What is a payor - Study guides, Class notes & Summaries
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Oklahoma Life and Health Practice Exam Questions and Answers Rated A+
- Exam (elaborations) • 129 pages • 2024
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Oklahoma Life and Health Practice Exam 
Questions and Answers Rated A+ 
 
A person covered with an individual health plan 
 
is issued a policy 
is issued a certificate of medical costs 
does not contract directly with the insurance company 
is not subject to medical underwriting A person covered by an individual health plan is 
issued a policy. 
 
All Health Benefit Plans issued after January 1, 2014 must provide 
 
long-term care 
dental care 
adult vision care 
 
preventative health services ...
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ANCC Exam with 100% correct answers 2024
- Exam (elaborations) • 131 pages • 2024
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Types of prevention - answer-primary- car restraints, bicycle helmets, immunizations 
secondary- prevent for those with RF-pap, mammo 
tertiary-mgmt of established disease- meds, lifestyle 
 
Primary - answer-Preventing the health problem, most cost effective form of healthcare **IMMUNIZATIONS, ensuring adequate illumination at home (preventing falls) 
 
Secondary - answer-Detecting disease in early asymptomatic stages, screenings 
-Early cause finding of asymptomatic disease via the use of a sc...
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NC Life Insurance Exam Prep Questions and Answers Already Passed
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NC Life Insurance Exam Prep Questions and Answers Already Passed 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner 
A policy summary and buyer's guide 
 
 
All of the following actions are considered rebating EXCEPT 
Sharing commissions with other licensed and appointed agents 
 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? 
Premiums are waived if payor becomes disabled 
 
 
An agent who signs a blank contract application or...
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Florida 2-15 exam Questions And Answers
- Exam (elaborations) • 5 pages • 2023
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In a 3 partner cross-purchase plan, how many policies need to be purchased in order to protect each partner against the loss of any other partner? - Answer- 6 
 
According to the NAIC Life Insurance Solicitation Model, when soliciting life insurance, a producer is required to provide a prospect with a ______ and a _______ specific to the product being marketed. - Answer- general buyer's guide; policy summary 
 
The Incontestable Clause states that the insurer cannot contest the validity of a li...
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Life Insurance Exam Prep Questions and Answers (2023 / 2024) (Verified Answers)
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Life Insurance Exam Prep Questions and Answers (2023 / 2024) (Verified Answers) 
An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner 
A policy summary and buyer's guide 
 
 
All of the following actions are considered rebating EXCEPT 
Sharing commissions with other licensed and appointed agents 
 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide? 
Premiums are waived if payor becomes disabled 
 
 
An agent who signs a blank contract...
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Ohio Life Exam 11-44 Questions with Answers (All Answers Correct)
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An insured owns a term policy with a guaranteed renewable option. When the end of 
the policy draws near, the insured answers medical questions in order to prove 
insurability and qualifies for a discounted premium rate. Which option best describes 
this scenario? 
1) preferred premium reduction 
2) contract review 
3) revision of consideration 
4) re-entry - ️️4) re-entry 
What method do insurers use to protect themselves against catastrophic losses? 
1) pro rata liability 
2) risk manageme...
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TEST BANK FOR INTRODUCTION TO MEDICAL SURGICAL NURSING LINTON 6TH EDITION BY LINTON
- Exam (elaborations) • 710 pages • 2024
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TEST BANK FOR INTRODUCTION TO MEDICAL SURGICAL NURSING LINTON 6TH EDITION BY LINTON 
Chapter 01: The Health Care System(FREE) 
Chapter 01: The Health Care System 
Linton: Introduction to Medical-Surgical Nursing, 6th Edition 
MULTIPLE CHOICE 
1. An 89-year-old man, who was recently discharged from a rehabilitation 
hospital because of an inability to concentrate and frequent memory lapses, 
cannot be left alone while his family works. What options should the 
discharge planning team suggest that...
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NC LIFE INSURANCE EXAM PREP 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 49 pages • 2024
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An agent who sells an individual life insurance policy in NC MUST deliver to the policyownerAnswer - A policy summary and buyer's guide 
 
All of the following actions are considered rebating EXCEPTAnswer - Sharing commissions with other licensed and appointed agents 
 
What benefit does the Payor Clause on a Juvenile Life Policy provide?Answer - Premiums are waived if payor becomes disabled 
 
An agent who signs a blank contract application or policy of insuranceAnswer - Is guilty of a misdeme...
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A
- Exam (elaborations) • 69 pages • 2023
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Exam FX Insurance- Wisconsin Life questions (Answered). 100% Accurate, Graded A 
 
 
An insurer decides to renew a policy but at a higher premium rate, starting on the renewal date. How many days in advance must the insured be notified? 
 
a) 30 
b) 60 
c) 90 
d) 100 - -b 
 
How is the Commissioner of Insurance placed in office? 
 
a)By NAIC nomination 
b)Through a bid process 
c)An election at the same time that other state officials are selected 
d)An appointment by the Governor - -d 
 
An ins...
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SOUTH CAROLINA LIFE AND HEALTH EXAM 2024 WITH 100% CORRECT ANSWERS
- Exam (elaborations) • 15 pages • 2024
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SOUTH CAROLINA LIFE AND HEALTH EXAM 2024 WITH 100% CORRECT ANSWERS 
 
A closed network plan offers a primary physician copay of $25. If a subscriber chooses a primary care physician outside of the network, the subscriber will likely pay - correct answer 100% of the billed amount 
 
What does Coordination of Benefits allow? - correct answer Allows the secondary payor to reduce their benefit payments so no more than 100% of the claim is paid 
 
A waiver of premium rider allows an insured to waive ...
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