Flood insurance exam - Study guides, Class notes & Summaries
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Personal Lines Insurance Practice Exam Questions and Answers Latest 2024-2025 | 100% Correct.
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Personal Lines Insurance Practice Exam Questions and Answers Latest | 100% Correct. Bobby, age 16, borrows his parents' car without their permission and gets into an 
accident. Which of the following statements about coverage under the parents' 
personal auto policy is CORRECT? 
A) Bobby is covered by his parents' policy because he is included in the definition 
of named insured. 
B) Bobby is not covered for this accident because he used the car without 
permission. 
C) Bobby is not covered bec...
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Louisiana Property and Casualty Exam Questions and Answers Already Passed
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Louisiana Property and Casualty Exam 
Questions and Answers Already Passed 
 
Should 2 or more insurers issue a combined Standard Fire Policy insuring a single risk, in the 
event of a loss, the insured must notify Any of the insurers providing coverage. 
 
The policy conditions define How parties to the contract must act following a loss. 
 
Because an insurance policy is a legal contract, it must conform to the state laws governing 
contracts which require all of the following elements EXCEPT ...
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NFIP Flood Insurance Exam Questions With Correct Answers
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WYO Program - Answer "Write your own" insurers write the coverage on their own "paper" but the NFIP reinsures 100% of the coverage 
 
Wait period for policy to become effective - Answer 30 days, this is done to avoid panic buying before disasters strike 
 
Standard Flood Insurance Policy (SFIP) - Answer Defines coverage, limits , and exclusions for NFIP flood Insurance policies with terms and conditions unique to the NFIP 
- NFIP insurers can ONLY use the SFIP 
 
How to cancel a policy - Ans...
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Flood Insurance Exam 2024 Questions and Answers
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Flood Insurance Exam 2024 Questions and Answers
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ANFI 205 Sample Exam with complete solutions
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ANFI 205 Sample Exam with complete solutions 
One purpose of the National Flood Insurance Act of 1968 is to encourage state and 
local 
governments to - ️️ Wisely use the lands by considering the hazards of flood. 
What is the initial phase of a community's participation in the National Flood Insurance 
Program 
(NFIP) called? - ️️ Emergency Program 
Increased Cost of Compliance (ICC) coverage is mandatory for all Standard Flood 
Insurance 
Policies with four exceptions. One of these ex...
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FEMA Flood Insurance Certificate Exam 2023
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FEMA Flood Insurance Certificate Exam 2023 
One of the three purposes of the original National Flood Insurance Act, passed in 1968, 
was to - ️️ Foster cooperative effort between the federal government and the private 
insurance industry to authorize a nationwide flood insurance program 
To be eligible for federal flood insurance, a building must - ️️ Have two or more outside 
rigid walls, a fully secured roof, and be attached to a permanent site 
If a community which the Federal Emergen...
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass
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NY Independent General Adjuster Exam - Series 17-70 Questions and Answers 100% Pass Dram Shop Liability refers to: Liquor Law Liability. 
The insured has suffered a covered loss under his DP-3 dwelling form. He fails to protect the property from further loss. The additional loss that occurs as a result of his inactions may be denied because of what clause in the policy? Neglect. 
To be eligible for the New York assigned risk auto plan a person must: Hold a valid driver's license. 
Any insurance...
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ADJUSTER PRO EXAM WITH REVISED ANSWERS (2023)
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ADJUSTER PRO EXAM WITH REVISED 
ANSWERS (2023) 
Stu has a collection of rare comic books. He wants to purchase theft insurance for his 
collection, separate from his home and other property. What term most accurately 
describes the type of policy Stu would purchase? - CORRECT ANSWER-Monoline 
Policy 
Which of the following statements does NOT apply to the Standard Fire Policy? - 
CORRECT ANSWER-It automatically covers wind and vandalism. 
Which of the following refers to being restored to the ...
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Louisiana Personal Lines Insurance Exam Already Graded A+
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Louisiana Personal Lines Insurance Exam Already Graded A+ 
104. Coverage for loss by some perils under a building and personal property form is suspended if 
(Choose from the following options) 
1. An uninsured peril causes a partial loss. 
2. The insured building is vacant for over 60 days. 
3. A loss occurs while a hazard beyond the insured's control is increased. 
4. The insured fails to satisfy the coinsurance provision ️2. The insured building is vacant for over 60 
days 
107. In...
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NJ Property/ Casualty Insurance Exam Set with Complete Solutions
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NJ Property/ Casualty Insurance Exam Set with Complete Solutions 
Why was the commercial Insurance Deregulation Act Created? - ANSWER-To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices 
 
Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? - ANSWER-Commercial policies 
 
When must rate amendments & policy forms be filed with the commissioner? - ANSWER-30 days before 
 
What losses...
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