Unsecured credit - Study guides, Class notes & Summaries

Wise Practice Test Credit Questions and Answers Already Passed When an individual declares bankruptcy, how long will this information remain on their credit report? The record will stay on their credit report for a decade. If someone has multiple credit cards with substantial unpaid balances and struggles to meet their payments, what is the recommended course of action? They should reach out to their credit card issuers to negotiate a new repayment plan. Which type of credit allo...

What information must be disclosed by a broker dealer in a research report? - Any investment banking compensation paid in past 12 months, anticipated price target, if analyst is a director of the company, any ownership in the company held by the analyst or analyst family members. Subordinated Debenture Bonds - Unsecured bonds, secured by the full faith and credit and no specific collateral of the corporation. Section 457 Plan - Retirement plan used by public sector workers. Similar to 4...

UGBA 135 MIDTERM EXAM 2024 WITH ACTUAL QUESTIONS AND COMPLETE 100% VERIFIED CORRECT AND WELL EXPLAINED ANSWERS WITH RATIONALES GRADED A+ BY EXPERTS LATEST VERSION 2024 WITH GUARANTEED SUCCESS AFTER DOWNLOAD ALREADYPASSED!!!!!!! (PROVEN ITS ALL YOU NEED TO EXCEL IN YOUR EXAMS) 21st Century Millionare - Someone who can financially take care of themselves without help from any government agency, living the life they want to lead - After working for 40 years, only 5% of people are financially i...

FinCert Notes Counseling session - answerA structured meeting to gather information, discuss, and conclude Information gathering - answerProcess of collecting relevant details from the client Open-ended questions - answerPrompts clients to explore emotions and background information Closed-ended questions - answerUsed to collect factual information with short answers Note taking - answerDocumenting the session to remember what was accomplished Discussion - answerGiving feedback, summariz...

A lender generally charges a lower interest rate on a housing loan because: A the loan is secured against the property. B they are required to do so by the Consumer Credit Act, 1995. C the loan is unsecured. D they are required to do so by the Consumer Protection Code. : A 1.2 - Individual Loan Needs Finn buys a car by taking out a Personal Payment Plan (PPP). When will Finn be the legal owner of the car? A As soon as the contract is signed. B After he pays an initial deposit. C Whe...

Statement of Cash Flows - Answer- Shows the change in cash balance for a period of time. Focuses only on items where cash is received, or cash is paid. Cash Flow from Operating Activities (CFO) - Answer- Cash flow that a company generates as a result of day-to-day business operations. Deals with Current Assets and Current Liabilities. Cash Flow from Investing Activities (CFI) - Answer- Cash flow that is generated from investments in long term assets. Cash Flow from Financing Activities ...

A lender generally charges a lower interest rate on a housing loan because: A the loan is secured against the property. B they are required to do so by the Consumer Credit Act, 1995. C the loan is unsecured. D they are required to do so by the Consumer Protection Code. : A 1.2 - Individual Loan Needs Finn buys a car by taking out a Personal Payment Plan (PPP). When will Finn be the legal owner of the car? A As soon as the contract is signed. B After he pays an initial deposit. C Whe...

©THESTAR 2024/2025 ALL RIGHTS RESERVED 12:43 PM. 1 FDIC TE Set 100 Exam Questions With Correct Answers 100% Verified. Capital - Equity Exposures SRWA 300% - AnswerPublicly traded equity exposure (other than a 600% and including ineffective portion of a hedge pair) Capital - Equity Exposures SRWA 400% - AnswerEquity exposure not publicly traded (other than 600%) Capital - Equity Exposures SRWA 600% - AnswerAn equity exposure to an investment firm that has greater than immaterial leverag...

A producer has indicated to a potential client that the proposed life insurance is covered by the Connecticut Life and Health Insurance Guaranty Association. This action taken by the producer is - Answer "Prohibited by law". Pointing out to a prospective client that the life insurance policy you are presenting is covered by the Connecticut Life and Health Guaranty Association is prohibited by law. Which of the following does NOT involve a life settlement transaction? - Answer Conv...

CLFP Exam Questions With Verified Answers Latest Update (Scored A+) Code of Hammurabi correct answer1750 BC, acknowledged leasing of Personal Property. First Record of Leasing First Example of A True Lease correct answerShip Charters. Phoenicians leased the ship and crew requiring them to assume benefits and obligations of ownership Statue of Wales correct answer1284 AD. English Common Law - to deal with leasing of personal property and clarified in 1571 to define who owned the leased prop...