Additional coverages Study guides, Class notes & Summaries
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CA Adjusters State Licensing Test (2024) || All Questions & Answers (Graded A+)
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CA Adjusters State Licensing Test (2024) || All Questions & Answers (Graded A+) 
CA Adjusters State Licensing Test (2024) || All Questions & Answers (Graded A+) 
 
Which of the following is not a duty of an insurer in case of a loss? 
 
Conduct a thorough investigation 
Establish claim procedures and methods of documentation 
Acknowledge receipt of a claim in a timely fashion 
Separate the damaged property from the undamaged property and protect the property from further loss - ANSWER - The c...
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Texas All-Lines Adjuster course Final Exam	Questions With Complete Solutions(100%verified)
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Texas All-Lines Adjuster course Final Exam	Questions With Complete Solutions(100%verified) 
 
A severe thunderstorm damaged a policyholder's residence. He called and asked how long it would be before he receives payment for his claim. Which of the following would NOT be an appropriate response? - correct answer...We have 6 months to reach a final settlement with you. 
 
Janelle has just graduated college and is interested in becoming an adjuster. she would like to be able to handle any type of c...
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State Farm Homeowner Policy FP-7955 Deducible Exam
- Exam (elaborations) • 12 pages • 2023
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under an FP-7955 policy, deductibles apply to which of the following types of losses. - Answer- B. Fire department service charges 
 
in the FP-7955 policy, Coverage C consists of three coverages: 1. Additional Living Expense, 2. Fair Rental Value and 3. Property Removed. True or False? - Answer- B. False 
 
Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a $500 deductible and no option AI, ID, FA, or JF. Which of the following statements is true concerning her personal pro...
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CIC Commercial Multi-line Exam Prep (100% Correct Answers)
- Exam (elaborations) • 18 pages • 2023
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Distinguish between Covered Property and Property Not Covered under the 
Businessowners Coverage Form. correct answers Covered: 
Buildings: 
 Includes PP of landlord (common areas, furnished) 
 Covers Bridges, Retaining Walls, Wharves, Docks 
 Replacement Cost 
BPP: 
 Includes Property of Others (in CCC) 
 Exterior Building Glass 
 Replacement Cost 
 
Not Covered: 
Money/Securities 
Fences, radios, antennas, towers, signs (detached) plants 
Installed computers (in vehicles etc) 
Electroni...
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state farm property exam questions and answers (mamas test) A+ GRADED 100% VERIFIED
- Exam (elaborations) • 27 pages • 2022
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state farm property exam questions and answers (mamas test) A+ GRADED 100% VERIFIED 
under an FP-7955 policy, deductibles apply to which of the following types of losses. 
B. Fire department service charges 
in the FP-7955 policy, Coverage C consists of three coverages: 1. Additional Living Expense, 2. Fair Rental Value and 3. Property Removed. True or False? 
B. False 
00:05 
01:45 
Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a $500 deductible and no option AI, ID, FA,...
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ADB INSURANCE REAL EXAM QUESTIONS AND ANSWERS 2024-2025 LATEST// GRADED A+ when coverage is provided under the additional coverages of section 2 of the homeowners policy payments are
- Exam (elaborations) • 18 pages • 2024
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ADB INSURANCE REAL EXAM QUESTIONS AND ANSWERS 
LATEST// GRADED A+ 
when coverage is provided under the additional coverages of section 2 of the homeowners policy 
payments are 
ADB INSURANCE REAL EXAM QUESTIONS AND ANSWERS 
LATEST// GRADED A+ 
when coverage is provided under the additional coverages of section 2 of the homeowners policy 
payments are
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Cheat Sheet - Property & Casualty Exam Questions and Answers 100% Pass
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Cheat Sheet - Property & Casualty Exam 
Questions and Answers 100% Pass 
What are the forms of homeowner policies? - Correct Answer ️️ -HO-2, HO-3, HO-4, 
HO-5, HO-6, HO-8. Each of these forms provides identical liability coverage. The 
property coverage varies with the homeowners form selected. The following is a list of 
the forms with the covered perils of each. 
HO-2 - Correct Answer ️️ -Broad form; owner occupant 
HO-3 - Correct Answer ️️ -Special Form; owner occupant 
HO-4 - Co...
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Mamas test State Farm Estimatics Exam
- Exam (elaborations) • 16 pages • 2022
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1.	under an FP-7955 policy, deductibles apply to which of the following types of losses.: B. Fire department service charges 
2.	in the FP-7955 policy, Coverage C consists of three coverages: 1. Addi- tional Living Expense, 2. Fair Rental Value and 3. Property Removed. True or False?: B. False 
3.	Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a $500 deductible and no option AI, ID, FA, or JF. Which of the following 
statements is true concerning her personal property.: D....
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+
- Exam (elaborations) • 12 pages • 2024
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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 RATED A+ 
Mason has suffered a $42,000 loss to his commercial building due to fire. The building is covered under the Building & Personal Property coverage form and had been vacant for 74 days. The insurer would have paid the entire loss if the building had been occupied, but what will they pay because the insured building was considered vacant? 
$28,980. 
$42,000. 
$6,300. $35,700. For a loss that would otherwise be covered for th...
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Texas Property and Casualty Exam Questions and Answers Verified 100%
- Exam (elaborations) • 25 pages • 2023
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Texas Property and Casualty Exam Questions and Answers Verified 100% 
 
____ is uncertainty of loss - risk 
 
____ is a transfer of risk from the insured to the insurer - insurance 
 
____ risk means there is no chance of gain. It is insurable. - pure 
 
____ risk means there is a chance of a loss or a gain. It is not insurable. - speculative 
 
a ____ is something that increases the risk. - hazard 
 
the principle of _____ governs property and casualty policies. It states that the purpose of th...
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Pennsylvania Public Adjuster Examination--Series 16-19 Set 1 Complete Questions And Answers 2023
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Pennsylvania Public Adjuster Examination--Series 16-19 Set 1 Complete Questions And Answers 2023 
A claim has occurred and the statute of limitation is about to expire. The law requires that first party claimants be given a _____ day notice and third party claimants must be given a _____ day notice. A first party claimant must be given a 30 day notice and a third party claimant must be given a 60 day notice of the expiration of the statute of limitations. 
 
The standard deductible for each cove...
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