What does cra stand for - Study guides, Class notes & Summaries

What Law deals with credit, APR & advertising of consumer loans? - Correct Answer TILA - REG Z Which regulation prohibits kickbacks? - Correct Answer RESPA Which regulations requires the lender to cancel PMI when the loan reaches 78% LTV? - Correct Answer HPA - Home Owners Protection Act Which regulation prohibits fee-splitting? - Correct Answer RESPA - REG. X "X" is used to describe which Regulation? - Correct Answer RESPA RESPA is the acronym used to describe which l...

California Insurance Exam 516 Questions with Answers Latest 2023 Two methods of determining insurance need:CORRECT ANSWER - Human Life Approach - Needs Approach Human Life Value Approach~CORRECT ANSWER - One of two ways of calculating insurance need. - By discounting estimated future income - Calculating the amount of life insurance a family will need based on the financial loss that they will suffer if the insured person were to pass away today - 10X salary - Based on age, gender, p...

NMLS TEST-Affinity QUESTION 100% SOLVED What law deals with credit, APR & Advertising of consumer loans? TILA Which regulation prohibits kickbacks? RESPA Which regulations require the lender to cancel PMI when the loan reaches 78% LTV? HPA-Homeowners Protection Act Which Regulation prohibits fee splitting? RESPA Regulation X is the letter used to describe which law? RESPA RESPA is the acronym used to describe which law? Real Estate Settlement Procedures A...

1. What does OSHA stand for? Occupational Safety and Health Administration 2. was created by the US department of labor to regulate and enforce safety and health standards to protect employees in the work place... 3. This regulates employee exposure to potentially toxic substances and inform employees about the possible hazards of materials used in the work place? 4. This requires that chemical manufacturers and im- porters assess and communicate the potential haz- ards associated with their ...

997 NMLS Questions with Answers, 100% Accurate, Graded A+ Document Content and Description Below 997 NMLS Questions with Answers The practice of getting people to sell their homes at bargain prices by suggesting that certain ethnic groups are going to move into the area is nicknamed: -Price f ixing -Redlining -Steering -Blockbusting>>>> Blockbusting You and the borrower believe an Adjustable Rate Mortgage would be best for the borrower. What is the name of the booklet you are requi...

ACAM 250 September 11, 2018 2 stage activity 1. What is Asian? a. Being “Asian” in my opinion refers to the racial and ethnic identity of an individual identifying as Asian. The history, culture, and background of a group collectively supports the identification of these individuals. 2. How does it relate to Canadian? a. Canadians are diverse and this is including and not limited to Asian identifying Canadians. 3. How do you relate to these categories? a. I am both Asian and a citi...

Comparative Market Analysis - ANSWER-What does CMA stand for? - The Appraisal Institute of Canada (AIC) - The Canadian National Association of Real Estate Appraisers - ANSWER-What are the 2 organizations that designate appraisers in Canada? Canadian Residential Appraiser (CRA): - Qualified to undertake any valuation and consulting assignment on dwellings containing not more than 4 self-contained family housing units or on residential dwelling sites. Accredited Appraiser Canadian Ins...

Which of the following is a good example of a framing assumption (FA)? - correct answer -Schedule timeframe will be adequate to develop prototype and final product. -Requirements will remain stable. -System deficiencies will be identified and fixed. -*Contractors will offer mature designs that allow prototypes to be delivered in five months.* Which of the following are attributes of a framing assumption (FA) in an acquisition program? (Select all that apply.) - correct answer -*No "work-a...

HRM 3100: CORE PRACTICE EXAM EMPLOYMENT LAW 100% SOLVED Equal Employment Opportunity Commission (EEOC) *** federal agency created by the Civil Rights Act of 1964 and today enforces federal anti-discrimination statutes, and provides oversight for all federal equal opp standards in employment regulations Discriminatory Evidence *** -Direct Evidence -Comparative Evidence -Bona Fide -Pattern and Practice Direct Evidence *** Real, clear evidence of discrimination that requires no inference...

Which of the following is a good example of a framing assumption (FA)? - correct answer -Schedule timeframe will be adequate to develop prototype and final product. -Requirements will remain stable. -System deficiencies will be identified and fixed. -*Contractors will offer mature designs that allow prototypes to be delivered in five months.* Which of the following are attributes of a framing assumption (FA) in an acquisition program? (Select all that apply.) - correct answer -*No "work-a...