Ains 101 a - Study guides, Class notes & Summaries
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AINS 101 Exam Questions and Answers 2024
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AINS 101 Exam Questions and Answers 2024 
Bill is an insurance producer for and employed by ABC Insurance Company (ABC). He 
represents only ABC when marketing insurance products, and uses an administrative staff also 
employed by ABC. Bill is a producer in the - ANS ️️ Direct writer marketing system 
Because the insurance company usually determines policy wording and the insured has little 
choice but to "take it or leave it," an insurance contract is a - ANS ️️ Contract of adhesion 
Wh...
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AINS 101 EXAM WITH 110+ QUESTIONS AND CORRECT ANSWERS 2024 UPDATE GRADED A+ ACTUAL EXAM
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AINS 101 EXAM WITH 110+ QUESTIONS AND 
CORRECT ANSWERS 2024 UPDATE GRADED A+ 
ACTUAL EXAM
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AINS 101 EXAM LATEST ACTUAL EXAM QUESTIONS AND DETAILED CORRECT ANSWERS (VERIFIED ANSWERS) | A+ GRADE 2024
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AINS 101 EXAM LATEST ACTUAL EXAM 
QUESTIONS AND DETAILED CORRECT 
ANSWERS (VERIFIED ANSWERS) | A+ 
GRADE 2024
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AINS 101 Questions With 100% Accurate Review Solution Answers 2023-2024
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AINS 101 Questions With 100% Accurate Review Solution Answers 
 
Which of the following is an example of a legal requirement for individuals that could be met through 
insurance? 
a. contributing to the growth of the organization 
b. paying for losses 
c. obtaining personal auto insurance 
d. providing a source of investment funds - ANS-c. obtaining personal auto insurance 
A fire destroys the kitchen in Rob and Laurie's home. Which insurance policy would provide coverage for 
the damage? 
a...
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AINS 101 - Increasing Your Insurance IQ Test with Verified Answers | Latest 2024/2025
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Which of the following represents uncertainty about outcomes that can be 
negative or positive? ️ Risk 
The primary role of insurance is to ️ Indemnify individuals and 
organizations for covered losses. 
The insurance agent suggested that Sally's Snack Shop buy a policy that 
combines property, crime, and liability coverage into one policy. This is 
referred to as as a(n) ️ Commercial package policy (CPP) 
Coverage for money and other business property from various causes of 
loss such as...
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AINS 101 Exam Questions with Verified Answers |Latest 2024/2025.
- Exam (elaborations) • 14 pages • 2024
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Bill is an insurance producer for and employed by ABC Insurance 
Company (ABC). He represents only ABC when marketing insurance 
products, and uses an administrative staff also employed by ABC. Bill is a 
producer in the ️ Direct writer marketing system 
Because the insurance company usually determines policy wording and the 
insured has little choice but to "take it or leave it," an insurance contract is a 
️ Contract of adhesion 
Which one of the following best explains why producers sho...
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AINS 101 ACTUAL EXAM 2024 COMPLETE 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+||BRAND NEW!!
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AINS 101 ACTUAL EXAM 2024 COMPLETE 250 QUESTIONS AND CORRECT DETAILED ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+||BRAND NEW!!
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AINS 101 Question with Verified 100 % correct answers.
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AINS 101 Question with Verified 100 % correct answers. The two main sectors of the insurance industry are:Answer: Propertycasualty insur- ance and life-health insurance. 
2. Because insurance contracts impose an obligation for ethical practices and 
behaviors on the parties while dealing with one another, an insurance contract is 
called a:Answer: Contract of utmost good faith. 
3. Earned premiums are shown on an insurer's income statement because 
they are:Answer: Revenues 
4. Destructive comp...
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AINS 101 EXAM / 80+ QUESTIONS AND VERIFIED ANSWERS 2023/2024 / GRADED A+.
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AINS 101 EXAM / 80+ 
QUESTIONS AND VERIFIED 
ANSWERS 2023/2024 / 
GRADED A+. 
AINS 101 
1. The two main sectors of the insurance industry are: Property-casualty insurance and life-health insurance. 
2. Because insurance contracts impose an obligation for ethical practices and 
behaviors on the parties while dealing with one another, an insurance contract 
is called a: Contract of utmost good faith. 
3. Earned premiums are shown on an insurer's income statement because 
they are: Revenues 
4. De...
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AINS 101 Qs&As 2023
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AINS 101 Qs&As 2023 
Actual cash value (ACV) - ANS-The cost to replace property with new property of like kind and quality 
less depreciation. 
Adverse selection - ANS-Insuring individuals with a high probability of loss at a cost lower than the 
insurer would normally charge for that risk because it wasn't aware of the actual risk involved. 
Binder - ANS-A temporary written or oral agreement to provide insurance coverage until a formal 
written policy is issued. 
Book of business - ANS-A gr...
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