Aflac life insurance Study guides, Class notes & Summaries
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![Aflac- Life Insurance Questions & Answers Already Passed!!](/docpics/5065889/662534457288a_5065889_121_171.jpeg)
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Aflac- Life Insurance Questions & Answers Already Passed!!
- Exam (elaborations) • 28 pages • 2024
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Uses of Life Insurance - -Insured pays premium to company and in return, company assumes risk 
of that person dying prematurely 
-premium (small certain loss) is exchanged for a large uncertain loss 
-spreading risk of premature death among a large group 
Life insurance has value like property: 
-valuable part of individuals estate, providing immediate cash to pay debts and financial security to 
insured's survivors 
-cash value of life insurance policy can be used as collateral to secure a loa...
![Exam 4 RMI 3567 Questions and Answers 100% Correct](/docpics/5131446/662e4a851adc9_5131446_121_171.jpeg)
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Exam 4 RMI 3567 Questions and Answers 100% Correct
- Exam (elaborations) • 20 pages • 2024
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Exam 4 RMI 3567 Questions and Answers 100% Correct 
conventional insurance - Correct Answer ️️ -considered haram as it contractually 
contains haram elements: riba, gharar, maysir 
riba - Correct Answer ️️ -no equality between premiums paid and compensation 
received 
riba - Correct Answer ️️ -"interest" / usury 
gharar - Correct Answer ️️ -subject matter of the contract is not certain / uncertainty 
maysir - Correct Answer ️️ -Policyholders are held to be betting premiums ...
![Washington Life/Health Insurance Exam | 100% Verified with complete solution](/docpics/3438045/65036bbda3a59_3438045_121_171.jpeg)
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Washington Life/Health Insurance Exam | 100% Verified with complete solution
- Exam (elaborations) • 19 pages • 2023
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Washington Life/Health Insurance Exam | 100% Verified with complete solution 
 
policy owner - usually, but not always the person covered by the policy 
beneficiary - the person who is paid when a claim 
is submitted 
agent/producer - acts as a legal representative 
of the insurance company 
broker - representative of the Insured, not the insurance company 
risk - The chance or uncertainty of loss 
Pure risk - the chance of experiencing a loss (without the possibility of gain). Only down...
![PHR/SPHR Human Resources Exam 120 Questions with Verified Answers,100% CORRECT](/docpics/4470605/65c7c65d44ce6_4470605_121_171.jpeg)
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PHR/SPHR Human Resources Exam 120 Questions with Verified Answers,100% CORRECT
- Exam (elaborations) • 14 pages • 2024
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PHR/SPHR Human Resources Exam 120 Questions with Verified Answers 
 
HR participates in the strategic planning process by which of the following? - CORRECT ANSWER C. Providing expertise 
 
Restructuring is used to do which of the following? - CORRECT ANSWER A. Remove redundant operations 
 
A statement that describes what an organization does that is different from others is a: - CORRECT ANSWER D. Mission statement 
 
Which of the following options is one characteristic of an organization during...
![PHR/SPHR Human Resources Exam 120 Questions with Verified Answers,100% CORRECT](/docpics/4470465/65c7c137b14a1_4470465_121_171.jpeg)
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PHR/SPHR Human Resources Exam 120 Questions with Verified Answers,100% CORRECT
- Exam (elaborations) • 14 pages • 2024
-
- $11.49
- + learn more
PHR/SPHR Human Resources Exam 120 Questions with Verified Answers 
 
HR participates in the strategic planning process by which of the following? - CORRECT ANSWER C. Providing expertise 
 
Restructuring is used to do which of the following? - CORRECT ANSWER A. Remove redundant operations 
 
A statement that describes what an organization does that is different from others is a: - CORRECT ANSWER D. Mission statement 
 
Which of the following options is one characteristic of an organization during...
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