Wise practice test 2024 - Study guides, Class notes & Summaries

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Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025 One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets his monthly statement, he realizes that someone else has been using the card and reports it stolen. The maximum amount of the unauthorized purchases he is he liable for is: c.The total amount b.$50 d.$25 B Why is term life insurance usually the least expensive type of life insurance? a. The policy only pays a death benefit b...

Wise Practice Test Question and answers correctly solved 2024/2025 Wise Practice Test budget variance. - correct answer the difference between the budgeted amount and the actual amount that you spend debt ratio - correct answer shows the relationship between debt and net worth. debt ratio - correct answer The lower the ratio the better off financially the person is. debt ratio - correct answer calculated by dividing liabilities by net worth excise tax - correct answer go...

Wise Test Practice Question and answers already passed 2024/2025 Wise Test Practice- Personal Finance A single person who graduated from college is now employed full time. During the first year, it is highly recommended that this person focus on .. - correct answer establishing an emergency fund Checking account overdraft protection at a bank is an optional service that is - correct answer a short term loan with a high rate of interest A married couple wants to file for Chapter 13 p...

Wise Practice Test Questions with complete solution 2024/2025 Wise Practice Test-Difficult If a person makes a deposit of $10,000 or more into a bank account, the bank must notify the - correct answer A: US Treasury Department. Reason: In order to track large deposits, the federal government requires that deposits of $10,000 or more be reported to the Treasury Department. Some concerns may be that a person might be trying to avoid paying taxes on game winnings or perhaps illegal gains....

WISE- Practice Test #7- Money Management | Questions and Correct Answers | Latest Update 2024/2025 | 100% PASS A person's debt ratio shows the relationship between debt and net worth. The lower the ratio the A. better off financially the person is. B. worse off financially the person is. C. more liquid assets the person has. D. less liquid assets the person has. - Answer -Correct Answer A Reason Since the debt ratio is calculated by dividing liabilities by net worth, the lower the ...

Insurance Wise Test Practice | Questions and Correct Answers | Latest Update 2024/2025 | 100% PASS For the past five years, a person has had a $20,000 whole life insurance policy that has a cash value clause. The person decides to surrender the policy. At the time of surrender, the person will receive - Answer -a calculated amount of money which includes the premiums paid as well as the interest on that money. A woman has just received a very expensive piece of jewelry. The woman has ...

Wise Practice test | Questions and Correct Answers | Latest Update 2024/2025 | 100% PASS Debbie owns a clothing store. She is concerned that a customer who is injured in the store will sue. Which type of insurance should Debbie purchase? - Answer -Liability insurance Richard's auto insurance policy expired on 5/15/2002. Richard was upset with his insurance agent and decided to change insurance companies. At 10:00 a.m. on 5/16/2002, as he drove to a different agent to buy a new policy...

Wise Practice Test – Taxes | Questions and Correct Answers | Latest Update 2024/2025 | 100% PASS excise tax - Answer -government imposes a tax on specific goods and services such as alcohol, cigarettes, gasoline, and airline Capital Gains Tax - Answer -If held over one year are considered longterm capital gains and are taxed at a lower tax rate or in some cases are not taxed at all. Financial planning - Answer -the process of developing and implementing a coordinated series of actions...