Commercial auto insurance - Study guides, Class notes & Summaries

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2024/2025 UPDATED NC ADJUSTER LICENSE PRACTICE EXAM QUESTIONS WITH CORRECT ANSWERS ALREADY  PASSED AND VERIFIED Popular
  • 2024/2025 UPDATED NC ADJUSTER LICENSE PRACTICE EXAM QUESTIONS WITH CORRECT ANSWERS ALREADY PASSED AND VERIFIED

  • Exam (elaborations) • 25 pages • 2024
  • NC ADJUSTER LICENSE PRACTICE EXAM 2024/2025 QUESTIONS WITH CORRECT ANSWERS ALREADY PASSED AND VERIFIED Manny is purchasing a Commercial Property policy with a Business Income form included. Manny can select from any of the following as a method to provide coverage, while avoiding the coinsurance requirement, EXCEPT: - CORRECT ANSWER The maximum monthly limit of indemnity optional coverage The traditional definition of actual cash value (ACV) is: - CORRECT ANSWER Replacement cost min...
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Texas All-Lines Adjuster course Final Exam	Questions With Complete Solutions(100%verified)
  • Texas All-Lines Adjuster course Final Exam Questions With Complete Solutions(100%verified)

  • Exam (elaborations) • 27 pages • 2024
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  • Texas All-Lines Adjuster course Final Exam Questions With Complete Solutions(100%verified) A severe thunderstorm damaged a policyholder's residence. He called and asked how long it would be before he receives payment for his claim. Which of the following would NOT be an appropriate response? - correct answer...We have 6 months to reach a final settlement with you. Janelle has just graduated college and is interested in becoming an adjuster. she would like to be able to handle any type of c...
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Test Bank for Principles of Risk Management and Insurance, 14th Edition by George E. Rejda
  • Test Bank for Principles of Risk Management and Insurance, 14th Edition by George E. Rejda

  • Exam (elaborations) • 433 pages • 2023
  • Test Bank for Principles of Risk Management and Insurance 14e 14th Edition by George E. Rejda, Michael J. McNamara. ISBN-13: 1293 Full Chapters test bank included PART 1: BASIC CONCEPTS IN RISK MANAGEMENT AND INSURANCE 1. Risk and Its Treatment 2. Insurance and Risk 3. Introduction to Risk Management 4. Enterprise Risk Management and Related Topics PART 2: THE PRIVATE INSURANCE INDUSTRY 5. Types of Insurers and Marketing Systems 6. Insurance Company Operations 7. Financial Op...
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CIC Commercial Multi-line Exam Prep (100% Correct Answers)
  • CIC Commercial Multi-line Exam Prep (100% Correct Answers)

  • Exam (elaborations) • 26 pages • 2023
  • CIC Commercial Multiline Exam Identify and describe the three primary purposes of excess liability/umbrella policies (LO1) - ANSWER 1. Provide additional limits that are excess over underlying limits of insurance 2. Provide primary coverage when underlying poliy does not respond beacuse its aggregate limits of insruance are exhausted. 3. Provide broader coverage than the exsiting underlying insurance excess liability coverage forms and commercial umbrella liability policy - ANSWER 1...
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AINS 101 Questions With 100% Accurate Review Solution Answers  2023-2024
  • AINS 101 Questions With 100% Accurate Review Solution Answers 2023-2024

  • Exam (elaborations) • 54 pages • 2023
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  • AINS 101 Questions With 100% Accurate Review Solution Answers Which of the following is an example of a legal requirement for individuals that could be met through insurance? a. contributing to the growth of the organization b. paying for losses c. obtaining personal auto insurance d. providing a source of investment funds - ANS-c. obtaining personal auto insurance A fire destroys the kitchen in Rob and Laurie's home. Which insurance policy would provide coverage for the damage? a...
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Property and Casualty Insurance Mastery Exam A Questions and Answers 100% Pass
  • Property and Casualty Insurance Mastery Exam A Questions and Answers 100% Pass

  • Exam (elaborations) • 14 pages • 2024
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  • Property and Casualty Insurance Mastery Exam A Questions and Answers 100% Pass An insured rents a car while on vacation in Canada and causes an accident. Is there coverage under his personal auto policy? - Correct Answer ️️ -The loss is covered under an unendorsed personal auto policy. Under the workers' compensation laws, which of the following would NOT be covered? - Correct Answer ️️ -Heart-related illness resulting from hereditary causes An insurance policy covers fire, will ...
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Property & Casualty - Mike Russ Practice Test Questions With Complete Solutions
  • Property & Casualty - Mike Russ Practice Test Questions With Complete Solutions

  • Exam (elaborations) • 25 pages • 2023
  • Insurance broker means a person who, for compensation and on behalf of another person, transacts insurance other than life with, but not on behalf of, an insurer. True or False? correct answer: False - An insurance broker is a specialist in insurance and risk management. Brokers act on behalf of their clients and provide advice in the interests of their clients. Transacting insurance includes: A. Execution of a contract of insurance B. All of the choices C. Solicitation D. Negotiation c...
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Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.
  • Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.

  • Exam (elaborations) • 112 pages • 2024
  • Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an accident. Which of the following statements about coverage under the parents' personal auto policy is CORRECT? A) Bobby is covered by his parents' policy because he is included in the definition of named insured. B) Bobby is not covered for this accident because he used the car without permission. C) Bobby is not covered ...
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CPCU 552, CP&L FINAL EXAM 2023 WITH 100% VERIFIED ACCURATE ANSWERS
  • CPCU 552, CP&L FINAL EXAM 2023 WITH 100% VERIFIED ACCURATE ANSWERS

  • Exam (elaborations) • 28 pages • 2023
  • Railroad owners commonly require contractors to purchase a Railroad Protective Liability Coverage Form. Which one of the following statements about this form is true? - correct answerOne of the coverage limits applies to physical damage to property owned by or leased or entrusted to the railroad Which one of the following statements about the general aggregate limit under a Commercial General Liability (CGL) Coverage Form is true? - correct answerIt is reduced by an claims paid for medical pa...
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass
  • NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass

  • Exam (elaborations) • 33 pages • 2023
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  • NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass Dram Shop Liability refers to: Liquor Law Liability. The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. Any insurance...
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California Commercial Insurance Exam Questions and Answers 100% Pass
  • California Commercial Insurance Exam Questions and Answers 100% Pass

  • Exam (elaborations) • 14 pages • 2024
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  • California Commercial Insurance Exam Questions and Answers 100% Pass What is a Modular Policy? - Correct Answer ️️ -A modular policy is a policy consisting of several different documents, none of which by itself forms a complete contract. What is a Commercial Package Policy (CPP)? - Correct Answer ️️ -A Commercial Package Policy is a modular policy that combines different forms and more than one line of coverage. What must a CPP policy consist of? - Correct Answer ️️ -A Declar...
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