | 
Frank owned a home that was destroyed by a hurricane. Both TD Bank and 
Bank of America were listed as additional interests on his homeowner policy. 
The insurance company will make a payment to: 
A. The first mortgagee, TD Bank 
B. The Insured 
C. Jointly to TD Bank and Bank of America 
D. All listed interests - ANSWER D. All listed interests 
Insurance applies separately to each insured as if other insureds did not ex...
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Florida 2-20 Practice Exam | 573 Questions and Answers With Complete Solutions 2024
- Exam (elaborations) • 52 pages • 2024
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Florida 2-20 Practice Exam | 573 Questions and Answers With Complete Solutions 2024 All of the following are duties of the 'Office of Insurance Regulation' EXCEPT: - Answer☑️ Make rating rules 
 
When the insurer pays the proportion, which its limit bears to all limits this is called: - Answer☑️ Pro rata 
 
A condition that states that if an insurer adopts a revision which would broaden coverage without additional premium, the insured would receive the benefit called: - Answer☑️ Li...
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6-20 Claims Adjuster Questions and Answers Graded A+
- Exam (elaborations) • 47 pages • 2024
- Available in package deal
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- $14.49
- + learn more
6-20 Claims Adjuster Questions and 
Answers Graded A+ 
The following are basic characteristics of a property or liability insurance contract, EXCEPT: 
A. Personal Contract 
B. Conditional Contract 
C. Loss Settlement Contract 
D. Contract of Adhesion - Answer ️️ -C. Loss Settlement Contract 
The Insurers responsibility to pay for a property loss may be conditioned on the insured having 
used reasonable means to avoid the loss, to protect the property against further loss, and to give 
the in...
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