Amortization schedule - Study guides, Class notes & Summaries

The sum of the practices and processes that an enterprise uses to manage the total life cycle cost investment in its portfolio of strategic assets is called _________ Total Cost Management ______ is the application of scientific principles and techniques to problems of : - estimation - cost control - business planning & management science - profitability analysis - project management - planning & scheduling Cost Engineering _______ Is the value of an activity or asset. Gene...

Amortize - correct answer pay down debt through payments over time Amortization Schedule - correct answer table of numbers underlying the balance and payment graphs, namely the loan balance over time and the payment split into interest and principal Prepayment Risk - correct answer risk involved with the premature return of principal on a fixed income security or loan default -...

A 188B6960BF4D46B08249E762D454A026 Not answered. The correct answer is a. B is incorrect because automatic termination is required when the principal balance reaches 78% based on the original amortization schedule. C is incorrect because this applies to borrower requested termination, not automatic termination. D is incorrect because the lenders and servicers are required to use the principal mortgage balance and original amortization schedule when the loan was closed. - ️️1. At what ...

Mort 202 Grande MOD 1 Questions and Answers 100% Pass Question: What is the primary function of a mortgage in real estate transactions? Answer: The primary function of a mortgage is to provide a loan to a borrower for purchasing real estate, with the property itself serving as collateral for the loan. Question: How does the interest rate affect the total cost of a mortgage over its term? Answer: The interest rate directly impacts the total cost of a mortgage; a higher interest rate...

Real Estate Vocabulary (Guide to Passing the PSI Real Estate Exam) 346 Q&A. amendments - Answer: Changes to previously approved and adopted written agreements. amenities - Answer: Neighborhood facilities and services that enhance a property's value, outside of the property (swimming pools, three-car garages). Americans with Disabilities Act (ADA) - Answer: A federal law (1992) designed to eliminate discrimination against individuals with disabilities. amortization - Answer: The l...

CDFA Exam Study Materials Latest Update Graded A+ 5-year cliff vesting An employee who has at least five years of service must have a non- forfeitable right to 100% of the employee's accrued benefit [IRC §411(a)(2)(A)]. 3- to 7-year vesting (7-year graded vesting) An employee who has completed at least three years of service must have a non-forfeitable right to at least the following percentages of his or her accrued benefit: 20% after three years of service, 40% after four years o...

REE 3043 TEST QUESTIONS WITH COMPLETE SOLUTIONS GRADED A+ Investment Value Definition - Answer-Def: *The value of the property to a particular investor*. The price a particular investor (as opposed to the typical investor) is willing to pay, given the investor's unique tax situation, financing opportunities, required rate of return, and expectations of the property's future cash flows. Market Value Definition - Answer-Def: *Exact value.* The price a typical buyer would pay should the prop...

Order of making financial statements - ANS 1) Income statement actuals and predictions (minus D&A, interest expense income) 2) Cash flow statement actuals (link net income and depreciation from income statement) and predictions (minus changes in operating working capital and cash flows from financing activities) 3) Balance sheet actuals 4) Depreciation schedule 5) Link depreciation into income statement 6) Operating working capital 7) Link OWC into cash flow statement changes in OWC 8...

MISY 5325 Excel Midterm Ultimate Review with Complete Solutions Pressing the Ctrl key is required to select cells or ranges of cells that are not adjacent. To relocate a chart to another worksheet, users should employ the function **move chart**. If entered correctly, the functions SUMIF and DSUM will produce the same result. Which cell reference remains unchanged when formulas are copied and pasted into other cells? $A$1 (Absolute Reference) Which statement regarding the Ta...

Financial Modeling Final Exam Questions and Answers 100% Pass Risk - the chance an investment's actual gain will differ from the expected return. The main types of risk are systematic (tied to the broader market) and unsystematic (specific to a company or industry) risk. Return - the change in the price of an asset or investment over a period of time. A positive return means a profit while a negative return means a loss. Returns are often annualized for comparison purposes, while a hol...

REAL 4000 UGA TEST 3 QUESTIONS AND ANSWERS | LATEST UPDATE | 2024/2025 | GRADED A+ What is a contingent offer in real estate? A contingent offer is an offer to purchase a property that is dependent on certain conditions being met, such as securing financing or passing an inspection. What is principal in the context of a mortgage? Principal refers to the original amount of the loan that needs to be repaid, excluding interest. What is net operating income (NOI)? Net operating i...