American lloyds - Study guides, Class notes & Summaries
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CPCU 520 - Connecting the Business of Insurance Operations
- Exam (elaborations) • 202 pages • 2024
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CPCU 520 - Connecting the Business of 
Insurance Operations 
5 insurer goals - answer1. Earn a profit 
2. Meet customer needs 
3. Comply with legal requirements 
4. Diversify risk 
5. Fulfill duty to society 
Internal Constraints on Achieving Insurer Goals: - answer1. Inefficiency - poor management, 
insufficient capital, outdated technology, inability to adapt to change 
2. Lack of expertise 
3. Size - large insurers can invest more in market research and product development; small 
insurers ca...
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CPCU 520 - Chapter 1 Understanding How Insurers Operate Review Questions with Answers
- Exam (elaborations) • 16 pages • 2024
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Insurer Y is involved in recycling and reusing materials used in policy production and claims handling and reporting. The insurer has also been keenly interested in salvage programs having learned that these programs are better for the environment and more cost-effective for insureds. By participating in these programs and activities, Insurer Y is meeting which one of the following insurer goals? 
 
Select one: 
A. Social responsibility goals 
B. Profitability goals 
C. Customer needs goals 
D. ...
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Wisconsin Insurance Exam 2024/2025 Questions with 100% Correct Answers
- Exam (elaborations) • 7 pages • 2024
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Wisconsin Insurance Exam 2024/2025 
Questions with 100% Correct Answers 
Adverse selection - Trying to get a policy for events that are already occurring, or 
are knowingly going to happen (Life insurance policy before committing suicide, home 
insurance while a fire is destroying home, etc) 
Aleatory - A contract in which the consideration or monetary value between the 
parties is not equal 
The policy holder pays a premium and may collect nothing from the insurer is no loss 
occurs; h...
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CPCU 520 - Assignment #1 Q & A
- Exam (elaborations) • 7 pages • 2023
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CPCU 520 - Assignment #1 Q & A
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Michigan Property & Casualty Exam questions and answers latest top score.
- Exam (elaborations) • 9 pages • 2023
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Michigan Property & Casualty Exam questions and answers latest top score. 
 
 
 
 
 
 
 
 
 
 
 
 
 
FIO - correct answers.(Federal Insurance Office) Monitors insurance industry and identifies issues and gaps in the state regulation of insurers. It also monitors access to affordable insurance by underserved communities and consumers. 
 
Insurance Regulation at State Level - correct answers.Insurance industry is regulated primarily at the state level. Legislature writes and passes laws, judicial ...
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