Texas general lines life - Study guides, Class notes & Summaries

Texas General Lines - Life, accident and health insurance PRACTICE EXAM-1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20-year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? - A- $50,000 Whole Life policy B- $50,000 Level Term policy for 20 years C- $50,000 20 Pay Life policy D- $50,000 Decreasing Term policy for 20 years 2) A 45-year old customer who is s...

TEXAS GENERAL LINES - LIFE, ACCIDENT AND HEALTH INSURANCE EXAM WITH ACTUAL CORRECT QUESTIONS AND VERIFIED DETAILED ANSWERS |FREQUENTLY TESTED QUESTIONS AND SOLUTIONS |ALREADY GRADED A+|NEWEST|GUARANTEED PASS|LATEST UPDATE

After an investigation, an insurer denies a false claim. The insurer must: Correct Answer Provide a reasonable explanation Gambling and investing in the stock market are known as what type of risk? Correct Answer Speculative Risk Which would be considered an Unfair Claims Practice under Texas Law? Correct Answer Failing to promptly provide a reasonable explanation for denial of claim payment. When a producer collects money on an application for insurance and puts it into a separate acco...

TEXAS GENERAL LINES – LIFE, ACCIDENT AND HEALTH INSURANCE ACTUAL EXAM 300+ QUESTIONS AND ANSWERS VERIFIED AND UPDATED TEXAS GENERAL LINES – LIFE, ACCIDENT AND HEALTH INSURANCE ACTUAL EXAM 300+ QUESTIONS AND ANSWERS VERIFIED AND UPDATED

Health insurance coverage under COBRA, HIPAA guarantees that the person will Correct Answer Have Acces to a guaranteed-issue individual health policy, regardless of health All the following statements about ordinary (or straight) whole life insurance are correct Correct Answer The cash value remains level throughout the life of the policy Which activity in NOT an error or omission that makes an agent or producer legally to both the insurance and the insure Correct Answer Placing insurance ...

TEXAS GENERAL LINES - LIFE, ACCIDENT AND HEALTH INSURANCE PRACTICE EXAM

TEXAS GENERAL LINES – LIFE, ACCIDENT AND HEALTH INSURANCE ACTUAL EXAM 300+ QUESTIONS AND ANSWERS VERIFIED AND GRADED A+ TEXAS GENERAL LINES – LIFE, ACCIDENT AND HEALTH INSURANCE ACTUAL EXAM 300+ QUESTIONS AND ANSWERS VERIFIED AND GRADED A+ TEXAS GENERAL LINES – LIFE, ACCIDENT AND HEALTH INSURANCE ACTUAL EXAM 300+ QUESTIONS AND ANSWERS VERIFIED AND GRADED A+

TEXAS GENERAL LINES – LIFE, ACCIDENT AND HEALTH INSURANCE ACTUAL EXAM 300+ NEWEST EXAM QUESTIONS WITH DETAILED VERIFIED ANSWERS (100% CORRECT) ALREADY GRADED A+

TEXAS GENERAL LINES LIFE, ACCIDENT AND HEALTH INSURANCE 2 COMPLETE 240 QUESTIONS AND CORRECT DETAILED ANSWERS AND RATIONALES _ALREADY GRADED A+