Va business exam 2024 - Study guides, Class notes & Summaries
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Champions School Of Real Estate Finance Exam 2024 Tested And Verified
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Champions School Of Real Estate Finance Exam 2024 Tested And Verified 
 
A home equity loan available to homeowners over 62 years of age - the lender makes 
payments to the borrower based on the equity in the property - the loan comes due upon the 
sale of the property or the death of the owner. - Reverse Annuity Mortgage 
A loan with an interest rate tied to a readily available index - the rate will be adjusted 
periodically causing payment changes. - Adjustable Rate Mortgage (ARM) 
The refu...
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NATIONAL REAL ESTATE EXAM QUESTIONS AND ANSWERS| 100% CORRECT 2024
- Exam (elaborations) • 14 pages • 2024
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NATIONAL REAL ESTATE EXAM 
QUESTIONS AND ANSWERS| 100% 
CORRECT 2024 
Escrow and trust account must be ______ - answerseparate from checking account 
Written disclosure is required who the licensee represents in a brokerage relationship - when? - 
answerupon first substantive discussions about properties/specific properties or 
preforming any real estate services for client 
Print advertising - answerMust disclose licensee name and firm name 
For sale and lease signs - answermust have firm name ...
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45 Hour Post License Florida Exam Questions and Answers Latest Updated 2024/2025 |100% Correct Answers.
- Exam (elaborations) • 12 pages • 2024
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45 Hour Post License Florida Exam Questions and Answers Latest 2024/2025 |100% Correct Answers. A residential transaction os defined in F.S. 475 as the sale of any: correct answers - Duplex 
- improved residential property of four units or fewer, including condominium units 
-unimproved property intended for four units or fewer 
- agricultural properties of ten acres or less 
- leases with options to purchase all or a portion of improved property of four or fewer 
residential units 
- dispositio...
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NMLS 2024 Exam Questions with Correct Answers.docx
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NMLS 2024 Exam Questions with Correct A 
What law deals with credit, APR & advertising of consumer loans? - Answer- TILA/REGULATION Z 
 
Which regulation prohibits kickbacks? - Answer-RESPA 
 
Which regulations requires the lender to cancel PMI when the loan reaches 78% LTV? - Answer-HPA - Homeowners Protection Act 
 
Which regulation prohibits fee splitting? - Answer-RESPA 
 
Regulation X is the letter used to describe which Law? - Answer-RESPA 
 
RESPA is the acronym used to describe which law...
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Virginia Real Estate License Exam 2023-2024 Questions & Answers 100% Correct
- Exam (elaborations) • 6 pages • 2023
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A nonresident who obtains a license as an active salesperson in VA is required to do which of the following? - ANSWER-4. Activate with a VA licensed broker. 
 
The purpose of the VA real estate license law and Board related rules and regulations is to... - ANSWER-Protect the public interest 
 
Two brokers are involved in a dispute over a commission split. Which of the following could become involved in the settlement dispute? - ANSWER-A court having jurisdiction over the brokers. 
 
If the Board...
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NMLS SAFE EXAM QUESTIONS AND ANSWERS | LATEST VERSION | 2024/2025 | GRADED A+
- Exam (elaborations) • 140 pages • 2024
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NMLS SAFE EXAM QUESTIONS AND 
ANSWERS | LATEST VERSION | 
2024/2025 | GRADED A+ 
 
________ are mortgages that do not fully amortize due to repayment terms of the loan. 
A. Reverse annuity mortgages. 
B. Balloon mortgages. 
C. Graduated payment mortgages. 
D. Home equity line of credit. B. Balloon mortgages 
 
________ must be reported to borrowers on the truth in lending disclosure. 
A. Note rates. 
 
B. Finance charges 
C. Payment address 
D. Servicer's name B. Finance charges 
 
- 100% Finan...
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NMLS Exam Questions With Answers Latest Updated 2023-2024 Graded A+
- Exam (elaborations) • 19 pages • 2023
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NMLS Exam Questions With Answers Latest Updated 2023-2024 Graded A+. A lender has how many days to refund excessive variances on a Closing Disclosure? - 
ANSWER 60 days 
Lender has how many days after settlement to refund any portion of charges on the 
HUD-1 that exceeded the acceptable variance - ANSWER 30 days 
TILA disclosure must be given to the applicant within how many days after receiving the 
signed loan application for a reverse mortgage - ANSWER 3 business days 
Truth in lending disclo...
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NATIONAL REAL ESTATE EXAM QUESTIONS AND ANSWERS| 100% CORRECT 2024
- Exam (elaborations) • 14 pages • 2024
- Available in package deal
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NATIONAL REAL ESTATE EXAM 
QUESTIONS AND ANSWERS| 100% 
CORRECT 2024 
Escrow and trust account must be ______ - answerseparate from checking account 
Written disclosure is required who the licensee represents in a brokerage relationship - when? - 
answerupon first substantive discussions about properties/specific properties or 
preforming any real estate services for client 
Print advertising - answerMust disclose licensee name and firm name 
For sale and lease signs - answermust have firm name ...
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VA Contractors: General Exam Questions and Answers 2024
- Exam (elaborations) • 4 pages • 2024
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VA Contractors: General Exam 
Questions and Answers 2024 
Which of the following estimating methods is typically used by the architect rather than 
the contractor? - CORRECT ANSWER-Conceptual estimate 
An agreement that calls for a contractor to be paid actual costs for labor and materials 
plus a fixed fee for the contractor's overhead and profit is called a... - CORRECT 
ANSWER-cost plus contract 
Equipment needs for a project are BEST estimated by... - CORRECT ANSWERCalculating the numb...
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NMLS Exam Practice Questions With Answers - Latest Updated 2023-2024
- Exam (elaborations) • 19 pages • 2023
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NMLS Exam Practice Questions With Answers - Latest Updated 2023-2024. Lender has how many days after settlement to refund any portion of charges on the 
HUD-1 that exceeded the acceptable variance - ANSWER 30 days 
TILA disclosure must be given to the applicant within how many days after receiving the 
signed loan application for a reverse mortgage - ANSWER 3 business days 
Truth in lending disclosure must be delivered within how many business days prior to 
closing a reverse mortgage - ANSWER ...
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