Equity indexed annuity - Study guides, Class notes & Summaries

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214 FLORIDA INSURANCE LIFE AND  VARIABLE ANNUITY ACTUAL EXAM  UPDATED Popular
  • 214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED

  • Exam (elaborations) • 8 pages • 2024
  • 214 FLORIDA INSURANCE LIFE AND VARIABLE ANNUITY ACTUAL EXAM UPDATED variable annuity - CORRECT ANSWER-there is no guarantee of the dollar amount of the payments, they fluctuate according to the value of an account vest primarly in common stocks join and survivor annuity - CORRECT ANSWER-covers two or more lives and contiunes in force so long as any one of them survives period certain annuity - CORRECT ANSWER-annuity imcome option that guarantees a definite minimum peroid of paymen...
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Arizona Life Insurance Exam  Questions and Answers  (Latest Update 2023)  Verified Answers Popular
  • Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers

  • Exam (elaborations) • 84 pages • 2023 Popular
  • Arizona Life Insurance Exam Questions and Answers (Latest Update 2023) Verified Answers a whole life policy that provides a choice of dividend options include the following statement about dividends they accrue at a guaranteed rate they are deferred for one year they are not guaranteed they are guaranteed after the first year - Correct Answers they are not guaranteed When there is a named beneficiary on a life insurance policy, the death benefits 1. are directed to a trustee ...
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Primerica Life Insurance Exam:  2023/ 2024 New Update (Questions and 100% Verified  Answers)
  • Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)

  • Exam (elaborations) • 20 pages • 2023
  • Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers) 1. A married couple owns a permanent policy which covers both of their lives and pays the benefit only upon the death of the first insured. Which policy is that? A. Survivorship Life Policy B. Second-to-Die C. Family income policy D. Joint life policy Answer: D. Joint life policy 2. An annuity owner is funding an annuity that will supplement her retirement. Because she does not...
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PSI LIFE INSURANCE EXAM LATEST REAL EXAM QUESTIONS AND CORRECT ANSWERS | A-GRADE 2023/24
  • PSI LIFE INSURANCE EXAM LATEST REAL EXAM QUESTIONS AND CORRECT ANSWERS | A-GRADE 2023/24

  • Exam (elaborations) • 18 pages • 2023
  • PSI LIFE INSURANCE EXAM which of the following occurs immediately after the application is submitted and the initial premium paid: A: the underwriting process begins B: the applicant's references are checked C: the beneficiaries are selected D: the insurance goes into effect Correct Answer: A: the underwriting process begins in a level term life policy, which ALWAYS remains constant: A: premium B: beneficiary C: death benefit D: maximum age of the insured Correct Answer: C: d...
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Texas General Lines - Life,  Accident & Health Insurance  Exam Questions & Revised Correct  Answers With Explanation Latest Update | Already Passed!!
  • Texas General Lines - Life, Accident & Health Insurance Exam Questions & Revised Correct Answers With Explanation Latest Update | Already Passed!!

  • Exam (elaborations) • 98 pages • 2024
  • Texas General Lines - Life, Accident & Health Insurance Exam Questions & Revised Correct Answers With Explanation Latest Update | Already Passed!! 1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20-year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? A- $50,000 Whole Life policy B- $50,000 Level Term policy for 20 years C- $50,000 20 Pay Life po...
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Texas General Lines - Life, Accident and Health Insurance Practice Exam Questions and Correct Answers 2024/2025
  • Texas General Lines - Life, Accident and Health Insurance Practice Exam Questions and Correct Answers 2024/2025

  • Exam (elaborations) • 69 pages • 2024
  • Texas General Lines - Life, Accident and Health Insurance Practice Exam Questions and Correct Answers 2024/2025 LIFE SECTION 1 - Correct Answer LIFE SECTION 1 1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20-year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? A- $50,000 Whole Life policy B- $50,000 Level Term policy for 20 years C- $50,000 20 Pay Life ...
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LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed
  • LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed

  • Exam (elaborations) • 15 pages • 2024
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  • LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. Which of the following is true about a decreasing term life policy? The face amount reaches zero at policy expiration. Which of the following occurs immediately after the application is submitted and the initial premium paid?...
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XCEL Final Exam California Life Insurance Exam Questions and Answers 2024
  • XCEL Final Exam California Life Insurance Exam Questions and Answers 2024

  • Exam (elaborations) • 9 pages • 2024
  • A savings vehicle designed to first accumulate funds and then systematically liquidates the funds is called a(n) - Deferred Annuity Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? - 60 Payments What distinguishes a deferred annuity from an immediate annuity? - The time at which benefit payments start The systematic liquidation of a sum of money...
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WA Life and Disability Producer Combo Questions with Verified Solutions
  • WA Life and Disability Producer Combo Questions with Verified Solutions

  • Exam (elaborations) • 13 pages • 2024
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  • WA Life and Disability Producer Combo Questions with Verified Solutions If a company provides group disability insurance to its employees, which of the following may be tax deductible? The premiums paid by the company as a business expense Which provides benefits for expenses incurred as a result of in-hospital medical treatment and surgery as well as certain outpatient expenses such as doctor's visits, laboratory tests, and diagnostic services? Hospitalization insurance Compared t...
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Life, Accident and Health Final Exam Questions With 100% Correct Answers
  • Life, Accident and Health Final Exam Questions With 100% Correct Answers

  • Exam (elaborations) • 30 pages • 2024
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  • Life, Accident and Health Final Exam Questions With 100% Correct Answers Which of the following provides benefits for the treatment of gum disease? A. Endodontics B. Orthodontics C. Periodontics D. Prosthodontics - answerC. Periodontics The Insured and primary beneficiary die in a common accident. The insured dies at the scene and the beneficiary dies thirty six days later. To whom is the $250k death benefit paid? A. The State Department of Revenue B. The Contingent Beneficiary C. The...
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Segregated Funds & Annuities Certification Exam Latest Update Graded A+
  • Segregated Funds & Annuities Certification Exam Latest Update Graded A+

  • Exam (elaborations) • 4 pages • 2024
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  • Segregated Funds & Annuities Certification Exam Latest Update Graded A+ Canadian Pension Plan Benefits CPP Income Formula = 8.4% annual tax x number of years x CPP at age 65 RRSP Contributions RRSP Contribution Room Formula = Income x 18% Market-Linked GIC A market-linked GIC has an interest rate that is tied to the performance of the stock market, providing the potential for a higher interest rate in the case of positive market returns. While the returns can be capped, there is potential for ...
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