Cic life health - Study guides, Class notes & Summaries
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PSI - LIFE, ACCIDENT, AND HEALTH –FULL| Questions and Answers, 100% Verified| Latest 2023/2024
- Exam (elaborations) • 25 pages • 2023
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PSI - LIFE, ACCIDENT, AND HEALTH –FULL| Questions and Answers, 100% Verified| Latest 2023/2024 
PSI - LIFE, ACCIDENT, AND HEALTH – 
FULL| Questions and Answers, 100% 
Verified| Latest 2023/2024 
What happens under a misstatement of age clause on a disability policy? 
1. 
The policy would be terminated and all premiums would be returned to the policy 
owner. 
2. 
The policy would be terminated and all premiums would be retained by the 
insurance company. 
3. 
All amounts payable under t...
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CIC- LIFE & HEALTH WITH COMPLETE SOLUTIONS 100% 2023/2024
- Exam (elaborations) • 32 pages • 2023
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CIC- LIFE & HEALTH WITH COMPLETE SOLUTIONS 100% 2023/2024 CIC- LIFE & HEALTH WITH COMPLETE SOLUTIONS 100% 2023/2024
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PENNSYLVANIA PROPERTY AND CASUALTY (APPLICABLE TO ALL LINES OF INSURANCE)
- Exam (elaborations) • 23 pages • 2024
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Licensing Process 
1. 24 credit hours 
 
3. 3 of the 24 hours must be in ethics 
 
 
 
Licensing exam and relicensing education exemption 
1. Business entities 
2. Nonresident producers 
3. Professional designators 
-CLU-Life and Health Licence 
-CPLU-Property and Casualty License 
-CIC-Life, Health, Property and Casualty Licenses 
-Line of authority is only limited line credit insurance 
-Line of authority restricted to limited line 
-Line of authority restricted to fraternal insurance 
 
 
 
B...
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Pennsylvania Property and Casualty (Applicable to All Lines of Insurance) 2024 already passed
- Exam (elaborations) • 23 pages • 2024
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Pennsylvania Property and Casualty (Applicable to All Lines of Insurance) 
Licensing Process 
1. 24 credit hours 
 
3. 3 of the 24 hours must be in ethics 
 
 
 
Licensing exam and relicensing education exemption 
1. Business entities 
2. Nonresident producers 
3. Professional designators 
-CLU-Life and Health Licence 
-CPLU-Property and Casualty License 
-CIC-Life, Health, Property and Casualty Licenses 
-Line of authority is only limited line credit insurance 
-Line of authority restricted to ...
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Pennsylvania Laws and Regulations Applicable to All Lines of Insurance Questions and Answers 100% Pass
- Exam (elaborations) • 21 pages • 2024
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Pennsylvania Laws and Regulations 
Applicable to All Lines of Insurance 
Questions and Answers 100% Pass 
 
Licensing Process: Pre-Licensing Education Requirements Pre-licensing education 
requirements: 
- 24 credit hours 
 
- 3 of the 24 hours must be in ethics 
 
Licensing Process: License Exam and Pre-Licensing Education Exemptions - Business entity 
- Non-resident producers 
- Professional designations (CLU--Life and Health license, CPCU--Property and Casualty 
license, CIC--Life, Health, Pr...
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HSC PDHPE core 1 critical question 1 FULLY SOLVED & UPDATED (VERIFIED FOR ACCURACY)
- Exam (elaborations) • 6 pages • 2024
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Role of epidemiology 
-Study of causes and distribution of health and illness in populations. 
-Collects data from various sources. 
-Measures health. 
-Methods to control and prevent disease. 
 
 
 
What can epidemiology tell us? 
-Identifies health needs 
-Evaluates health behaviour 
-Promotes behaviours 
- Describes and compares health status 
 
 
 
Who uses epidemiological data? 
-Government employees 
-Medical practitioners 
-Social workers 
 
 
 
Limitations of epidemiology? 
-Does not tel...
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California Life, Accident, and Health Licensing Questions and Answers Already Passed
- Exam (elaborations) • 16 pages • 2024
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California Life, Accident, and Health Licensing 
Questions and Answers Already Passed 
Co-insurance - Answer ️️ -The policy provision which requires the insurer and the insured to 
share in the cost of services rendered 
Exclusion ratio - Answer ️️ -The formula which is used by the IRS to determine how much is 
taxable to an annuitant during the pay out period. 
Occupational policy - Answer ️️ -When a disability income policy provides coverage for 
injuries which occur on and off the...
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PSI: Life, Accident, & Health Exam Questions & Answers (Complete Solutions) What happens under a misstatement of age clause on a disability policy?
- Exam (elaborations) • 26 pages • 2024
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PSI: Life, Accident, & Health Exam Questions & Answers (Complete Solutions)-What happens under a misstatement of age clause on a disability policy? 
1. 
The policy would be terminated and all premiums would be returned to the policy owner. 
2. 
The policy would be terminated and all premiums would be retained by the insurance company. 
3. 
All amounts payable under this policy shall be what the premium originally would have purchased and been paid at the correct age. 
4. 
Prior to any benef...
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California Life, Accident, and Health Licensing Exam Questions and Answers 100% Pass
- Exam (elaborations) • 25 pages • 2024
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California Life, Accident, and Health Licensing 
Exam Questions and Answers 100% Pass 
Co-insurance - Correct Answer ️️ -The policy provision which requires the insurer and 
the insured to share in the cost of services rendered 
Exclusion ratio - Correct Answer ️️ -The formula which is used by the IRS to determine 
how much is taxable to an annuitant during the pay out period. 
Occupational policy - Correct Answer ️️ -When a disability income policy provides 
coverage for injuries wh...
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52 Hour California Life, Accident and Health Insurance Exam Course 100% Solved
- Exam (elaborations) • 15 pages • 2024
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52 Hour California Life, Accident and Health Insurance Exam 
Course 100% Solved 
#8Question #121859 
When an insurer can no longer meet its financial obligations when they are due, the insurer is considered to be: - Correct Answer: 
Insolvent 
Explanation: 
Insolvency means any impairment of required minimum paid-in capital or the inability of the insurer to meet its financial obligations when they are due. 
#9Question #121863 
An appointment as an agent of an insurer becomes effective on the da...
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